PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
78
19. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS Continued
b. As of June 30, 2004 and 2003, and April 30, 2003, Bank Mandiri had savings deposits from related parties amounting to Rp18,799, Rp3,367 and Rp2,406, respectively or 0.04, 0.01 and
0.01 from total savings deposits, respectively Note 59. c. Annual average interest rates of savings deposits for the six-month periods ended June 30, 2004
and 2003, and the four-month period ended April 30, 2003 were 4.7, 8.97 and 9.90, respectively.
d. Profit sharing for mudharabah ranged from 4.23 to 7.20, 5.44 to 9.28, and 5.36 to 10.50 for the six-month periods ended June 30, 2004 and 2003, and the four-month period
ended April 30, 2003, respectively.
20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 70,180,633
97,198,645 104,637,454
Foreign Currency
14,350,026 18,613,041
18,988,889 84,530,659 115,811,686 123,626,343
b. By
period:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah: 1
month 44,707,670
50,852,546 46,628,343
3 months
13,897,503 17,237,454
22,330,373 6
months 4,175,494
6,045,388 6,865,538
12 months
2,643,961 10,067,886
11,233,186 More than 12 months
4,756,005 12,995,371
17,580,014 70,180,633
97,198,645 104,637,454 Foreign
Currency: 1
months 11,950,686
15,940,657 15,281,325
3 months
1,430,539 1,559,011
1,780,241 6
months 455,218
517,749 853,906
12 months
506,205 576,148
544,612 More than 12 months
7,378 19,476
528,805 14,350,026
18,613,041 18,988,889
84,530,659 115,811,686 123,626,343
c. By
maturity:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah: 1
month 49,251,851
55,921,734 62,157,517
3 months
12,281,753 16,112,694
16,134,857 6
months 2,945,396
11,535,240 11,790,137
12 months
1,784,849 12,973,319
13,281,686 More than 12 months
3,916,784 655,658
1,273,257 70,180,633
97,198,645 104,637,454
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
79
20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
c. By maturity: continued
June 30, 2004 June 30, 2003
April 30, 2003
Foerign Currency:
1 month
12,461,860 16,284,007
16,256,632 3
months 1,294,826
1,769,671 1,989,168
6 months
265,232 338,269
481,179 12
months 25,836
214,693 258,553
more than 12 months 302,272
6,401 3,357
14,350,026 18,613,041
18,988,889 84,530,659 115,811,686 123,626,343
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp2,409,621, Rp907,255 and Rp842,531 as of June 30, 2004 and 2003, and April 30, 2003, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 5.95
10.49 11.68
Foreign currency 0.74
2.26 2.41
Range of profit sharing per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 6.61 - 9.01 10.34 - 11.60 10.18 - 13.12
Foreign currency 1.81 - 1.91 2.84 - 3.55 2.80 - 4.01
f. As of June 30, 2004 and 2003, and April 30, 2003, related party time deposits amounted to Rp304,617, Rp1,600,040 and Rp1,813,676, respectively, or 0.36, 1.38 and 1.47 of the total
time deposits, respectively Note 59. g. As of June 30, 2004 and 2003, and April 30, 2003, time deposits which are frozen and blocked as
collateral for bank guarantees and loan and working capital facilities, amounted to Rp4,585,189, Rp3,957,612 and Rp4,135,382, respectively. Mudharabah time deposits pledged as of June 30,
2004 and 2003, and April 30, 2003 for mudharabah receivables extended by a subsidiary amounted to Rp11,850, Rp16,419 and Rp14,030, respectively.
21. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
