Analisis Pengaruh Rasio-Rasio Keuangan Terhadap Kinerja Perbankan di Bursa Efek Indonesia Dengan Pertumbuhan Dana Pihak Ketiga Sebagai Variabel Moderating
Lampiran 1. Daftar Populasi Dan Sampel Penelitian
NO
KODE
EMITTEN
1
AGRO
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
AGRS
ARTO
BABP
BACA
BBCA
BBKP
BBHI
BBMD
BBNI
BBNP
BBRI
BBTN
BBYB
BCIC
BDMN
BEKS
BINA
BJBR
BJTM
21
22
23
24
25
26
27
28
29
30
BKSW
BMAS
BMRI
BNBA
BNGA
BNII
BNLI
BSIM
BSWD
BTPN
31
32
33
BVIC
DNAR
INPC
34
35
MAYA
MCOR
36
37
38
39
40
41
MEGA
NAGA
NISP
NOBU
PNBN
PNBS
NAMA EMITTEN
Bank Rakyat Indonesia Agro Niaga
Tbk
Bank Agris Tbk
Bank Artos Indonesia Tbk
Bank MNC Internasional Tbk
Bank Capital Indonesia Tbk
Bank Central Asia Tbk
Bank Bukopin Tbk
Bank Harda Internasional Tbk
Bank Mestika Dharma Tbk
Bank Negara Indonesia Tbk
Bank Nusantara Parahyangan Tbk
Bank Rakyat Indonesia Tbk
Bank Tabungan Negara Tbk
Bank Yudha Bhakti Tbk
Bank J Trust Indonesia Tbk
Bank Danamon Indonesia Tbk
Bank Pundi Indonesia Tbk
Bank Ina Perdana Tbk
Bank Jabar Banten Tbk
Bank Pembangunan Daerah Jawa
Timur Tbk
Bank QNB Kesawan Tbk
Bank Maspion Indonesia Tbk
Bank Mandiri Tbk
Bank Bumi Arta Tbk
Bank CIMB Niaga Tbk
Bank Maybank Indonesia Tbk
Bank Permata Tbk
Bank Sinar Mas Tbk
Bank of India Indonesia Tbk
Bank Tabungan Pensiunan
Nasional Tbk
Bank Victoria International Tbk
Bank Dinar Indonesia Tbk
Bank Artha Graha International
Tbk
Bank Mayapada International Tbk
Bank Windu Kentjana Internatinal
Tbk
Bank Mega Tbk
Bank Mitraniaga Tbk
Bank NISP OCBC Tbk
Bank National Nobu Tbk
Bank Pan Indonesia Tbk
Bank Panin Syariah Tbk
TANGGAL IPO
08-Agust-10
Sampel
yang
Terpilih
Tidak
22-Des-2014
12-Jan-2016
15-Jul-2002
08-Okt-2007
31-Mei-2000
10-Jul-2006
12-Agust-2015
08-Jul-2013
25-Nov-1996
10-Jan-2001
10-Nov-2003
17-Des-2009
13-Jan-2015
25-Jun-1997
06-Des-1989
13-Jul-2001
16-Jan-2014
08-Jul-2010
12-Jul-2012
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
21-Nov-2002
11-Jul-2013
14-Jul-2003
31-Des-1999
29-Nov-1989
21-Nov-1989
15-Jan-1990
13-Des-2010
01-Mei-2002
12-Mar-2006
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
30-Jun-1999
11-Jul-2014
29-Agust-1990
Tidak
Ya
Tidak
29-Agust-1997
03-Jul-2007
Ya
Tidak
17-Apr-2000
09-Jul-2013
20-Okt-1994
20-Mei-2013
29-Des-1982
15-Jan-2014
Ya
Tidak
Ya
Tidak
Ya
Tidak
94
Universitas Sumatera Utara
95
Lampiran 2. Data Variabel Return On Assets
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
ROA
2011
0,47
-1,64
ROA
2012
0,51
0,09
ROA
2013
0,77
-0,93
ROA
2014
0,21
-0,82
ROA
2015
0,17
0,1
3,82
3,59
3,84
3,86
3,84
1,3
1,67
1,01
0,94
-2,82
2,94
2,92
3,36
3,49
2,64
4,93
5,15
5,03
4,73
4,19
1,3
1,11
0,78
0,68
1,16
2,84
3,18
2,75
3,14
1,45
0,32
1,22
0,8
1,29
1,05
4,97
3,82
3,34
3,52
2,67
1,87
1
1,11
0,82
1,1
2,11
2,47
2,05
1,52
1,33
1,11
1,49
1,53
0,42
0,84
1,07
1,74
1,71
1,02
0,95
4,38
4,71
4,54
3,59
2,97
3,81
1,43
0,74
0,32
1
2,07
2,29
2,41
2,74
2,53
1,14
1,95
1,16
2,1
1,97
1,91
1,79
1,81
1,79
1,68
Universitas Sumatera Utara
96
Lampiran 3. Data Variabel Capital Adequacy Ratio
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
CAR
2011
40,59
10,47
CAR
2012
27,96
11,21
CAR
2013
17,86
13,09
CAR
2014
17,48
17,79
CAR
2015
17,35
17,83
12,75
14,24
15,66
16,86
18,65
13,81
13,49
15,78
15,66
21,9
17,63
16,67
15,09
16,22
19,49
14,96
16,95
16,99
18,31
20,59
12,76
12,89
15,34
15,31
15,7
16,62
18,38
17,48
18,07
20,84
15,05
16,05
16,71
24,91
19,66
16,53
26,56
23,72
22,17
21,22
15,84
13,46
21
19,45
19,33
19,96
19,18
16,99
15,07
25,57
12,03
12,92
12,76
16,06
14,93
13,98
18,09
21,82
18,38
14,37
20,47
21,49
23,09
23,19
24,52
61,59
