Liabilities 17.87 FS Bank Mandiri Tbk 311211 Eng 1 Final opini

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2011 AND 2010 Expressed in millions of Rupiah, unless otherwise stated Appendix 5151 52. SEGMENT INFORMATION continued 2010 Account Corporate Commercial and Business Micro and Retail Consumer Treasury and Financial Institution Institutional Banking Head Offce Subsidiary – Sharia Subsidiaries – other than Sharia Adjustment and elimination Total Consolidated statement of income Interest and sharia income 9,176,633 10,854,389 12,875,034 4,007,156 3,111,752 1,783,829 6,754,807 2,768,072 717,525 18,117,547 33,931,650 Interest and sharia expense 5,808,245 5,633,338 7,395,908 1,819,560 2,560,936 1,497,103 394,314 1,161,680 303,549 12,161,592 14,413,041 Net Interest and sharia income 3,368,388 5,221,051 5,479,126 2,187,596 550,816 286,726 6,360,493 1,606,392 413,976 5,955,955 19,518,609 Net Premium income - - - - - - - - 552,912 - 552,912 Net Interest and sharia and premium income 3,368,388 5,221,051 5,479,126 2,187,596 550,816 286,726 6,360,493 1,606,392 966,888 5,955,955 20,071,521 Other operating income: Other fees and commission 448,023 409,314 2,590,895 596,408 300,690 9,127 33 551,248 292,705 96,539 5,101,838 Others 61,239 587,924 489,592 243,284 882,670 - 1,347,741 15,294 97,009 271,296 3,330,979 Total 386,784 997,238 3,080,487 839,692 1,183,360 9,127 1,347,708 566,542 389,714 367,835 8,432,817 Reversalallowance for impairment losses 289,549 820,965 296,004 455,232 115,738 - 623,020 309,804 271,978 - 2,950,814 Unrealised gainslosses from increasedecrease in fair value of marketable securities, government bonds, and policyholders’ investment in unit-linked contracts - - - - - - - - - 23,401 23,401 Gain on sale of marketable Securities and government bonds - - - - - - - - - 286,870 286,870 Other operating expenses: Salaries and employee benefit 127,529 438,563 2,235,995 171,257 67,960 19,682 1,756,831 622,679 361,677 - 5,802,173 General and administrative 78,562 160,907 1,668,470 179,062 60,650 47,634 2,311,952 564,476 396,259 - 5,467,972 expenses Others 92,807 94,275 1,244,429 295,271 58,891 69,160 489,446 65,740 83,158 709,457 804,828 Total 298,898 693,745 5,148,894 645,590 187,501 136,476 3,579,337 1,252,895 841,094 709,457 12,074,973 Other expense – non operating income - net 131 95 5,311 12 - - 104,525 3,636 116,622 - 230,142 Tax expense - - - - - - 4,293,396 150,213 159,327 - 4,602,936 Net income after tax 3,166,856 4,703,484 3,120,026 1,926,478 1,662,413 159,377 683,027 463,658 200,825 5,350,864 9,369,226 Non controlling interest - - - - - - - - - - 150,928 Parent Company - - - - - - - - - - 9,218,298 Consolidated statements of Financial position balance sheet Loans - gross 85,363,998 86,474,868 7,305,135 30,702,377 1,405,167 - 7,780,938 23,847,048 1,197,453 50,000 244,026,984 Total Assets 91,423,419 87,199,475 14,275,081 32,698,078 37,232,168 2,537 143,170,097 32,481,873 14,850,702 3,558,879 449,774,551 Demand deposits 18,391,702 25,305,986 11,363,148 - 1,287,314 8,171,736 - 3,930,121 262,796 425,550 68,287,253 Saving deposits 542,738 2,675,583 120,099,591 - 16,560 163,395 - 244,543 214,197 - 123,956,607 Time deposits 31,644,453 13,412,795 75,231,831 - 3,993,301 20,202,721 225,000 - 679,004 245,056 145,144,049 Total deposit from customers 50,578,893 41,394,364 206,694,570 - 5,297,175 28,537,852 225,000 4,174,664 1,155,997 670,606 337,387,909 Total Liabilities 54,630,456 45,396,415 209,811,914 1,517,911 21,580,875 28,591,953 4,753,830 5,209,834 7,570,534 3,389,369 382,453,091 Include a component of internal transfer pricing amongst operating segments Include elimination of internal transfer pricing or reclassification amongst operating segment and elimination against Subsidiaries