PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
141
52. MATURITY PROFILE
The maturity profile of the Bank’s assets and liabilities is as follows: Note: This profile is based on contractual terms. Historically, a significant proportion of deposits are
rolled-over on maturity. Also, Government recapitalization bonds trading and available-for-sale could be liquidated through sale or used as collateral in the inter-bank market should the need for liquidity arise.
The Bank’s policy with regards to the maturity gap between the monetary assets and liabilities is to determine a gap limit which is adjusted to the Bank’s ability to obtain immediate liquidity.
The maturity profile of the Bank’s assets and liabilities is as follows continued:
June 30, 2004
1 mth - 3 3 mths 6
6 mths 12 Description
Total 1 mth
mths mths
mths 12 mths
Assets
Cash 2,104,041 2,104,041
- -
- -
Current accounts with Bank
Indonesia 9,378,637
9,378,637 -
- -
- Current accounts with
other banks - net 614,896
614,896 -
- -
- Placements with Bank Indonesia
and other banks - net 11,614,052
11,313,280 -
300,500 272
- Securities - net
12,830,376 10,219,351 78,599
222,208 29,556 2,280,662
Government recapitalization bonds
102,277,668 624,573 1,114,188 1,671,282 2,852,952
96,014,673 Trade documents and other
facilities- net
2,838,114 1,610,966 680,708 536,775
9,665 -
Securities bought with Agreements to resell
228,244 131,835
96,409 -
- -
Derivative receivables - net 531,439
40,542 8,158
2,791 98,740
381,208 Loans - net
73,441,015 4,554,226
6,060,150 6,250,672 8,179,484 48,396,483
Acceptances receivable - net 4,605,450 1,394,346
1,555,918 1,239,720 414,601 865
Investments in shares of stock - net
5,859 -
- -
- 5,859
Premises and equipment - net 5,351,899
- -
- -
5,351,899 Deferred tax assets - net
2,161,716 -
- -
- 2,161,716
Accrued income 1,312,554
1,312,554 - - - -
Receivables 3,228,675 -
- - - 3,228,675
Prepaid tax
14,264 - - - -
14,264 Prepaid
expenses 294,625 - - -
294,625 - Others - net
1,852,909 -
- -
- 1,852,909
234,686,433 43,299,247
9,594,130 10,223,948 11,879,895 159,689,213
Liabilities
Liabilities immediately payable 1,004,113
1,004,113 - - - -
Demand deposits
43,551,191 43,551,191
- - - - Savings
deposits 43,534,956
43,534,956 - - - -
Time deposits 84,530,659
61,713,711 13,576,579 3,210,628 1,810,685 4,219,056
Certificates of deposit 25
25 -
- -
- Deposits from other banks
- Demand deposits 535,738
535,738 -
- -
- - Inter-bank call money
931,785 931,785
- -
- -
- Time deposits 5,129,893
4,718,862 370,391
40,092 548
- Securities sold with
agreements to repurchase 2,404,633
62,133 -
- - 2,342,500
Derivative payables 105,070
23,034 7,640
541 -
73,855 Acceptances payable
4,746,755 1,437,138 1,603,634
1,277,766 427,325
892 Securities
issued 4,730,187 581,375
- - - 4,148,812
Fund borrowings 4,750,376
479,433 284,165 831,579
1,886,550 1,268,649
Allowance for possible losses on commitments and
contingencies 612,542
332,076 83,684
70,591 61,862
64,329 Accrued expense
438,416 438,416
-
- - - Taxes payable
748,843 -
- -
748,843 -
Other liabilities 6,041,773 33,443 -
- 393,020
5,615,310 Subordinated loans
5,105,081 -
- 146,200
20,395 4,938,486
Loan capital
3,021,975 - - - -
3,021,975 211,924,011
159,377,429 15,926,093
5,577,397 5,349,228 25,693,864
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
142
52. MATURITY PROFILE continued