55,58
44,02
31,07
30,5
14,68
11,86
10,93
16,83
14,07
15,74
10,25
15,23
12,97
22,85
13,75
16,49
19,28
18,74
17,32
Universitas Sumatera Utara
97
Lampiran 4. Data Variabel Beban Opersional terhadap Pendapatan
Operasional
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
BOPO
2011
90,88
114,63
BOPO
2012
93,51
99,68
BOPO
2013
92,47
107,77
BOPO
2014
97,97
108,54
BOPO
2015
98,41
98,97
60,87
62,41
61,52
62,43
63,22
92,7
85,37
90,66
94,35
124,94
72,58
70,99
67,12
69,78
75,48
66,69
59,93
60,58
65,42
67,96
90,15
90,59
94,13
95,14
91,82
80,17
77,27
82,86
76,61
85,56
99,22
91,43
95
89,76
90,46
60,02
68,89
70,28
69,63
76,11
91,44
89,84
88,88
92,59
89,53
86,67
78,71
82,33
87,41
88,91
92,15
87,43
84,66
94,82
91,7
93,55
83,75
88,5
94,54
91,67
76,57
74,03
74,63
80,15
81,7
69,61
82,71
87,53
97,63
91,5
83,38
81,84
80,19
76,73
78,58
89,66
84,5
91,25
82,65
85,72
79,85
78,93
78,03
79,46
80,14
Universitas Sumatera Utara
98
Lampiran 5. Data Variabel Net Interest Margin
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
NIM
2011
5,96
5,43
NIM
2012
3,53
5,44
NIM
2013
4,12
4,84
NIM
2014
2,78
3,43
NIM
2015
3,24
3,32
5,68
5,57
6,18
6,53
6,72
3,93
5,19
5,36
4,96
5,07
6,03
5,93
6,11
6,2
6,42
9,58
8,42
8,55
8,51
8,13
5,33
5,12
5,74
5,38
6,12
7,91
8,65
8,46
7,31
7,14
3,79
4,07
4,55
4,71
4,26
7,95
6,48
7,14
6,9
6,41
5,73
5,24
5,07
4,93
4,42
6,56
7,13
6,61
5,81
5,49
5,08
5,16
4,49
4,29
4,46
5,65
5,72
5,23
5,87
5,77
12,96
13,12
12,72
10,97
9,89
7,55
5,61
5,19
3,5
4,41
5,84
5,4
6
6,45
5,75
5,38
4,52
5,27
4,78
6,04
4,8
4,17
4,11
4,15
4,07
Universitas Sumatera Utara
99
Lampiran 6. Data Variabel Non Performing Loan
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
NPL
2011
NPL
2012
0
3,35
0
3,99
NPL
2013
0,28
2,36
NPL
2014
0,66
3,86
NPL
2015
1,47
2,43
0,22
0,22
0,19
0,22
0,22
1,12
2,71
1,47
3,26
3,97
0,51
0,75
0,55
0,39
0,91
0,42
0,34
0,31
0,36
0,52
4,17
2,85
2,93
2,35
1,85
0,15
0,21
0
1,34
1,98
0,97
0,22
0,29
0,61
0,08
0,55
1,86
1,3
1,08
1,1
0,26
0,17
0,61
0,7
0,5
0,5
0
0
0,08
0,39
1,02
0,81
1,6
1,5
2,55
0,79
2,57
2,12
2,56
2,99
0,35
0,31
0,38
0,38
0,42
3,01
1,43
0,74
0,8
0,67
1,51
0,71
2,14
1,3
0,64
1,64
1,23
1,34
2,26
1,8
0,59
0,37
0,35
0,8
0,78
Universitas Sumatera Utara
100
Lampiran 7. Data Variabel Loan to Funding Ratio
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
LFR
2011
77,57
84,93
LFR
2012
87,82
79,48
LFR
2013
85,47
80,14
LFR
2014
70,02
80,35
LFR
2015
78,84
72,29
61,67
68,61
75,35
76,77
81,06
76,32
79,37
89,99
92,84
94,23
70,37
77,52
85,3
87,81
87,77
76,2
79,85
88,54
81,68
86,88
79,63
90,65
76,58
85,71
88,95
98,33
100,68
95,06
92,6
87,53
87,92
81,6
87,17
75,07
82,83
80,11
83,55
84,98
86,54
82,92
79,91
89,71
85,73
77,2
92,96
67,53
77,95
83,96
79,45
82,78
88,86
87,34
87,04
91,15
85,13
69,5
80,78
78,72
83,88
78,04
85,1
86,18
88,33
97,67
97,25
103,38
101,35
86,05
69,62
77,29
82,1
63,75
80,58
52,39
85,61
57,41
81,25
65,85
82,99
65,05
87,04
86,79
92,49
93,59
98,05
Universitas Sumatera Utara
101
Lampiran 8. Data Variabel Giro Wajib Minimum
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
GWM
2011
18,77
17
GWM
2012
21,59
17,15
GWM
2013
26,95
16,51
GWM
2014
17,4
16,4
GWM
2015
16,32
17,87
18,3
17,32
16,84
16,96
16,66
8,47
8,17
8,05
8,06
7,56
16,76
16,56
16,2
16,4
17,24
17,33
18,81
16,02
16,07
17,74
8,14
8,11
8,02
8,12
8,02
8,28
8,13
8,12
8,07
7,58
8,05
8,07
8,05
8,15
7,56
23,14
35,76
28,43
26,25
29,01
24,3
20,28
23,74
26,47
20,03
18,77
17,88
16,69
19,31
19,71
16,17
16,49
16,27
16,31
16,44
9,24
9,45
9,37
8,64
8,23
8,14
8,13
8,09
8,1
7,61
10,84
10,85
8,29
8,65
7,76
16,6
17,3
19,18
17,96
16,33
17,96
16,21
