UTANG BANK lanjutan BANK LOANS continued

Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Berakhir pada Tanggal-tanggal 30 Juni 2013 dan 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Ended June 30, 2013 and December 31, 2012 Expressed in Rupiah, unless Otherwise Stated Lampiran 532 Schedule 14. UTANG BANK lanjutan 14. BANK LOANS continued PT Gelora Djaja diharuskan menjaga current ratio minimal 1 satu. Manajemen PT Gelora Djaja berpendapat bahwa seluruh rasio telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. PT Gelora Djaja should maintain minimum current ratio of 1 one. PT Gelora Djaja’s management is of the opinion that all ratios are met as of consolidated statements of financial position date. 2. PT Bank Ganesha 2. PT Bank Ganesha Entitas anak PT Gelora Djaja Subsidiary PT Gelora Djaja Utang Bank Jangka Pendek Short-term Bank Loan Berdasarkan Perjanjian Kredit No.209 STLKRDSBY00 tanggal 15 Desember 2000, PT Gelora Djaja melakukan perjanjian kredit dengan PT Bank Ganesha Ganesha. Perjanjian kredit tersebut telah diubah dari waktu ke waktu. Perubahan Perjanjian Kredit terakhir berdasarkan perpanjangan perjanjian kredit No. 014PPJKKRDSBY13 pada tanggal 14 Februari 2013 berkaitan dengan perpanjangan jangka waktu fasilitas kredit. Based on Loan Agreement No.209STL KRDSBY00 dated December 15, 2000, PT Gelora Djaja entered into a loan agreement with PT Bank Ganesha Ganesha. The loan agreement has been amended for several times. The latest amendment is based on Loan Agreement No. No. 014PPJKKRDSBY13 on February 14, 2013, which extend the period of loan facility. Fasilitas Pinjaman Tetap jangka pendek tersebut digunakan untuk keperluan modal kerja dengan nilai pinjaman maksimum sebesar Rp7.500.000.000. Fasilitas ini berlaku hingga tanggal 15 Desember 2013. Tingkat bunga efektif untuk fasilitas ini adalah sebesar 12 per tahun. Pada tanggal 31 Desember 2012 saldo untuk pinjaman ini sebesar Rp7.500.000.000 dan pada tanggal 30 Juni 2013 tidak terdapat saldo pinjaman. This short-term Fixed Loan Facility is used for working capital with maximum credit limit amounting to Rp7,500,000,000. This facility will be effective until December 15, 2013. The effective interest rate for this facility is 12 per annum. As of December 31, 2012 the outstanding loan balance for this facility amounted to Rp7,500,000,000 and as of June 30, 2013 has no amounts were outstanding for this facility. Fasilitas pinjaman tetap jangka pendek diatas dijamin dengan persediaan PT Gelora Djaja The short-term fixed loan facility above is collateralized by inventories of PT Gelora Djaja. Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Berakhir pada Tanggal-tanggal 30 Juni 2013 dan 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Ended June 30, 2013 and December 31, 2012 Expressed in Rupiah, unless Otherwise Stated Lampiran 533 Schedule 14. UTANG BANK lanjutan 14. BANK LOANS continued