GOVERNMENT BONDS Insurance liabilities on insurance contracts and Liability Adequacy Test LAT

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 562 8. GOVERNMENT BONDS continued b. By Type continued 2011 Interest Rates Maturity Frequency of Nominal per Annum Fair Value Dates Interest Payment Rupiah Fair value through profit or loss 15012012 - Fixed rate bonds 1,159,516 7.00 - 14.28 1,277,422 15072038 1 and 6 months Available for sale 25122014 - Variable rate bonds 54,310,774 SPN 3 Months 53,667,392 25072020 3 months Amortised Interest Rates Maturity Frequency of Cost Per annum Dates Interest Payment Rupiah Held to maturity 9.00 - 15012012 - Fixed rate bonds 1,464,878 14.28 15052037 1 and 6 months 25122014 - Variable rate bonds 21,744,598 SPN 3 Months 25092017 3 months 23,209,476 Interest Rates Maturity Frequency of Nominal per Annum Fair Value Dates Interest Payment Foreign currency Fair value through profit or loss 21112018 - Fixed rate bonds 128,570 4.00 - 4.88 131,560 05052021 6 months Amortised Interest Rates Maturity Frequency of Cost Per annum Dates Interest Payment Foreign currency Held to maturity 6.75 - 10032014 - Fixed rate bonds 173,599 10.38 09032017 6 months NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 563 8. GOVERNMENT BONDS continued c. Other Information In 2012, the Bank participated in debt switching program, which was arranged by the Ministry of Finance of the Republic of Indonesia. Through this program, the Bank switched variable rate Government Bonds, which were classified as Available For Sale, with total nominal amount of Rp3,700,000 with fixed rate Government Bonds. As at 31 December 2012 and 2011, Government Bonds with total nominal amount of Rp12,063,884 and Rp6,658,679 had been pledged as collateral for funds borrowing from other banks and subordinated loans Note 35e and 36.

9. OTHER RECEIVABLES - TRADE TRANSACTIONS

a. By Type, Currency, Related Parties and Third Parties: 2012 2011 Rupiah: Related parties Note 54 Usance LC payable at sight 57,581 14,705 Others 2,064,178 1,266,099 2,121,759 1,280,804 Third parties Usance LC payable at sight 346,107 340,078 Others 576,190 560,621 922,297 900,699 Total Rupiah 3,044,056 2,181,503 Foreign currencies: Related parties Note 54 Usance LC payable at sight 1,628,031 1,442,333 Others 34,758 29,574 1,662,789 1,471,907 Third parties Usance LC payable at sight 1,122,512 1,018,070 Others 845,061 1,219,810 1,967,573 2,237,880 Total foreign currencies Note 60B.v 3,630,362 3,709,787 Total 6,674,418 5,891,290 Less: Allowance for impairment losses 1,125,015 1,079,302 5,549,403 4,811,988 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 564 9. OTHER RECEIVABLES - TRADE TRANSACTIONS continued b. By Bank Indonesia’s Collectibility: 2012 2011 Current 5,465,807 4,757,886 Special mention 393,133 331,300 Doubtful - 5,718 Loss 815,478 796,386 Total 6,674,418 5,891,290 Less: Allowance for impairment losses 1,125,015 1,079,302 5,549,403 4,811,988 c. By Maturity: 2012 2011 Rupiah: Less than 1 month 908,480 646,100 1 - 3 months 1,486,727 1,085,617 3 - 6 months 486,802 284,686 6 - 12 months 15,869 19,156 Over 12 months 146,178 145,944 Total Rupiah 3,044,056 2,181,503 Foreign currencies: Less than 1 month 822,177 750,253 1 - 3 months 1,105,616 566,324 3 - 6 months 1,032,123 1,743,237 6 - 12 