OTHER ASSETS Insurance liabilities on insurance contracts

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated Appendix 593 21. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS continued b. Average Interest Rates Cost of Funds and Range of Profit Sharing per Annum: continued Average interest rates cost of funds per annum: 2014 2013 Rupiah 2.00 1.97 Foreign currencies 0.27 0.29 Range of profit sharing per annum on wadiah deposits: 2014 2013 Rupiah 0.70 - 0.81 0.72 - 0.87 Foreign currencies 0.18 - 0.81 0.17 - 0.87 c. As at 31 December 2014 and 2013, demand deposits pledged as collateral for bank guarantees, loans and trade finance facilities irrevocable Letters of Credits were amounting Rp3,959,724 and Rp3,392,353, respectively Note 12B.c and 31e.

22. DEPOSITS FROM CUSTOMERS - SAVING DEPOSITS

a. By Currency, Type, Related Parties and Third Parties: 2014 2013 Rupiah: Related parties Note 55 Mandiri Saving 111,904 194,151 Third parties Mandiri Saving 205,731,289 193,529,509 Mandiri Haji Saving 877,926 943,190 Total Rupiah 206,721,119 194,666,850 Foreign currencies: Related parties Note 55 Mandiri Saving 9,779 8,054 Third parties Mandiri Saving 24,730,358 21,342,706 Total foreign currencies Note 61B.v 24,740,137 21,350,760 231,461,256 216,017,610 Included in saving deposits were wadiah deposits amounting Rp1,700,819 and Rp1,607,905 as at 31 December 2014 and 2013, respectively. b. Average Interest Rates Cost of Funds per Annum: 2014 2013 Rupiah 1.50 1.54 Foreign currencies 0.20 0.21 c. As at 31 December 2014 and 2013, total saving pledged as collateral on loans were amounting Rp6,180,991 and Rp4,994,583, respectively Note 12B.c. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated Appendix 594 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By Currency, Related Parties and Third Parties: 2014 2013 Rupiah Related parties Note 55 28,301,811 20,137,578 Third parties 166,127,536 121,540,895 Total Rupiah 194,429,347 141,678,473 Foreign currencies Related parties Note 55 5,158,131 7,838,922 Third parties 24,346,619 20,033,602 Total foreign currencies Note 61B.v 29,504,750 27,872,524 223,934,097 169,550,997 b. By Contract Period: 2014 2013 Rupiah: 1 month 112,370,849 90,271,968 3 months 54,302,197 29,572,387 6 months 17,021,891 12,436,614 12 months 9,903,428 9,222,714 Over 12 months 830,982 174,790 Total Rupiah 194,429,347 141,678,473 Foreign currencies: 1 month 25,009,765 25,084,080 3 months 1,738,095 1,295,605 6 months 2,232,298 966,597 12 months 498,355 507,168 Over 12 months 26,237 19,074 Total foreign currencies Note 61B.v 29,504,750 27,872,524 223,934,097 169,550,997 c. By remaining period until maturity dates: 2014 2013 Rupiah: Less than 1 month 122,668,578 98,919,518 1 - 3 months 52,424,800 27,370,781 3 - 6 months 13,364,000 7,276,167 6 - 12 months 5,195,621 7,867,987 Over 12 months 776,348 244,020 Total Rupiah 194,429,347 141,678,473 Foreign currencies: Less than 1 month 22,542,957 25,139,216 1 - 3 months 4,473,904 1,812,614 3 - 6 months 2,004,405 507,615 6 - 12 months 461,839 404,484 Over 12 months 21,645 8,595 Total foreign currencies Note 61B.v 29,504,750 27,872,524 223,934,097 169,550,997