Additional Paid-In CapitalAgio Mandiri - Investor Relations - Audited Financials

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 5132 42. OTHER OPERATING INCOME - OTHERS 2012 2011 Recovery of written-off loans in the previous period related to implementation of SFAS 55 Revised 2011 2,284,796 2,997,761 Income from loan written-off 265,303 589,961 Income from penalty 112,844 100,849 Stamp duty income 52,250 50,086 Safety deposit box 29,831 21,536 Others 657,967 652,207 3,402,991 4,412,400 For 2011 the amount includes receipt of PT Garuda Indonesia Persero “Garuda” Tbk’s Mandatory Convertible Bond principal settlement amounting to Rp967,869 Note 54. For 2011 the amount includes receipt of Garuda MCB interest portion settlement amounting to Rp433,054 Note 54.

43. ALLOWANCE FOR IMPAIRMENT LOSSES

2012 2011 Allowancereversal for provision of impairment losses on: Current accounts with other banks Note 5d 4,938 828 Placements with other banks Note 6e 75,272 7,300 Marketable Securities Note 7g 29,411 17,530 Other receivables - trade transactions Note 9d 13,263 98,692 Loans Note 12B.j 3,414,546 3,407,728 Consumer financing receivables Note 13c 120,117 113,083 Net investment in lease finance Note 14c 1,570 197 Acceptance receivables Note 15d 51,341 151,154 Investments in shares Note 16c 2,237 850 3,423,067 3,297,670

44. ALLOWANCEREVERSAL FOR POSSIBLE LOSSES

2012 2011 Allowancereversal provision for: Estimated losses arising from fraud cases 9,603 40,022 Estimated losses arising from legal cases 16,611 14,576 Others assets Note 21 13,124 339,620 13,090 285,022

45. UNREALISED GAINSLOSSES

FROM INCREASEDECREASE IN FAIR VALUE OF MARKETABLE SECURITIES, GOVERNMENT BONDS AND POLICYHOLDER’S INVESTMENT IN UNIT-LINKED CONTRACTS 2012 2011 Marketable securities 26,680 9,139 Government Bonds 15,790 60,764 Changes in market value of policyholders’ investment and increasedecrease in liability in unit-linked contracts - Change in market value of policyholders’ investment 351,192 164,575 - Increase in liability in unit-linked contracts 351,192 164,575 42,470 69,903 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 5133 46. GAINLOSS ON SALE OF MARKETABLE SECURITIES AND GOVERNMENT BONDS 2012 2011 Marketable securities Fair value through profit and loss 76,919 80,400 Available for sale 50,992 - Government Bonds Fair value through profit and loss 91,293 35,611 Available for sale 179,519 1,125 296,739 117,136

47. SALARIES AND EMPLOYEE BENEFITS

2012 2011 Salaries, wages, pension and tax allowances 4,476,187 3,892,610 Holidays THR, leave and related entitlements 810,835 807,860 Employee benefits in kind 579,503 424,182 Training and education 371,976 328,906 Provision for post-employment benefit expenses and free of service year 174,395 207,772 Provision of tantiem 112,739 109,822 Bonuses and others 1,520,081 995,319 8,045,716 6,766,471 Total gross salaries and allowances, bonustantiem, long-term employment benefits of the Boards of Commissioners, Directors, Audit Committee and Risk Monitoring and Good Corporate Governance Committee, Syariah Supervisory Board and Executive Vice President and Senior Vice President are amounting to Rp521,447 and Rp405,791 Note 54 for the years ended 31 December 2012 and 2011, respectively as follows: 2012 Long-term Salaries and Bonus Employment Allowance Tantiem Benefits Total The Board of Commissioners 35,001 43,883 2,333 81,217 Directors 105,432 137,306 12,415 255,153 Audit Committee and Risk Monitoring and Good Corporate Governance Committee 2,941 1,117 - 4,058 Syariah Supervisory Board 1,110 220 - 1,330 Executive Vice Presidents and Senior Vice Presidents 106,846 63,157 9,686 179,689 251,330 245,683 24,434 521,447 2011 Long-term Salaries and Bonus Employment Allowance Tantiem Benefits Total The Board of Commissioners 29,278 25,675 1,930 56,883 Directors 94,231 84,146 5,380 183,757 Audit Committee and Risk Monitoring and Good Corporate Governance Committee 1,614 691 - 2,305 Syariah Supervisory Board 837 - - 837 Executive Vice Presidents and Senior Vice Presidents 105,055 41,925 15,029 162,009 231,015 152,437 22,339 405,791