Perlindungan Hukum Bagi Nasabah Terhadap Penetapan SBDK Bank Umum Yang Melampaui Prime Lending Rate Bank Indonesia Dikaitkan Dengan SE BI Nomor 15/1/DPNP Tentang Transparansi Informasi SBDK.
Customer Legal Protection Towards Determination Of Bank Basic Interest
Rate That Beyond Prime Lending Rate Of Bank Indonesia Related To Bank
Indonesia Form Letter No. 15/1/DPNP On Transparency Information Of
Credit Basic Interest Rate
Glady Christina Hutajulu
110110100232
ABSTRACT
Economic level of a state is improved trough various economic policies
which aims for welfare society. In its implementation, the lending rate policy is
not fully understood by the public due to lack of publicity, in particular for
customers as users of banking services. This study aims to identify and examine
how policy lending rate applied in each bank as a liability and assess the extent
to which customers are harmed by not doing the obligation by the bank can be
given protection.
The method of the research is juridical normative which is analyzing the
doctrines and principles in law and the research specification is descriptive
analytical for obtaining the comprehensive description by using the law
regulations. The data research is from the literatures research by using the library
media and another secondary data sources and also the data analysis is using
the juridical qualitative method.
The results of the research showed that when a bank does not carry out its
obligations under the applicable regulations will raises legal consequences that
lead to sanctions in the form of compensation for loss of customers and
customer protection as users of financial services is essential because the bank
and the customer has a relationship of interdependence
Rate That Beyond Prime Lending Rate Of Bank Indonesia Related To Bank
Indonesia Form Letter No. 15/1/DPNP On Transparency Information Of
Credit Basic Interest Rate
Glady Christina Hutajulu
110110100232
ABSTRACT
Economic level of a state is improved trough various economic policies
which aims for welfare society. In its implementation, the lending rate policy is
not fully understood by the public due to lack of publicity, in particular for
customers as users of banking services. This study aims to identify and examine
how policy lending rate applied in each bank as a liability and assess the extent
to which customers are harmed by not doing the obligation by the bank can be
given protection.
The method of the research is juridical normative which is analyzing the
doctrines and principles in law and the research specification is descriptive
analytical for obtaining the comprehensive description by using the law
regulations. The data research is from the literatures research by using the library
media and another secondary data sources and also the data analysis is using
the juridical qualitative method.
The results of the research showed that when a bank does not carry out its
obligations under the applicable regulations will raises legal consequences that
lead to sanctions in the form of compensation for loss of customers and
customer protection as users of financial services is essential because the bank
and the customer has a relationship of interdependence