17,11
15,83
16,84
16,22
16,43
16,58
16,43
15,57
Universitas Sumatera Utara
102
Lampiran 9. Data Variabel Dana Pihak Ketiga
NO
1
2
KODE
EMI
TTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA EMITTEN
DPK
2011
DPK
2012
DPK
2013
DPK
2014
DPK
2015
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha Bhakti
Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank Pembangunan
Daerah Jawa Timur
Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan Nasional
Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP OCBC
Tbk
Bank Pan Indonesia
Tbk
14,21
-16,66
67
7,02
126,32
6,23
69,19
13,16
0,33
26,27
16,54
14,47
10,59
15,67
-5,43
0,42
7,52
-6,5
20,98
-1,55
18,68
10,78
12,69
6,56
-27,24
13,25
17,18
11,52
23,44
7,05
0
15,27
-10,55
19,19
27,27
10,62
2,96
20,18
5,6
-1,24
57,98
3,57
-10,89
37,47
6,63
23,62
10,26
17,04
13,53
12,71
20,75
25,02
14,78
17,87
7,02
12,06
18,79
17,13
32,14
17,11
17,75
21,96
22,08
-5,32
11,09
51,26
-13,41
73,84
-24,2
-18,45
39,2
25,3
13,84
-0,02
11,54
-15,03
104,98
133,66
115,36
22,13
36,82
42,12
36,25
54,94
28,9
17,31
19,87
3,46
27,99
2,25
12,99
-2,54
5,39
-2,59
19,4
13,96
18,66
15,68
3,09
1,11
Universitas Sumatera Utara
103
Lampiran 10. Jadwal dan Waktu Penelitian
No
Uraian
Kegiatan
1
Penyusunan
Proposal
2
Kolokium
3
Pengumpulan
data
4
Pengolahan
Data
5
Penyusunan
Laporan
Penelitian
6
Seminar
Hasil
7
Perbaikan
Seminar
Hasil
8
Ujian Tesis
Juli 2016
1 2 3 4
Agustus 2016
1 2 3 4
September 2016 Oktober 2016
1 2 3 4 1 2 3 4
Nopember 2016
1 2 3 4
Des 2016
1
Universitas Sumatera Utara
104
Lampiran 11. Hasil Uji Statistik Deskriptif
Keterangan
N
Minimum
Maximum
Mean
Std. Deviation
ROA
100
-2,82
5,15
1,93
1,48
CAR
100
10,25
61,59
18,80
7,83
BOPO
100
59,93
124,94
83,87
12,12
NIM
100
2,78
13,12
5,87
1,95
NPL
100
0,00
4,17
1,13
1,04
LDR
100
52,39
103,38
82,99
9,26
GWM
100
7,56
35,76
15,01
5,84
DPK
100
-27,25
133,66
18,66
27,54
Valid N (listwise)
100
Universitas Sumatera Utara
105
Lampiran 12. Hasil Uji Statistik Normalitas
Universitas Sumatera Utara
106
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N
Normal Parameters
100
a,b
Mean
Std. Deviation
Most Extreme Differences
Test Statistic
Asymp. Sig. (2-tailed)
,0000000
,26015602
Absolute
,063
Positive
,025
Negative
-,063
,063
c,d
,200
Universitas Sumatera Utara
107
Lampiran 13. Hasil Uji Statistik Heteroskedastisitas
Universitas Sumatera Utara
108
Correlations
CAR
Spearman'
s rho
CAR
Correlation
Coefficient
BOPO
1,000
Sig.
(2-tailed)
N
BOPO
Correlation
Coefficient
Sig.
(2-tailed)
N
NIM
NPL
LDR
GWM
Unsta
ndardi
zed
Resid
ual
NIM
NPL
-,136
,212*
-,212*
,177
,034
100
1,000
100
-,136
,177
100
100
*
**
Unstand
ardized
Residual
,166
,011
,072
,034
,100
,912
,474
100
100
100
100
100
**
**
-,066
*
-,225
,116
,000
,000
,516
,025
,252
100
100
100
100
100
1,000
*
-,220
,029
,025
-,115
,028
,776
,802
,253
100
100
100
100
-,053
*
-,215
,064
,597
,032
,530
100
100
100
1,000
**
-,042
,001
,677
Correlation
Coefficient
,212
Sig.
(2-tailed)
,034
,000
N
100
100
100
*
**
*
Correlation
Coefficient
-,212
-,621
GWM
-,621
,418
-,220
Sig.
(2-tailed)
,034
,000
,028
N
100
100
100
LDR
,418
1,000
100
Correlation
Coefficient
,166
-,066
,029
-,053
Sig.
(2-tailed)
,100
,516
,776
,597
N
100
100
100
100
100
100
100
Correlation
Coefficient
Sig.
(2-tailed)
,011
*
-,225
,025
*
-,215
**
1,000
-,078
,912
,025
,802
,032
,001
N
100
100
100
100
100
100
100
Correlation
Coefficient
,072
,116
-,115
,064
-,042
-,078
1,000
Sig.
(2-tailed)
,474
,252
,253
,530
,677
,440
N
100
100
100
100
100
100
-,331
-,331
,440
100
*. Correlation is significant at the 0.05 level (2-tailed).
