Exhibit 103: BCH CROCI DuPont

Exhibit 103: BCH CROCI DuPont

2014E 2015E

2016E

2017E 2018E 2019E 2020E

GCI turnover (X)

0.45X 0.48X 0.51X 0.56X

EBITDA margins (%)

Cash conversion (X)

0.91X 0.89X 0.88X 0.87X

Source: Company data, Goldman Sachs Global Investment Research.

Bangkok Chain Hospital: Summary financials

Profit model (Bt mn)

Balance sheet (Bt mn)

Total revenue

Cash & equivalents

Cost of goods sold

Accounts receivable

Other current assets

Other operating profit/(expense)

0.0 0.0 0.0 0.0 Total current assets

Net PP&E

Depreciation & amortization

Net intangibles

Total investments

Interest income

0.0 0.0 0.0 0.0 Other long-term assets

Interest expense

Total assets

Income/(loss) from uncons. subs.

Accounts payable

Pretax profits

Short-term debt

Income tax

Other current liabilities

Total current liabilities

Long-term debt

Net income pre-preferred dividends

Other long-term liabilities

Preferred dividends

0.0 0.0 0.0 0.0 Total long-term liabilities

Net income (pre-exceptionals)

Total liabilities

Post-tax exceptionals

Net income

Preferred shares

Total common equity

EPS (basic, pre-except) (Bt)

0.23 0.27 0.28 0.28 Minority interest

EPS (basic, post-except) (Bt)

EPS (diluted, post-except) (Bt)

0.23 0.27 0.28 0.28 Total liabilities & equity

DPS (Bt)

Dividend payout ratio (%)

68.2 50.0 50.0 50.0 BVPS (Bt)

Free cash flow yield (%)

Growth & margins (%)

Sales growth

5.3 14.4 15.8 15.3 CROCI (%)

EBITDA growth

EBIT growth

Net income growth

EPS growth

Inventory days

Gross margin

32.1 32.9 31.7 29.6 Receivables days

EBITDA margin

26.7 26.7 25.2 23.7 Payable days

EBIT margin

19.4 20.2 19.0 16.9 Net debt/equity (%)

Interest cover - EBIT (X)

Cash flow statement (Bt mn)

Net income pre-preferred dividends

D&A add-back

P/E (analyst) (X)

Minorities interests add-back

Net (inc)/dec working capital

EV/EBITDA (X)

Other operating cash flow

0.0 0.0 0.0 EV/GCI (X)

Cash flow from operations

Dividend yield (%)

Capital expenditures

Cash flow from investments

Dividends paid (common & pref)

Inc/(dec) in debt

Common stock issuance (repurchase)

Other financing cash flows

Cash flow from financing

Total cash flow

49.3 Note: Last actual year may include reported and estimated data. Source: Company data, Goldman Sachs Research estimates.

Siloam (SILO.JK): Leveraged to highest growth market, but priced in; maintain Neutral

What's changed

Investment Profile

We have revised down our 2014E-2020E assumptions for new hospital additions for Siloam to 3-4 per year (4-8

Low

High

previously), as this appears a more realistic target given slower new hospital additions than expected since its Growth

Growth

listing last year. Consequently, we have reduced SILO’s 2014E-2016E EBITDA by 18%-27% and EPS by 48%-60%. Returns *

We believe our new hospital addition forecasts are achievable, as SILO has added 3-5 new hospitals per year over

40th 60th 80th 100th Siloam International Hospitals (SILO.JK)

Percentile

20th

Implications Asia Pacific Consumer Peer Group Average

 For a complete description of the investment Our revised forecast still points to a 1,190bp expansion in CROCI and a DACF CAGR of 36% for SILO over

* Returns = Return on Capital

profile measures please refer to the

2014E-2020E, which would rank it in quartile 1 for growth and quartile 2/1 for CROCI during 2014E- disclosure section of this document.

2017E/2018E-2020E.

Key data

Current

 14,950 SILO is a leading hospital company operating in the highest growth ASEAN-4 healthcare market - Indonesia,

Price (Rp)

12 month price target (Rp)

and we expect SILO to leverage its strong brand power and ride on its parent company Lippo Karawaci’s

Market cap (Rp bn / US$ mn)

Foreign ownership (%)

(one of Indonesia’s leading property developer) aggressive roll-out of townships and property projects to grow its hospitals footprint and capture the strong underlying growth.

12/13 12/14E 12/15E 12/16E

EPS (Rp)

 That said, given recent share price performance (outperforming Jakarta index by 34% in the past 3 months),

EPS growth (%)

EPS (diluted) (Rp)

we believe that the positive prospects ahead have been priced in, as stock valuations look high relative to

EPS (basic pre-ex) (Rp)

peer average, and hence we maintain our Neutral rating. Our analysis suggests that the share price is already 76.8

36.9 39.3 27.0 assuming 2015E-2016E CROCI of 17.4%, which is higher than GSe of 16.1%, although the share price implied 18.1

EV/EBITDA (X)

Dividend yield (%)

10-year forward EPS CAGR of 47% is still lower than our 2014E-2020E EPS CAGR of 63%.

We now employ 2-year forward Director’s Cut (EV/GCI vs. CROCI/WACC) methodology to value the ASEAN

Price performance chart

healthcare stocks. Consequently, we raise our 12-m TP to Rp15,500 (+4% upside potential; prior TP of Rp10,000

was based on SOTP). The stock does not have a long trading history, but it trades at a premium to peers, which

we think is fair given its superior growth prospects and our expectations that it will achieve quartile 1 CROCI by

2018E. Our TP implies 2015E/2016E EV/EBITDA of 27.9X / 18.7X.

Key risks

Delays / faster-than-expected ramp-up in hospital additions, higher/lower than expected competition,

higher/lower than expected barriers of entry to growth. Mar-14

Siloam International Hospitals (L) Jakarta SE Composite Index (R)

Share price performance (%)

3 month 6 month 12 month

Absolute

42.4 55.7 -- Rel. to Jakarta SE Composite Index

33.9 37.0 --

Source: Company data, Goldman Sachs Research estimates, FactSet. Price as of 6/02/2014 close.

Exhibit 104: We expect 2014E-2020E revenue/

Exhibit 106: We believe 3-4 hospital additions EBITDA CAGR of 29%/40%

Exhibit 105: Share price implies higher-than-GSe

2015E-2016E CROCI; lower-than-GSe 10-year EPS

p.a. is realistic