ARIUM Banking Suite helps transform your bank to achieve rapid, large-scale process automation by
performing the following tasks:
Replaces outdated technology that hinders banks aiming to achieve their strategic business goals,
such as ofering new products and services. Modernizes banking systems to enable them to
implement Straight Through Processing, resulting in minimize manual input, errors, and provide
accurate decision making to increase productivity and eiciency.
Enhances approval systems to mitigate loan risk and fraudulent debt that enter into the banking systems.
A. Banking Operation
Consisting of key banking components that build a strong foundation for further banking processes, Banking Operations
enables you to provide a platform to enhance product oferings for your clients. In addition, it also consists of back-
end processing, which, using manual processing, requires most of your resources to maintain, thereby leading to costly slow
process, inconsistent results, and a high error rate. IT ofers solutions that can rescue these back-oice procedures from
needless expenses and errors.
Banking Operation Components
AlphaBITS Next Generation
AlphaBITS Next Generation is a core banking system
that runs the bank’s central nervous system – software and
infrastructure that link services to business units, customers,
and day-to-day back-oice functions, it also serves as
the core IT platform for new capabilities and growth of
products and channels.
ARIUM Loan Origination
A comprehensive and lexible loan origination system serves
to support loan application processing for banks and other
inancial institutions, and is readily interfaced with core banking
loan system to cater end-to-end transaction processing.
ARIUM CAM
An indirect loan management system that handles indirect
loans between banks and inancial channels with rapid
process while minimizing risks.
A. Banking Operation
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Indonesia’s proven core banking system for next generation banking Many Indonesian banks still have underperforming core banking systems with outdated architecture that
barely support key processes, update complex regulatory changes, address business risk, and develop new banking channels and business growth strategies.
Indonesian banks need a modern, complete and reliable core banking system that is not only suitable for each bank’s individual requirements, but also complies with Indonesian banking regulations. Such core
banking systems must meet the following requirements:
Competitive investment cost Guarantee quick and successful implementation
No delay in “go live” date to avoid any complication in doing business
The Next Generation Core Banking System AlphaBITS Next Generation forms the banks’ day-to-day operations as well as the core IT platform for new
capabilities and growth of products and channels. Serving as a core banking system that runs as the bank’s central nervous system, AlphaBITS Next Generation serves as the software and infrastructure that link
services to business units, customers, and back-oice functions.
Taking into account the Indonesian banking environment, AlphaBITS Next Generation is consistently updated to align with Indonesia’s banking regulations. It is powered by the dependable IBM AS400 platform and It is
speciically designed to comply with Standard Business Architecture International BIAN, hence its development implements modern database, based on SOA, enhance integrated system and provides web based GUI.
Customer Centric Focus on banks customers provide comprehensive customer view and analytics to help banks increase its
business value.
Business Flexibility Easily conigured and lexible system to cope with dynamic business needs from months to days.
Beyond Core Banking A complete and comprehensive banking solution, integrated, end-to-end banking solution, from sales,
channel, operation up to risk compliance.
A.1. AlphaBITS
Next Generation
Telkomsigma | ARIUM Banking Suite
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