**. Correlation is significant at the 0.01 level (2-tailed).
Universitas Sumatera Utara
109
Lampiran 14 Hasil Uji Statistik Multikolinearitas
Coefficients
Model
Unstandardized
Standardized
Coefficients
Coefficients
B
1
Std. Error
(Constant)
9,024
,422
CAR
-,008
,004
BOPO
-,096
NIM
a
t
Sig.
Beta
Collinearity Statistics
Tolerance
VIF
21,394
,000
-,041
-2,191
,031
,922
1,084
,003
-,783
-31,168
,000
,523
1,910
,240
,017
,316
13,998
,000
,647
1,546
NPL
-,028
,030
-,020
-,929
,356
,735
1,360
LFR
-,003
,003
-,018
-,906
,367
,882
1,133
GWM
-,003
,005
-,010
-,509
,612
,794
1,259
a. Dependent Variable: ROA
Coefficient Correlations
Model
GWM
1 Correlations GWM
CAR
1,000
,024
CAR
,024
NIM
,306
LFR
NPL
BOPO
Covariances GWM
a
NIM
LFR
,306
,153
1,000
-,060
-,060
1,000
,153
-,236
-,118
,099
,026
-,010
NPL
BOPO
,099
,309
-,236
,026
,020
-,118
-,010
,520
1,000
,031
-,056
,031
1,000
-,409
-,056
,309
,020
,520
-,409
1,000
2,685E-5
4,518E-7
2,714E-5
2,457E-6 1,541E-5
4,923E-6
CAR
4,518E-7
1,285E-5
-3,683E-6
-2,626E-6 2,810E-6
2,215E-7
NIM
2,714E-5
-3,683E-6
,000
-6,262E-6 -5,195E-6
2,737E-5
LFR
2,457E-6
-2,626E-6
-6,262E-6
9,614E-6 2,927E-6
-5,387E-7
NPL
1,541E-5
2,810E-6
-5,195E-6
2,927E-6
,001
-3,782E-5
BOPO
4,923E-6
2,215E-7
2,737E-5
-5,387E-7 -3,782E-5
9,463E-6
a. Dependent Variable: ROA
Universitas Sumatera Utara
110
Lampiran 15.Hasil Uji Statistik Autokorelasi
Runs Test
Unstandardized Residual
Test Value
a
,01271
Cases < Test Value
50
Cases >= Test Value
50
Total Cases
Number of Runs
Z
Asymp. Sig. (2-tailed)
100
50
-,201
,841
a. Median
Universitas Sumatera Utara
111
Lampiran 16. Hasil Uji satistik Regresi Berganda
Coefficients
Model
a
Unstandardized Coefficients
Standardized
t
Sig.
Coefficients
B
1
Std. Error
(Constant)
9,024
,422
CAR
-,008
,004
BOPO
-,096
NIM
Beta
21,394
,000
-,041
-2,191
,031
,003
-,783
-31,168
,000
,240
,017
,316
13,998
,000
NPL
-,028
,030
-,020
-,929
,356
LFR
-,003
,003
-,018
-,906
,367
GWM
-,003
,005
-,010
-,509
,612
a. Dependent Variable: ROA
Universitas Sumatera Utara
112
Lampiran 17. Hasil Uji Statistik Koefisien Determinasi
Model
R
1
R Square
,985
a
,969
Model Summary
Adjusted R Square
Std. Error of the Estimate
,967
,26842
a. Predictors: (Constant), GWM, CAR, NIM, LFR, NPL, BOPO
Universitas Sumatera Utara
113
Lampiran 18. Hasil Uji Statistik Simultan
Model
1
Regression
Residual
Total
Sum of Squares
df
Mean Square
211,619
6
35,270
6,700
93
,072
218,320
99
F
489,535
Sig.
b
,000
Universitas Sumatera Utara
114
Lampiran 19. Hasil Uji Statistik Parsial
Model
1
T
Sig.
(Constant)
21,394
,000
CAR
-2,191
,031
-31,168
,000
NIM
13,998
,000
NPL
-,929
,356
LFR
-,906
,367
GWM
-,509
,612
BOPO
Universitas Sumatera Utara
115
Lampiran 20. Hasil Uji Statistik Regresi CAR, BOPO, NIM, NPL, LFR DAN
GWM Terhadap DPK
Model
Coefficients
Unstandardized Coefficients
B
1
Std. Error
(Constant)
10,090
39,516
CAR
BOPO
NIM
NPL
LFR
GWM
a. Dependent Variable: DPK
1,196
,409
-2,407
-8,715
-,288
-,021
,336
,288
1,604
2,817
,290
,485
a
Standardized
Coefficients
Beta
,340
,180
-,171
-,331
-,097
-,004
t
Sig.
,255
,799
3,562
1,419
-1,500
-3,094
-,990
-,043
,001
,159
,137
,003
,325
,966
Universitas Sumatera Utara
116
Lampiran 21. Hasil Uji Statistik Residual ROA Terhadap Nilai Absolut
Residual
Coefficients
Model
a
Unstandardized Coefficients
Standardized
t
Sig.
