J. Buy back shares dan buy back obligasi bank
-
J. Buy Back Shares and Buy Back of Bank Obligation
-
K. Pemberian dana untuk kegiatan sosial dan kegiatan politik
K. Fund Distribution for Social and Political Activities
Manajemen Risiko
BPD Kaltim secara konsisten menerapkan manajemen risiko dalam setiap aktivitas usaha
termasuk pada aktivitas operasional dan non operasional.Penerapan manajemen risiko juga
menjadi kepedulian setiap level organisasi. Pengelolaan risiko di BPD Kaltim mencakup 8
delapan jenis risiko sesuai dengan ketentuan Bank Indonesia, yang diimplementasikan pada
unit satuan kerja manajemen risiko konvensional. Pengelolaan risiko terus diupayakan sejalan
dengan Road Map Basel I dan Basel II serta ketentuan Bank Indonesia dan Otoritas Perbankan
antara lain:
• Peraturan Bank Indonesia Nomor 1125 PBI2009 tentang Perubahan atas Peraturan
Bank Indonesia Nomor 58PBI2003 tentang Penerapan Manajemen Risiko Bagi Bank Umum
• Peraturan Bank Indonesia Nomor 131PBI2011 tanggal 5 Januari 2011 tentang Penilaian
Tingkat Kesehatan Bank Umum • Surat Edaran Bank Indonesia Nomor 1324
DPNP tanggal 25 Oktober 2011 perihal Penilaian Tingkat Kesehatan Bank Umum
• Surat Edaran Bank Indonesia Nomor 1324 DPNP tanggal 25 Oktober 2011 perihal
Pemberian Dana Untuk : Fund Distribution for :
Keterangan Explanation
Nilai Value
Kegiatan Sosial | Social Activities
Bantuan Pendidikan, Bantuan Sosial, Bantuan Korban Bencana Alam
Educational aid, social aid and aid for victims of natural disaster
Rp.2.783.748.775,- Total
Rp.2.783.748.775,- Kegiatan Politik |
Political Activities -
- Total
- -
Catatan : Sebagaimana ketentuan yang berlaku pada BPD Kaltim code of conduct, tidak diperkenankan memberikan dana untuk kegiatan politik.
Note : As the applicable regulation in BPD Kaltim code of Conduct, distributing the fund for political affair
activities is not allowed.
Risk management
BPD Kaltim consistently apply risk management in any business activities, including the activities
of non operasional. Operational application and risk management are also a concern every level
of risk in BPD Kaltim organization. Management includes eight 8 types of risk in accordance with the
provisions of Bank Indonesia, which is implemented in unit of conventional risk management work. Risk
management continues to be pursued in line with the Road Map Basel I and Basel II as well as the
provisions of Bank Indonesia and Banking Authority, among others:
• Bank Indonesia Regulation Number 1125 PBI 2009 on Amendment to Bank Indonesia Regulation
No. 58 PBI 2003 regarding Implementation of Risk Management for Commercial Banks
• Bank Indonesia Regulation Number 131 PBI 2011 dated January 5, 2011 on the Assessment of
Commercial Banks • Bank Indonesia Circular Letter No. 1324 DPNP
dated October 25, 2011 concerning Commercial Bank Rating
• Bank Indonesia Circular Letter No. 1324 DPNP dated October 25, 2011 concerning Amendment
Laporan Tahunan 2015 |
BANKALTIM
2015 annual report |
BANKALTIM
183
Perubahan atas Surat Edaran Nomor 521DPNP perihal Penerapan Manajemen Risiko Bagi Bank
Umum
Pengungkapan Permodalan
Kebijakan dan strategi terkait permodalan BPD Kaltim mencakup struktur dan komposisi
permodalan sesuai dengan rencana bisnis strategis Bank dan kecukupan Penyediaan Modal
Minimum KPMM Bank.
1. Struktur Permodalan BPD Kaltim Struktur permodalan BPD Kaltim per 31
Desember 2015, baik secara individu maupun secara konsolidasi memiliki kemampuan
permodalan yang kuat untuk mendukung pertumbuhan bisnis Bank. Adapun instrument
modal yang diterbitkan oleh BPD Kaltim adalah saham biasa dengan karakteristik seperti saham
pada umumnya, tidak ada spesifikasi tertentu di dalamnya yang merupakan setoran modal
dari dua provinsi yaitu Kalimantan Timur dan Kalimantan Utara dengan total Modal Saham
Per 31 Desember 2015 sebesar Rp 3.052.700,- juta.
2. Kecukupan Permodalan Kecukupan permodalan BPD Kaltim telah
sesuai dengan Peraturan Bank Indonesia PBI Nomor 1512PBI2013 tentang Kewajiban
Penyediaan Modal Minimum Bank Umum dan menggunakan standar model di dalam
mengukur Aktiva Tertimbang Menurut Risiko. BPD Kaltim juga telah menerapkan Perhitungan
Kecukupan Modal Minimum ICAAP sesuai dengan profil risiko Bank.
Pengungkapan Eksposur Risiko dan Penerapan Manajemen Risiko Bank
1. Pengungkapan mengenai penerapan
Manajemen Risiko Bank secara umum yang mencakup informasi mengenai:
a. Pengawasan aktif Dewan Pengawas dan Direksi
Sesuai dengan PBI Nomor 58PBI2003 perihal Penerapan Manajemen Risiko bagi
Bank Umum sebagaimana telah diubah dengan PBI Nomor 1125PBI2009, selama
tahun 2015 Dewan Pengawas dan Direksi BPD Kaltim telah menjalankan fungsinya secara
aktif dalam rangka penerapan manajemen risiko di lingkungan internal Bank.
to Circular Letter No. 521 DPNP concerning Application of Risk Management for Commercial
Banks
Capital Disclosures Policies and strategies related to capital BPD Kaltim
covers the structure and composition of capital in accordance with the Bank’s strategic business plan
and the adequacy of the Capital Adequacy Ratio CAR of the Bank.
1. Capital Structure BPD Kaltim The capital structure of BPD Kaltim per December
31, 2015, both individually and on a consolidated basis has the strong ability of capital to support
the business growth of the Bank. The capital instrument issued by BPD Kaltim is common stocks
with characteristics such as stocks in general, nothing specific in it which is a capital injection of
two provinces, namely North and East Kalimantan with a total Share Capital As of December 31, 2015
amounted to US 3.052.700,- million.
2. Capital Adequacy BPD Kaltim capital adequacy in accordance with
Bank Indonesia Regulation PBI No. 1512 PBI 2013 concerning the Minimum Capital Requirement
for Commercial Banks and uses standard gauge models in Risk Weighted Assets. BPD Kaltim has
also implemented the Minimum Capital Adequacy Calculation ICAAP in accordance with the Bank’s
risk profile.
Disclosure of Risk Exposure and Risk Management Bank
1. Disclosure regarding the implementation of Risk Management Bank in general which includes
information on: a. Active supervision of the Supervisory Board and
the Board of Directors In accordance with PBI No. 58 PBI 2003
concerning Application of Risk Management for Commercial Banks as amended by Regulation
No. 1125 PBI 2009, during 2015 the Supervisory Board and the Board of Directors
of BPD Kaltim has to function actively in order to implement management risks in the Bank’s
internal environment.
Laporan Tahunan 2015 |
BANKALTIM
2015 annual report |
BANKALTIM
184
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