III. Comprehensive Banking Solution
ARIUM Banking Suite
Architecture
Designed for Growth and Scalability
A. Banking Operation B. Banking Channels
C. Banking Analytics
ATM
ASCI
ASCI Web Brach
EDC Branchless Banking
Internet Banking
Switching Middleware
Customer Relationship Management
General Ledger Proit distribution
Other System Gateway Middleware
Customer Product Regulatory Compliance
BI Reporting
Saving Account Collateral Mgt
Credit Management Cleaning
SID XBRL
Risk Management
ERP
SKN RTGS
SWIFT Siskohat
CDD PSAK
Time Deposit Transaction Engine
Corporate Current Ac SweepAutosave
Current Account Cheque Processing
Credit Facility Remitance
Retail Loan Disbursement
Leasing Standing Instruction
Subsidy Mgt Payment
Multi Currency RewardPoint
Corporate Product Cross Product Operation
Contact Center Personal Pay
Loan Origination SMS Banking
Loan Collection Mobile Banking
SVS
Delivery Channel
Regulations Compliance
Financial Accounting
Clearing System B2B
Share Network
Front End
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Telkomsigma | ARIUM Banking Suite
ARIUM Banking Suite helps transform your bank to achieve rapid, large-scale process automation by
performing the following tasks:
Replaces outdated technology that hinders banks aiming to achieve their strategic business goals,
such as ofering new products and services. Modernizes banking systems to enable them to
implement Straight Through Processing, resulting in minimize manual input, errors, and provide
accurate decision making to increase productivity and eiciency.
Enhances approval systems to mitigate loan risk and fraudulent debt that enter into the banking systems.
A. Banking Operation
Consisting of key banking components that build a strong foundation for further banking processes, Banking Operations
enables you to provide a platform to enhance product oferings for your clients. In addition, it also consists of back-
end processing, which, using manual processing, requires most of your resources to maintain, thereby leading to costly slow
process, inconsistent results, and a high error rate. IT ofers solutions that can rescue these back-oice procedures from
needless expenses and errors.
Banking Operation Components
AlphaBITS Next Generation
AlphaBITS Next Generation is a core banking system
that runs the bank’s central nervous system – software and
infrastructure that link services to business units, customers,
and day-to-day back-oice functions, it also serves as
the core IT platform for new capabilities and growth of
products and channels.
ARIUM Loan Origination
A comprehensive and lexible loan origination system serves
to support loan application processing for banks and other
inancial institutions, and is readily interfaced with core banking
loan system to cater end-to-end transaction processing.
ARIUM CAM
An indirect loan management system that handles indirect
loans between banks and inancial channels with rapid
process while minimizing risks.
A. Banking Operation
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