Coefficients
B
1
Std. Error
(Constant)
23,106
2,727
ROA
-2,976
1,119
Beta
-,259
8,474
,000
-2,659
,009
a. Dependent Variable: AbsRes_1
Universitas Sumatera Utara
NO
KODE
EMITTEN
1
AGRO
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
AGRS
ARTO
BABP
BACA
BBCA
BBKP
BBHI
BBMD
BBNI
BBNP
BBRI
BBTN
BBYB
BCIC
BDMN
BEKS
BINA
BJBR
BJTM
21
22
23
24
25
26
27
28
29
30
BKSW
BMAS
BMRI
BNBA
BNGA
BNII
BNLI
BSIM
BSWD
BTPN
31
32
33
BVIC
DNAR
INPC
34
35
MAYA
MCOR
36
37
38
39
40
41
MEGA
NAGA
NISP
NOBU
PNBN
PNBS
NAMA EMITTEN
Bank Rakyat Indonesia Agro Niaga
Tbk
Bank Agris Tbk
Bank Artos Indonesia Tbk
Bank MNC Internasional Tbk
Bank Capital Indonesia Tbk
Bank Central Asia Tbk
Bank Bukopin Tbk
Bank Harda Internasional Tbk
Bank Mestika Dharma Tbk
Bank Negara Indonesia Tbk
Bank Nusantara Parahyangan Tbk
Bank Rakyat Indonesia Tbk
Bank Tabungan Negara Tbk
Bank Yudha Bhakti Tbk
Bank J Trust Indonesia Tbk
Bank Danamon Indonesia Tbk
Bank Pundi Indonesia Tbk
Bank Ina Perdana Tbk
Bank Jabar Banten Tbk
Bank Pembangunan Daerah Jawa
Timur Tbk
Bank QNB Kesawan Tbk
Bank Maspion Indonesia Tbk
Bank Mandiri Tbk
Bank Bumi Arta Tbk
Bank CIMB Niaga Tbk
Bank Maybank Indonesia Tbk
Bank Permata Tbk
Bank Sinar Mas Tbk
Bank of India Indonesia Tbk
Bank Tabungan Pensiunan
Nasional Tbk
Bank Victoria International Tbk
Bank Dinar Indonesia Tbk
Bank Artha Graha International
Tbk
Bank Mayapada International Tbk
Bank Windu Kentjana Internatinal
Tbk
Bank Mega Tbk
Bank Mitraniaga Tbk
Bank NISP OCBC Tbk
Bank National Nobu Tbk
Bank Pan Indonesia Tbk
Bank Panin Syariah Tbk
TANGGAL IPO
08-Agust-10
Sampel
yang
Terpilih
Tidak
22-Des-2014
12-Jan-2016
15-Jul-2002
08-Okt-2007
31-Mei-2000
10-Jul-2006
12-Agust-2015
08-Jul-2013
25-Nov-1996
10-Jan-2001
10-Nov-2003
17-Des-2009
13-Jan-2015
25-Jun-1997
06-Des-1989
13-Jul-2001
16-Jan-2014
08-Jul-2010
12-Jul-2012
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
21-Nov-2002
11-Jul-2013
14-Jul-2003
31-Des-1999
29-Nov-1989
21-Nov-1989
15-Jan-1990
13-Des-2010
01-Mei-2002
12-Mar-2006
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
Tidak
Ya
30-Jun-1999
11-Jul-2014
29-Agust-1990
Tidak
Ya
Tidak
29-Agust-1997
03-Jul-2007
Ya
Tidak
17-Apr-2000
09-Jul-2013
20-Okt-1994
20-Mei-2013
29-Des-1982
15-Jan-2014
Ya
Tidak
Ya
Tidak
Ya
Tidak
94
Universitas Sumatera Utara
95
Lampiran 2. Data Variabel Return On Assets
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
ROA
2011
0,47
-1,64
ROA
2012
0,51
0,09
ROA
2013
0,77
-0,93
ROA
2014
0,21
-0,82
ROA
2015
0,17
0,1
3,82
3,59
3,84
3,86
3,84
1,3
1,67
1,01
0,94
-2,82
2,94
2,92
3,36
3,49
2,64
4,93
5,15
5,03
4,73
4,19
1,3
1,11
0,78
0,68
1,16
2,84
3,18
2,75
3,14
1,45
0,32
1,22
0,8
1,29
1,05
4,97
3,82
3,34
3,52
2,67
1,87
1
1,11
0,82
1,1
2,11
2,47
2,05
1,52
1,33
1,11
1,49
1,53
0,42
0,84
1,07
1,74
1,71
1,02
0,95
4,38
4,71
4,54
3,59
2,97
3,81
1,43
0,74
0,32
1
2,07
2,29
2,41
2,74
2,53
1,14
1,95
1,16
2,1
1,97
1,91
1,79
1,81
1,79
1,68
Universitas Sumatera Utara
96
Lampiran 3. Data Variabel Capital Adequacy Ratio
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
CAR
2011
40,59
10,47
CAR
2012
27,96
11,21
CAR
2013
17,86
13,09
CAR
2014
17,48
17,79
CAR
2015
17,35
17,83
12,75
14,24
15,66
16,86
18,65
13,81
13,49
15,78
15,66
21,9
17,63
16,67
15,09
16,22
19,49
14,96
16,95
16,99
18,31
20,59
12,76
12,89
15,34
15,31
15,7
16,62
18,38
17,48
18,07
20,84
15,05
16,05
16,71
24,91
19,66
16,53
26,56
23,72
22,17
21,22
15,84
13,46
21
19,45
19,33
19,96
19,18
16,99
15,07
25,57
12,03
12,92
12,76
16,06
14,93
13,98
18,09
21,82
18,38
14,37
20,47
21,49
23,09
23,19
24,52
61,59
55,58
44,02
31,07
30,5
14,68
11,86
10,93
16,83
14,07
15,74
10,25
15,23
12,97
22,85
13,75
16,49
19,28
18,74
17,32
