I. Leveraging IT to Achieve Banking Objectives
Today’s banks are faced with increasing challenges. Business risks from external and internal factors hold banks back from achieving
their business objectives. The global economic turbulence has forced banks to improve their liquidity and credit management in
an increasingly competitive and highly regulated market.
To overcome these challenges, industry leaders understand the importance of leveraging IT, indicated by banks’ continued growth
in IT investment for future business goals. Leveraging IT brings both internal and external beneits to banks’ operations.
“Telkomsigma believes that leveraging IT will enable
banks to take advantage of the shifting banking
environment to minimize risk, enhance business
growth and meet customer expectations.”
Internal beneits include:
Improve eiciency in resources and processes by renewing timeworn core legacy systems, enhancing
integration of the banking process, improving credit risk management, and addressing regulatory
requirements.
External beneits include:
Strengthen customer loyalty by providing better customer experience through easy access to
various banking channels. Through use of ATM, Mobile Banking and Internet Banking, banks ofer
customers added lexibility and convenience. Limit risk, while improving business eiciency, addressing regulatory requirements and
expanding new channels to promote greater loyalty among customers
Banking Challenges
Business and credit risk Increased competition
Regulatory compliance Obsolete Banking systems
Shortage of IT talent
Objectives in Leveraging IT
Eiciency in operational process
Enhance risk management Growth of loan business
Compliance Integration of branches and
sales channels Expansion of banking ATM
Digital channels Foster customer loyalty
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Telkomsigma | ARIUM Banking Suite
II. ARIUM Banking Suite
“ARIUM Banking Suite ofers a comprehensive approach for banks to achieve their speciic objectives.”
Leveraging our experience and combining it with the latest technology, we have developed our next-generation
banking solution in ARIUM Banking Suite. It started with AlphaBITS, our core banking application developed in 1989
and has been openly adopted by local banks that require a reliable and resilient solution in Indonesia’s inancial
environment. In addition, over the years we have developed various applications to support other banking processes
such as loan systems, delivery channels, and banking analytics, which has gained the trust and recognition of over
130 clients from the banking industry. Through our years of experience we have acquired a deeper understanding
of the needs and situation of your bank and how you do business, which in turn led us to combine all of our banking
knowledge into Telkomsigma Banking Suite.
ARIUM Banking Suite ofers a comprehensive banking solution framework, enabling you to augment your
systems with modular, scalable, robust banking process components; and in combining the capabilities of integration
with other existing banking service components, it gives you the option to only utilize components of Telkomsigma
Banking Suite that
suit your business priorities and budget.
Developed by Telkomsigma, a national ICT company with experience in the system integration of banking solutions,
our service provides you with a solid understanding of regulatory compliance and industry standards,
hence shortening implementation time and reducing complications to your banking business.
The Why of ARIUM Banking Suite
Comprehensive Banking Solution that is lexible and has modular
components to adjust to your banking needs.
Proven Banking Solution with accumulated experiences and a
full understanding of Indonesia’s banking demands.
Market Ready Solution that simpliies implementation and accelerates
your “go live” date. Complies with latest global
and national regulations, and is supervised by our dedicated
regulatory team.
Implements user-centric application systems to maximize productivity,
efectiveness and eiciency in the banking process.
Leverages the technology to increase customer loyalty through
delivering accessibility and securing banking channels.
Provides an IT Operation Management
ITOM ofering
scheme that enables banks to choose OPEX-based annual costs,
as well as minimize investment in hardware and IT resources.
Indonesia’s Proven Banking Solution for Next Generation Banking
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Indonesia’s Proven Banking Solution for Next Generation Banking
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