OTHER ASSETS Insurance liabilities on insurance contracts and Liability Adequacy Test LAT

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 595 24. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By Currency, Related Parties and Third Parties: 2012 2011 Rupiah Related parties Note 54 17,233,023 25,151,704 Third parties 112,839,400 100,637,584 Total Rupiah 130,072,423 125,789,288 Foreign currencies Related parties Note 54 4,371,767 3,499,812 Third parties 10,516,061 13,040,584 Total foreign currencies Note 60B.v 14,887,828 16,540,396 144,960,251 142,329,684 b. By Contract Period: 2012 2011 Rupiah: 1 month 81,288,822 89,028,175 3 months 30,279,072 24,481,581 6 months 14,657,520 7,909,980 12 months 3,613,750 4,192,834 Over 12 months 233,259 176,718 Total Rupiah 130,072,423 125,789,288 Foreign currencies: 1 month 13,292,026 14,400,413 3 months 787,908 880,973 6 months 297,357 930,113 12 months 490,862 312,509 Over 12 months 19,675 16,388 Total foreign currencies Note 60B.v 14,887,828 16,540,396 144,960,251 142,329,684 c. By remaining period until maturity dates: 2012 2011 Rupiah: Less than 1 month 92,986,410 94,264,718 1 - 3 months 26,652,009 24,343,627 3 - 6 months 8,271,875 4,336,161 6 - 12 months 1,971,598 2,722,676 Over 12 months 190,531 122,106 Total Rupiah 130,072,423 125,789,288 Foreign currencies: Less than 1 month 13,532,537 13,165,726 1 - 3 months 754,434 2,295,551 3 - 6 months 403,816 877,713 6 - 12 months 190,147 186,644 Over 12 months 6,894 14,762 Total foreign currencies Note 60B.v 14,887,828 16,540,396 144,960,251 142,329,684 d. Average Interest Rates Cost of Funds per Annum: 2012 2011 Rupiah 5.15 6.37 Foreign currencies 0.68 0.63 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 596 24. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued e. As at 31 December 2012 and 2011, total time deposits pledged as collateral on loans were amounting to Rp9,876,087 and Rp8,833,378, respectively Note 12B.c.

25. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS

a. By Currency, Related Parties and Third Parties: 2012 2011 Demand Deposits Related parties Note 54 Rupiah 10,056 962 Foreign currencies Note 60B.v 131,940 213,618 141,996 214,580 Third parties Rupiah 721,210 703,837 Foreign currencies Note 60B.v 546,989 1,068,721 1,268,199 1,772,558 Total Demand Deposits 1,410,195 1,987,138 Saving Deposits Third parties Rupiah 835,295 581,013 Total Saving Deposits 835,295 581,013 Total Demand and Saving Deposits 2,245,490 2,568,151 Included in deposits from other banks - demand deposits are wadiah deposits and Sertifikat Investasi Mudharabah Antarbank SIMA amounting to Rp37,976 and Rp78,831 as at 31 December 2012 and 2011, respectively. b. Average Interest Rates Cost of Funds and Profit Sharing per Annum: Average interest rates cost of funds per annum: 2012 2011 Demand Deposits Rupiah 2.04 2.32 Saving Deposits Rupiah 1.61 2.25 Range of profit sharing per annum on wadiah demand deposits: 2011 2010 Rupiah 0.75 - 1.10 0.76 - 2,83 c. As at 31 December 2012 and 2011, total demand and saving deposits from other banks pledged as collateral on loans and bank guarantees were amounting to Rp8,249 and Rp17,049, respectively Note 12B.c and 30e.