Universitas Sumatera Utara
97
Lampiran 4. Data Variabel Beban Opersional terhadap Pendapatan
Operasional
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
BOPO
2011
90,88
114,63
BOPO
2012
93,51
99,68
BOPO
2013
92,47
107,77
BOPO
2014
97,97
108,54
BOPO
2015
98,41
98,97
60,87
62,41
61,52
62,43
63,22
92,7
85,37
90,66
94,35
124,94
72,58
70,99
67,12
69,78
75,48
66,69
59,93
60,58
65,42
67,96
90,15
90,59
94,13
95,14
91,82
80,17
77,27
82,86
76,61
85,56
99,22
91,43
95
89,76
90,46
60,02
68,89
70,28
69,63
76,11
91,44
89,84
88,88
92,59
89,53
86,67
78,71
82,33
87,41
88,91
92,15
87,43
84,66
94,82
91,7
93,55
83,75
88,5
94,54
91,67
76,57
74,03
74,63
80,15
81,7
69,61
82,71
87,53
97,63
91,5
83,38
81,84
80,19
76,73
78,58
89,66
84,5
91,25
82,65
85,72
79,85
78,93
78,03
79,46
80,14
Universitas Sumatera Utara
98
Lampiran 5. Data Variabel Net Interest Margin
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
NIM
2011
5,96
5,43
NIM
2012
3,53
5,44
NIM
2013
4,12
4,84
NIM
2014
2,78
3,43
NIM
2015
3,24
3,32
5,68
5,57
6,18
6,53
6,72
3,93
5,19
5,36
4,96
5,07
6,03
5,93
6,11
6,2
6,42
9,58
8,42
8,55
8,51
8,13
5,33
5,12
5,74
5,38
6,12
7,91
8,65
8,46
7,31
7,14
3,79
4,07
4,55
4,71
4,26
7,95
6,48
7,14
6,9
6,41
5,73
5,24
5,07
4,93
4,42
6,56
7,13
6,61
5,81
5,49
5,08
5,16
4,49
4,29
4,46
5,65
5,72
5,23
5,87
5,77
12,96
13,12
12,72
10,97
9,89
7,55
5,61
5,19
3,5
4,41
5,84
5,4
6
6,45
5,75
5,38
4,52
5,27
4,78
6,04
4,8
4,17
4,11
4,15
4,07
Universitas Sumatera Utara
99
Lampiran 6. Data Variabel Non Performing Loan
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
NPL
2011
NPL
2012
0
3,35
0
3,99
NPL
2013
0,28
2,36
NPL
2014
0,66
3,86
NPL
2015
1,47
2,43
0,22
0,22
0,19
0,22
0,22
1,12
2,71
1,47
3,26
3,97
0,51
0,75
0,55
0,39
0,91
0,42
0,34
0,31
0,36
0,52
4,17
2,85
2,93
2,35
1,85
0,15
0,21
0
1,34
1,98
0,97
0,22
0,29
0,61
0,08
0,55
1,86
1,3
1,08
1,1
0,26
0,17
0,61
0,7
0,5
0,5
0
0
0,08
0,39
1,02
0,81
1,6
1,5
2,55
0,79
2,57
2,12
2,56
2,99
0,35
0,31
0,38
0,38
0,42
3,01
1,43
0,74
0,8
0,67
1,51
0,71
2,14
1,3
0,64
1,64
1,23
1,34
2,26
1,8
0,59
0,37
0,35
0,8
0,78
Universitas Sumatera Utara
100
Lampiran 7. Data Variabel Loan to Funding Ratio
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
LFR
2011
77,57
84,93
LFR
2012
87,82
79,48
LFR
2013
85,47
80,14
LFR
2014
70,02
80,35
LFR
2015
78,84
72,29
61,67
68,61
75,35
76,77
81,06
76,32
79,37
89,99
92,84
94,23
70,37
77,52
85,3
87,81
87,77
76,2
79,85
88,54
81,68
86,88
79,63
90,65
76,58
85,71
88,95
98,33
100,68
95,06
92,6
87,53
87,92
81,6
87,17
75,07
82,83
80,11
83,55
84,98
86,54
82,92
79,91
89,71
85,73
77,2
92,96
67,53
77,95
83,96
79,45
82,78
88,86
87,34
87,04
91,15
85,13
69,5
80,78
78,72
83,88
78,04
85,1
86,18
88,33
97,67
97,25
103,38
101,35
86,05
69,62
77,29
82,1
63,75
80,58
52,39
85,61
57,41
81,25
65,85
82,99
65,05
87,04
86,79
92,49
93,59
98,05
Universitas Sumatera Utara
101
Lampiran 8. Data Variabel Giro Wajib Minimum
NO
1
2
KODE
EMITTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA
EMITTEN
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha
Bhakti Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank
Pembangunan
Daerah Jawa
Timur Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan
Nasional Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP
OCBC Tbk
Bank Pan
Indonesia Tbk
GWM
2011
18,77
17
GWM
2012
21,59
17,15
GWM
2013
26,95
16,51
GWM
2014
17,4
16,4
GWM
2015
16,32
17,87
18,3
17,32
16,84
16,96
16,66
8,47
8,17
8,05
8,06
7,56
16,76
16,56
16,2
16,4
17,24
17,33
18,81
16,02
16,07
17,74
8,14
8,11
8,02
8,12
8,02
8,28
8,13
8,12
8,07
7,58
8,05
8,07
8,05
8,15
7,56
23,14
35,76
28,43
26,25
29,01
24,3
20,28
23,74
26,47
20,03
18,77
17,88
16,69
19,31
19,71
16,17
16,49
16,27
16,31
16,44