months 912 20,038 Over 12 months 669,534 629,935 Total foreign currencies Note 60B.v 3,630,362 3,709,787 Total 6,674,418 5,891,290 Less: Allowance for impairment losses 1,125,015 1,079,302 5,549,403 4,811,988 d. Movements of allowance for impairment losses on other receivables - trade transactions: 2012 2011 Balance at beginning of year 1,079,302 1,146,327 Reversal during the year Note 43 13,263 98,692 Others 58,976 31,667 Balance at end of year 1,125,015 1,079,302 Includes effect of foreign exchange translation. Management believes that the allowance for impairment losses on other receivables - trade transactions is adequate. e. Information in respect of classification of “non-impaired” and “impaired” is disclosed in Note 60A. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 565 10. SECURITIES PURCHASED UNDER RESALE AGREEMENTS a. Securities purchased under resale agreements 2012 Type of Securities Starting Date Maturity Date Resale Amount Unamortised Interest Carrying Amount Rupiah Obligasi FR0058 09112012 08022013 1,080,592 5,188 1,075,404 Obligasi FR0043 28122012 29012013 914,813 3,140 911,673 Obligasi FR0059 09102012 08012013 854,775 752 854,023 Obligasi FR0047 22112012 02012013 685,924 84 685,840 Obligasi FR0054 19122012 26032013 686,278 7,307 678,971 Obligasi FR0054 21112012 19022013 678,814 4,202 674,612 Obligasi FR0020 27122012 29012013 642,559 2,413 640,146 Obligasi FR0061 13122012 12022013 612,549 3,192 609,357 Obligasi FR0056 12122012 19032013 606,952 5,924 601,028 Obligasi FR0056 26122012 28012013 589,386 2,091 587,295 Obligasi FR0059 19122012 26022013 535,562 3,733 531,829 Obligasi FR0040 28122012 29012013 475,887 1,633 474,254 Obligasi FR0057 30112012 05032013 444,834 3,546 441,288 Obligasi FR0053 13122012 12022013 443,213 2,309 440,904 Obligasi FR0027 12122012 19022013 409,746 2,499 407,247 Obligasi FR0056 14122012 15022013 401,756 2,247 399,509 Obligasi FR0060 17122012 17012013 257,106 541 256,565 Obligasi FR0043 09102012 08012013 249,674 220 249,454 Obligasi FR0054 30112012 05032013 235,232 1,875 233,357 Obligasi FR0058 20122012 03012013 221,491 57 221,434 Obligasi FR0054 18122012 18022013 211,193 1,349 209,844 Obligasi FR0058 17122012 18012013 203,104 454 202,650 Obligasi FR0059 26122012 25012013 200,181 631 199,550 Obligasi FR0054 18122012 18022013 199,460 1,274 198,186 Obligasi FR0058 17122012 18012013 192,688 430 192,258 Obligasi FR0035 14122012 15022013 188,964 1,057 187,907 Obligasi FR0057 26122012 25012013 187,196 590 186,606 Obligasi FR0053 12122012 19022013 158,201 965 157,236 Obligasi FR0058 03122012 03012013 157,028 41 156,987 Obligasi FR0058 03122012 03012013 130,857 34 130,823 Obligasi FR0050 17122012 17012013 128,656 271 128,385 Obligasi FR0047 26122012 25012013 127,146 401 126,745 Obligasi FR0058 09112012 08022013 120,065 576 119,489 Obligasi FR0057 17122012 17012013 119,302 251 119,051 Obligasi FR0058 03122012 03012013 115,154 30 115,124 Saham 12102012 10042013 116,600 3,630 112,970 Obligasi FR0056 20122012 03012013 111,480 28 111,452 Obligasi FR0044 17122012 18012013 110,677 247 110,430 Obligasi FR0058 03122012 04012013 110,083 43 110,040 Obligasi FR0058 03122012 03012013 104,686 28 104,658 Obligasi FR0035 13122012 12022013 100,898 526 100,372 Obligasi FR0058 03122012 04012013 99,599 39 99,560 Obligasi FR0057 18122012 