Credit Risk MANAJEMEN RISIKO KEUANGAN FINANCIAL RISK MANAGEMENT

These Consolidated Financial Statements are Originally Issued in Indonesian Language PT MITRA INVESTINDO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK PERIODE ENAM BULAN YANG BERAKHIR PADA TANGGAL-TANGGAL 30 JUNI 2015 DAN 2014 Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE SIX MONTHS PERIOD ENDED 30 JUNE 2015 AND 2014 Expressed in Rupiah, unless otherwise stated 70 31. MANAJEMEN RISIKO KEUANGAN Lanjutan 31. FINANCIAL RISK MANAGEMENT Continued a. Risiko Kredit Lanjutan a. Credit Risk Continued Tabel berikut menjelaskan eksposur maksimum sesuai dengan konsentrasi risiko kredit: Lanjutan The following table illustrates the Company’s maximum exposure based on credit risk concentration: Continued Konsentrasi risiko kredit Eksposur Credit risk concentration Maksimum Lokal Ekspor Maximum 31 Desember 2014 Domestic Export exposure 31 December 2014 Kas dan setara kas 47.588.297.793 - 47.588.297.793 Cash and cash equivalents Piutang usaha 37.716.861.291 - 37.716.861.291 Trade receivables Piutang lain-lain 7.814.773.386 - 7.814.773.386 Other receivables Jumlah 93.119.932.470 - 93.119.932.470 Total Tabel berikut menjelaskan rincian aset keuangan Perusahaan yang dibedakan antara yang mengalami penurunan nilai dan yang tidak: The following table illustrates the detail of financial assets distinguished between those which impaired and not impaired: 30 JuniJune 2015 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Not impaired Impaired Total Kas dan setara kas 40.801.437.497 - 40.801.437.497 Cash and cash equivalents Piutang usaha 34.909.623.194 1.839.446.486 36.749.069.680 Trade receivables Piutang lain-lain 10.594.429.626 - 10.594.429.626 Other receivables 86.305.490.317 1.839.446.486 88.144.936.803 Dikurangi: Less: Cadangan kerugian penurunan nilai - 1.839.446.486 1.839.446.486 Allowance for impairment losses 86.305.490.317 - 86.305.490.317 31 DesemberDecember 2014 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Not impaired Impaired Total Kas dan setara kas 47.588.297.793 - 47.588.297.793 Cash and cash equivalents Piutang usaha 35.630.594.809 2.086.266.482 37.716.861.291 Trade receivables Aset keuangan tersedia untuk dijual 7.814.773.386 - 7.814.773.386 Available-for-sale financial assets 91.033.665.988 2.086.266.482 93.119.932.470 Dikurangi: Less: Cadangan kerugian penurunan nilai - 2.086.266.482 2.086.266.482 Allowance for impairment losses 91.033.665.988 - 91.033.665.988 These Consolidated Financial Statements are Originally Issued in Indonesian Language PT MITRA INVESTINDO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK PERIODE ENAM BULAN YANG BERAKHIR PADA TANGGAL-TANGGAL 30 JUNI 2015 DAN 2014 Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE SIX MONTHS PERIOD ENDED 30 JUNE 2015 AND 2014 Expressed in Rupiah, unless otherwise stated 71 31. MANAJEMEN RISIKO KEUANGAN Lanjutan 31. FINANCIAL RISK MANAGEMENT Continued