9,24
9,45
9,37
8,64
8,23
8,14
8,13
8,09
8,1
7,61
10,84
10,85
8,29
8,65
7,76
16,6
17,3
19,18
17,96
16,33
17,96
16,21
17,11
15,83
16,84
16,22
16,43
16,58
16,43
15,57
Universitas Sumatera Utara
102
Lampiran 9. Data Variabel Dana Pihak Ketiga
NO
1
2
KODE
EMI
TTEN
AGRS
BABP
3
BBCA
4
BBHI
5
BBNI
6
BBRI
7
BBYB
8
BDMN
9
BINA
10
BJTM
11
BMAS
12
BNBA
13
BNII
14
BSIM
15
BTPN
16
DNAR
17
MAYA
18
19
MEGA
NISP
20
PNBN
NAMA EMITTEN
DPK
2011
DPK
2012
DPK
2013
DPK
2014
DPK
2015
Bank Agris Tbk
Bank MNC
Internasional Tbk
Bank Central Asia
Tbk
Bank Harda
Internasional Tbk
Bank Negara
Indonesia Tbk
Bank Rakyat
Indonesia Tbk
Bank Yudha Bhakti
Tbk
Bank Danamon
Indonesia Tbk
Bank Ina Perdana
Tbk
Bank Pembangunan
Daerah Jawa Timur
Tbk
Bank Maspion
Indonesia Tbk
Bank Bumi Arta
Tbk
Bank Maybank
Indonesia Tbk
Bank Sinar Mas
Tbk
Bank Tabungan
Pensiunan Nasional
Tbk
Bank Dinar
Indonesia Tbk
Bank Mayapada
International Tbk
Bank Mega Tbk
Bank NISP OCBC
Tbk
Bank Pan Indonesia
Tbk
14,21
-16,66
67
7,02
126,32
6,23
69,19
13,16
0,33
26,27
16,54
14,47
10,59
15,67
-5,43
0,42
7,52
-6,5
20,98
-1,55
18,68
10,78
12,69
6,56
-27,24
13,25
17,18
11,52
23,44
7,05
0
15,27
-10,55
19,19
27,27
10,62
2,96
20,18
5,6
-1,24
57,98
3,57
-10,89
37,47
6,63
23,62
10,26
17,04
13,53
12,71
20,75
25,02
14,78
17,87
7,02
12,06
18,79
17,13
32,14
17,11
17,75
21,96
22,08
-5,32
11,09
51,26
-13,41
73,84
-24,2
-18,45
39,2
25,3
13,84
-0,02
11,54
-15,03
104,98
133,66
115,36
22,13
36,82
42,12
36,25
54,94
28,9
17,31
19,87
3,46
27,99
2,25
12,99
-2,54
5,39
-2,59
19,4
13,96
18,66
15,68
3,09
1,11
Universitas Sumatera Utara
103
Lampiran 10. Jadwal dan Waktu Penelitian
No
Uraian
Kegiatan
1
Penyusunan
Proposal
2
Kolokium
3
Pengumpulan
data
4
Pengolahan
Data
5
Penyusunan
Laporan
Penelitian
6
Seminar
Hasil
7
Perbaikan
Seminar
Hasil
8
Ujian Tesis
Juli 2016
1 2 3 4
Agustus 2016
1 2 3 4
September 2016 Oktober 2016
1 2 3 4 1 2 3 4
Nopember 2016
1 2 3 4
Des 2016
1
Universitas Sumatera Utara
104
Lampiran 11. Hasil Uji Statistik Deskriptif
Keterangan
N
Minimum
Maximum
Mean
Std. Deviation
ROA
100
-2,82
5,15
1,93
1,48
CAR
100
10,25
61,59
18,80
7,83
BOPO
100
59,93
124,94
83,87
12,12
NIM
100
2,78
13,12
5,87
1,95
NPL
100
0,00
4,17
1,13
1,04
LDR
100
52,39
103,38
82,99
9,26
GWM
100
7,56
35,76
15,01
5,84
DPK
100
-27,25
133,66
18,66
27,54
Valid N (listwise)
100
Universitas Sumatera Utara
105
Lampiran 12. Hasil Uji Statistik Normalitas
Universitas Sumatera Utara
106
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N
Normal Parameters
100
a,b
Mean
Std. Deviation
Most Extreme Differences
Test Statistic
Asymp. Sig. (2-tailed)
,0000000
,26015602
Absolute
,063
Positive
,025
Negative
-,063
,063
c,d
,200
Universitas Sumatera Utara
107
Lampiran 13. Hasil Uji Statistik Heteroskedastisitas
Universitas Sumatera Utara
108
Correlations
CAR
Spearman'
s rho
CAR
Correlation
Coefficient
BOPO
1,000
Sig.
(2-tailed)
N
BOPO
Correlation
Coefficient
Sig.
(2-tailed)
N
NIM
NPL
LDR
GWM
Unsta
ndardi
zed
Resid
ual
NIM
NPL
-,136
,212*
-,212*
,177
,034
100
1,000
100
-,136
,177
100
100
*
**
Unstand
ardized
Residual
,166
,011
,072
,034
,100
,912
,474
100
100
100
100
100
**
**
-,066
*
-,225
,116
,000
,000
,516
,025
,252
100
100
100
100
100
1,000
*
-,220
,029
,025
-,115
,028
,776
,802
,253
100
100
100
100
-,053
*
-,215
,064
,597
,032
,530
100
100
100
1,000
**
-,042
,001
,677
Correlation
Coefficient
,212
Sig.
(2-tailed)
,034
,000
N
100
100
100
*
**
*
Correlation
Coefficient
-,212
-,621
GWM
-,621
,418
-,220
Sig.
(2-tailed)
,034
,000
,028
N
100
100
100
LDR
,418
1,000
100
Correlation
Coefficient
,166
-,066
,029
-,053
Sig.
(2-tailed)
,100
,516
,776
,597
N
100
100
100
100
100
100
100
Correlation
Coefficient
Sig.
