PENERAPAN PRINSIP KEHATI-HATIAN UNTUK MENCEGAH KREDIT MACET AKIBAT DEBITUR KREDIT USAHA RAKYAT BANK RAKYAT INDONESIA YANG MELARIKAN DIRI DITINJAU DARI PERATURAN PERUNDANG-UNDANGAN PERBANKAN.
APPLICATION OF THE PRUDENTIAL BANKING PRINCIPLES TO
PREVENT BAD CREDIT DUE TO THE FLEEING DEBTOR MICRO
LENDING OF BRI REVIEWED FROM BANKING REGULATION
Daniar Brihawan Sunggoro
110110090149
ABSTRACT
The role of banks in economic development is the flow of funds
related with economic activity in the form of credit for the community
individual or bussiness entity. To achieve these goals, banking function as
a funding channel to the community or intermediation this is the role of
banks required in helping cultivate small business. Banks in lending for
financing required for applying prudential banking principles. Micro lending
program intended for enterpreneurs having feasible business however not
bankable, but in practice problems often arise in terms of non performing
loans related with debtor fleeing. Therefore, investigated the application of
the prudential banking principles by BRI to prevent bad credit.
The method of research that will be used by the researcher under
this writting is method of juridis normative approach, is legal research
prioritizing research literature which emphasizes the review of the terms
science and how its implementation in practice. Exposure used problem is
descriptive analytis, a research which aims to describe and analyze
evidence existing in systematic, factual and acurate with legal theories and
practice implementation positive law concerning the problems
investigated.
Application of prudential banking principle to prevent bad credit in
practice by BRI Bank there’re fleeing debtor because delliquent installment
loan of micro lending, this is because absence of bad faith of these debtor
and banks in the practice incaution in applying prudential banking
principles. Therefore every banks incumbent apply prudential banking
principles and increased investigated, monitoring and close supervision
associated with the implementation of micro lending.
Keywords : prudential banking principles, micro lending, bad credit
v
PREVENT BAD CREDIT DUE TO THE FLEEING DEBTOR MICRO
LENDING OF BRI REVIEWED FROM BANKING REGULATION
Daniar Brihawan Sunggoro
110110090149
ABSTRACT
The role of banks in economic development is the flow of funds
related with economic activity in the form of credit for the community
individual or bussiness entity. To achieve these goals, banking function as
a funding channel to the community or intermediation this is the role of
banks required in helping cultivate small business. Banks in lending for
financing required for applying prudential banking principles. Micro lending
program intended for enterpreneurs having feasible business however not
bankable, but in practice problems often arise in terms of non performing
loans related with debtor fleeing. Therefore, investigated the application of
the prudential banking principles by BRI to prevent bad credit.
The method of research that will be used by the researcher under
this writting is method of juridis normative approach, is legal research
prioritizing research literature which emphasizes the review of the terms
science and how its implementation in practice. Exposure used problem is
descriptive analytis, a research which aims to describe and analyze
evidence existing in systematic, factual and acurate with legal theories and
practice implementation positive law concerning the problems
investigated.
Application of prudential banking principle to prevent bad credit in
practice by BRI Bank there’re fleeing debtor because delliquent installment
loan of micro lending, this is because absence of bad faith of these debtor
and banks in the practice incaution in applying prudential banking
principles. Therefore every banks incumbent apply prudential banking
principles and increased investigated, monitoring and close supervision
associated with the implementation of micro lending.
Keywords : prudential banking principles, micro lending, bad credit
v