18022013 95,975 613 95,362 Obligasi FR0053 14122012 15022013 57,608 322 57,286 Obligasi FR0059 09102012 08012013 44,656 39 44,617 Obligasi FR0064 09102012 08012013 43,731 39 43,692 SBSN 27122012 23012013 31,256 89 31,167 SBSN 27122012 23012013 24,844 70 24,774 Obligasi FR0064 26122012 25012013 23,332 74 23,258 Saham 30112012 29052013 21,200 1,417 19,783 Obligasi FR0054 09102012 08012013 16,618 14 16,604 Saham 06062012 03052013 2,312 115 2,197 SBSN 27122012 23012013 1,988 6 1,982 Total 14,583,881 68,646 14,515,235 Allowance for impairment losses - Net 14,515,235 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 566 10. SECURITIES PURCHASED UNDER RESALE AGREEMENTS continued a. Securities purchased under resale agreements continued 2011 Type of Securities Starting Date Maturity Date Resale Amount Unamortised Interest Carrying Amount Rupiah Related Parties Note 54 Obligasi VR0026 28112011 28022012 409,442 3,546 405,896 Obligasi VR0028 13102011 13012012 254,308 534 253,774 Obligasi VR0023 28112011 28022012 99,898 865 99,033 Total Related Parties 763,648 4,945 758,703 Third Parties Obligasi FR0052 04112012 16022012 1,194,016 7,875 1,186,141 Obligasi FR0052 04112011 16022012 1,194,016 7,875 1,186,141 Obligasi FR0057 08112011 16022012 1,130,647 7,420 1,123,227 Obligasi FR0052 04112011 16022012 1,072,823 7,087 1,065,736 Obligasi FR0045 08112011 16022012 612,085 4,017 608,068 Obligasi FR0053 14122011 16012012 490,555 977 489,578 Obligasi FR0058 08112011 16022012 447,312 2,935 444,377 Obligasi FR0040 13122011 06012012 371,563 247 371,316 Obligasi FR0040 23122011 25012012 352,873 1,136 351,737 Obligasi FR0047 20122011 20012012 307,955 785 307,170 Obligasi FR0044 28122011 01022012 302,050 1,256 300,794 Obligasi FR0057 08112011 16022012 274,124 1,799 272,325 Obligasi FR0040 27122011 27012012 272,010 949 271,061 Obligasi FR0052 04112011 16022012 265,337 1,750 263,587 Obligasi FR0057 20122011 20012012 261,182 666 260,516 Obligasi FR0036 13122011 06012012 239,408 159 239,249 Obligasi FR0040 20122011 20012012 233,198 594 232,604 Obligasi FR0042 23122011 25012012 222,104 715 221,389 Obligasi FR0042 20122011 20012012 221,238 564 220,674 Obligasi FR0043 23122011 25012012 220,056 708 219,348 Obligasi FR0056 22122011 19012012 177,944 430 177,514 Obligasi FR0059 23122011 25012012 177,612 572 177,040 Obligasi FR0036 22122011 19012012 177,273 428 176,845 Obligasi FR0048 22122011 19012012 143,290 346 142,944 Obligasi FR0045 19122011 19012012 128,744 311 128,433 Obligasi FR0045 19122011 19012012 128,744 311 128,433 Obligasi FR0045 19122011 19012012 128,744 311 128,433 Obligasi FR0045 19122011 19012012 128,744 311 128,433 Obligasi FR0040 19122011 19012012 128,489 310 128,179 Obligasi FR0040 19122011 19012012 128,489 310 128,179 Obligasi FR0040 19122011 19012012 128,489 310 128,179 SBSN 08122011 05012012 99,753 64 99,689 Obligasi FR0045 19122011 19012012 76,174 184 75,990 SBSN 28122011 25012011 49,849 158 49,691 Obligasi FR0056 23122011 25012012 49,299 159 49,140 Obligasi FR0040 19122011 19012012 46,723 113 46,610 SBSN 28122011 25012011 38,882 124 38,758 Obligasi FR0044 27122011 27012012 32,933 115 32,818 SBSN 28122011 25012011 10,871 35 10,836 Total Third Parties 11,665,598 54,416 11,611,182 Total 12,429,246 59,361 12,369,885 Allowance for impairment losses - Net 12,369,885