(2-tailed)
,011
*
-,225
,025
*
-,215
**
1,000
-,078
,912
,025
,802
,032
,001
N
100
100
100
100
100
100
100
Correlation
Coefficient
,072
,116
-,115
,064
-,042
-,078
1,000
Sig.
(2-tailed)
,474
,252
,253
,530
,677
,440
N
100
100
100
100
100
100
-,331
-,331
,440
100
*. Correlation is significant at the 0.05 level (2-tailed).
**. Correlation is significant at the 0.01 level (2-tailed).
Universitas Sumatera Utara
109
Lampiran 14 Hasil Uji Statistik Multikolinearitas
Coefficients
Model
Unstandardized
Standardized
Coefficients
Coefficients
B
1
Std. Error
(Constant)
9,024
,422
CAR
-,008
,004
BOPO
-,096
NIM
a
t
Sig.
Beta
Collinearity Statistics
Tolerance
VIF
21,394
,000
-,041
-2,191
,031
,922
1,084
,003
-,783
-31,168
,000
,523
1,910
,240
,017
,316
13,998
,000
,647
1,546
NPL
-,028
,030
-,020
-,929
,356
,735
1,360
LFR
-,003
,003
-,018
-,906
,367
,882
1,133
GWM
-,003
,005
-,010
-,509
,612
,794
1,259
a. Dependent Variable: ROA
Coefficient Correlations
Model
GWM
1 Correlations GWM
CAR
1,000
,024
CAR
,024
NIM
,306
LFR
NPL
BOPO
Covariances GWM
a
NIM
LFR
,306
,153
1,000
-,060
-,060
1,000
,153
-,236
-,118
,099
,026
-,010
NPL
BOPO
,099
,309
-,236
,026
,020
-,118
-,010
,520
1,000
,031
-,056
,031
1,000
-,409
-,056
,309
,020
,520
-,409
1,000
2,685E-5
4,518E-7
2,714E-5
2,457E-6 1,541E-5
4,923E-6
CAR
4,518E-7
1,285E-5
-3,683E-6
-2,626E-6 2,810E-6
2,215E-7
NIM
2,714E-5
-3,683E-6
,000
-6,262E-6 -5,195E-6
2,737E-5
LFR
2,457E-6
-2,626E-6
-6,262E-6
9,614E-6 2,927E-6
-5,387E-7
NPL
1,541E-5
2,810E-6
-5,195E-6
2,927E-6
,001
-3,782E-5
BOPO
4,923E-6
2,215E-7
2,737E-5
-5,387E-7 -3,782E-5
9,463E-6
a. Dependent Variable: ROA
Universitas Sumatera Utara
110
Lampiran 15.Hasil Uji Statistik Autokorelasi
Runs Test
Unstandardized Residual
Test Value
a
,01271
Cases < Test Value
50
Cases >= Test Value
50
Total Cases
Number of Runs
Z
Asymp. Sig. (2-tailed)
100
50
-,201
,841
a. Median
Universitas Sumatera Utara
111
Lampiran 16. Hasil Uji satistik Regresi Berganda
Coefficients
Model
a
Unstandardized Coefficients
Standardized
t
Sig.
Coefficients
B
1
Std. Error
(Constant)
9,024
,422
CAR
-,008
,004
BOPO
-,096
NIM
Beta
21,394
,000
-,041
-2,191
,031
,003
-,783
-31,168
,000
,240
,017
,316
13,998
,000
NPL
-,028
,030
-,020
-,929
,356
LFR
-,003
,003
-,018
-,906
,367
GWM
-,003
,005
-,010
-,509
,612
a. Dependent Variable: ROA
Universitas Sumatera Utara
112
Lampiran 17. Hasil Uji Statistik Koefisien Determinasi
Model
R
1
R Square
,985
a
,969
Model Summary
Adjusted R Square
Std. Error of the Estimate
,967
,26842
a. Predictors: (Constant), GWM, CAR, NIM, LFR, NPL, BOPO
Universitas Sumatera Utara
113
Lampiran 18. Hasil Uji Statistik Simultan
Model
1
Regression
Residual
Total
Sum of Squares
df
Mean Square
211,619
6
35,270
6,700
93
,072
218,320
99
F
489,535
Sig.
b
,000
Universitas Sumatera Utara
114
Lampiran 19. Hasil Uji Statistik Parsial
Model
1
T
Sig.
(Constant)
21,394
,000
CAR
-2,191
,031
-31,168
,000
NIM
13,998
,000
NPL
-,929
,356
LFR
-,906
,367
GWM
-,509
,612
BOPO
Universitas Sumatera Utara
115
Lampiran 20. Hasil Uji Statistik Regresi CAR, BOPO, NIM, NPL, LFR DAN
GWM Terhadap DPK
Model
Coefficients
Unstandardized Coefficients
B
1
Std. Error
(Constant)
10,090
39,516
CAR
BOPO
NIM
NPL
LFR
GWM
a. Dependent Variable: DPK
1,196
,409
-2,407
-8,715
-,288
-,021
,336
,288
1,604
2,817
,290
,485
a
Standardized
Coefficients
Beta
,340
,180
-,171
-,331
-,097
-,004
t
Sig.
,255
,799
3,562
1,419
-1,500
-3,094
-,990
-,043
,001
,159
,137
,003
,325
,966
Universitas Sumatera Utara
116
Lampiran 21. Hasil Uji Statistik Residual ROA Terhadap Nilai Absolut
Residual
Coefficients
Model
a
Unstandardized Coefficients
Standardized
t
Sig.
Coefficients
B
1
Std. Error
(Constant)
23,106
2,727
ROA
-2,976
1,119
Beta
-,259
8,474
,000
-2,659
,009
a. Dependent Variable: AbsRes_1
Universitas Sumatera Utara