Dampak Upaya Pemberdayaan Melalui Credit Union Terhadap Perkembangan Kelompok

ABSTRAK
Dampak Upaya Pemberdayaan Melalui Credit Union Terhadap Perkembangan
Anggota Kelompok (Studi Kasus: Credit Union Syaloom Dampingan Yayasan Ate
Keleng di Desa Tanjung Purba Kecamatan Dolok Silau Kabupaten Simalungun)
Nama

:Desi Oktavia Br Ginting

NIM

:100902092

Pemberdayaan Masyarakat merupakan startegi meningkatkan kemampuan masyarakat
dari keadaan yang tidak berdaya hingga mempunyai daya untuk mengembangkan potensi
yang dimiliki sehingga memperoleh hidup yang layak. Sebagai Lembaga Sosial yang
bergerak di bidang pengembangan masyarakat, Yayasan Ate Keleng melakukan upaya
pemberdayaan melalui kelompok-kelompok Credit Union yang dibentuk. Pemberdayaan
dilakukan dalam upaya memanfaatkan pinjaman anggota lewat kegiatan kegiatan menabung
dalam Credit Union.
Penelitian ini tergolong penelitian eksplanatif yang bertujuan untuk membuktikan
hipoteisis Dampak Upaya Pemberdayaan Melalui Credit Union Terhadap Perkembangan

Kelompok Dampingan Yayasan Ate Keleng. Jumlah Populasi dalam penelitian ini sebanyak
323 orang anggota Credit Union Syaloom. Untuk mewakili populasi yang ada, peneliti
mengambil sampel 10 % dari populasi yang ada yaitu sebanyak 32 orang anggota Credit
Union. Dalam hal ini peneliti memilih sampel yaitu anggota Credit Union yang telah
mengikuti kegiatan Advokasi, Pengembangan Ekonomi Masyarakat, dan Infrastruktur yang
telah dilakukan di desa Tanjung Purba Kecamatan Dolok Silau Kabupaten Simalungun.
Hasil penelitian ini menunjukkan bahwa ada Dampak Upaya Pemberdayaan Melalui
Credit Union Terhadap Perkembangan Kelompok Credit Union Syaloom Dampingan
Yayasan Ate Keleng di Desa Tanjung Purba Kecamatan Dolok Silau Kabupaten Simalungun.
Perkembangan ini dapat dilihat dari semakin kritisnya masyarakat dengan adanya kegiatan
Advokasi, meningkatnya pendapatan melalui kegiatan pertanian dan peternakan
Pengembangan Ekonomi Masyarakat dan terpebuhinya kebutuhan anggota kelompok akan
Air Minum dengan adanya Pembangunan Sarana Air Minum melalui kegiatan Infrastruktur.
Upaya pemberdayaan memang memberikan dampak terhadap perkembangan kelompok,
namun perkembangan tersebut tidak berlaku pada semua anggota sehingga Yayasan Ate
Keleng sebagai pelaku pemberdayaan masih perlu upaya-upaya untuk mengajak seluruh
anggota Credit Union untuk memanfaatkan pinjaman melalui kegiatan-kegiatan yang ada.

Kata Kunci: Upaya Pemberdayaan, Credit Union, Yayasan Ate Keleng.


Universitas Sumatera Utara

ABSTRACK
Empowerment Impact Through Credit Union to Group Development Ate Keleng
Foundation Supported (Study Case: Credit Union Group in Tanjung Purba Village sub
District Dolok Silau Simalungun Regency
Nama

:Desi Oktavia Br Ginting

NIM

:100902092

Society Empowerment is a strategy to increase the people’s ability from the powerless
situation up to having a power developing potency they have so that they live properly. As a
Social Organization moved in society development sector, Ate Keleng Foundation does this
endeavor through Credit Union’s groups they formed. It did in effort to wielding their
member’s loan through saving in the Credit Union.
This research is classified as explanative research that aimed to prove a hypothesis

Empowerment Impact through Credit Union to Group Development Ate Keleng Foundation
Supported. Numbers of population in this research were 323 people from Syaloom Credit
Union’s members. To represent the population, the researcher took 10% from the whole
population that was 32 people from the Credit Union’s members. In this case, researcher
chose sample who were members that already took Advocate activity, Society Economy
Development, and Infrastructure that have been done in TanjungPurba village sub district
Dolok Silau Simalungun regency.
This research’s result that there were impacts of the hypothesis Empowerment Impact
through Credit Union to Group Development Ate Keleng Foundation Supported in Tanjung
Purba village sub district Dolok Silau Simalungun regency. This development could be seen
from the way people more critical with the Advocate activity, people’s income increase by
means of agriculture and animal farming activity Society Economy Development and the
needs of water was filled by the Water Infrastructure through the Infrastructure activity. This
empowerment did gave impacts to the group development, however the blooming didn’t
work out to every member so Ate Keleng Foundation as the doer still needs more efforts to
invite the whole members of Credit Union to wield the loan through the activities they
arranged.

Keywords: Empowerment, Credit Union, Ate Keleng Foundation.


Universitas Sumatera Utara