PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2014 AND 2013
Expressed in millions of Rupiah, unless otherwise stated
Appendix 595 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
d. Average Interest Rates Cost of Funds per Annum:
2014 2013
Rupiah 7.67
5.50 Foreign currencies
1.20 0.68
e. As at 31 December 2014 and 2013, total time deposits pledged as collateral on loans were
amounting Rp18,274,445 and Rp12,893,916, respectively Note 12B.c.
24. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
a. By Currency, Related Parties and Third Parties:
2014 2013
Demand Deposits Related parties Note 55
Rupiah 8,637
63,613 Foreign currencies Note 61B.v
16,932 -
25,569 63,613
Third parties Rupiah
1,147,015 937,632
Foreign currencies Note 61B.v 1,023,532
988,034 2,170,547
1,925,666 Total Demand Deposits
2,196,116 1,989,279
Saving Deposits Third parties
Rupiah 1,302,946
1,063,740 Foreign currencies Note 61B.v
- -
Total Saving Deposits 1,302,946
1,063,740
Total Demand and Saving Deposits 3,499,062
3,053,019
Included in deposits from other banks - demand deposits are wadiah deposits amounting Rp41,838 and Rp28,199 as at 31 December 2014 and 2013, respectively.
b. Average Interest Rates Cost of Funds and Profit Sharing per Annum:
Average interest rates cost of funds per annum:
2014 2013
Demand Deposits Rupiah
2.00 1.97
Saving Deposits Rupiah
1.50 1.54
Range of profit sharing per annum on wadiah demand deposits:
2014 2013
Rupiah 0.70 - 0.81
0.72 – 0.87
c. As at 31 December 2014 and 2013, total demand and saving deposits from other banks pledged
as collateral on loans and bank guarantees were amounting Rp20,079 and Rp16,446, respectively Note 12B.c and 31e.
PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2014 AND 2013
Expressed in millions of Rupiah, unless otherwise stated
Appendix 596 25. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY
a. By Currency:
2014 2013
Third parties Rupiah
415,000 1,220,000
Foreign currencies Note 61B.v 2,477,000
60,850 2,892,000
1,280,850
b. By Remaining Period Until Maturity Date:
2014 2013
Rupiah Less than 1 month
415,000 1,220,000
Foreign currencies Less than 1 month
2,322,188 60,850
More than 1 month 154,812
- Total foreign currencies Note 61B.v
2,477,000 60,850
2,892,000 1,280,850
c. Average Interest Rates Cost of Funds per Annum:
2014 2013
Rupiah 6.18
6.56 Foreign currencies
1.30 1.76
26. DEPOSITS FROM OTHER BANKS - TIME DEPOSITS
a. By Currency:
2014 2013
Third parties Rupiah
11,140,783 8,109,444
Total Rupiah 11,140,783
8,109,444
b. By Contract Period:
2014 2013
Rupiah: 1 month
10,920,705 6,463,990
3 months 156,085
1,542,759 6 months
8,418 35,300
12 months 55,575
13,985 above 12 months
- 53,410
Total Rupiah 11,140,783
8,109,444
c. Average Interest Rates Cost of Funds per Annum:
2014 2013
Rupiah 7.67
5.50 Foreign currencies
1.20 0.68
d. As at 31 December 2014 and 2013, time deposits from other banks pledged as collateral on
loans amounting Rp112,073 and Rp94,681, respectively Note 12B.c.
PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2014 AND 2013
Expressed in millions of Rupiah, unless otherwise stated
Appendix 597 27. LIABILITY TO UNIT-LINKED HOLDERS
This account represents Subsidiary’s liability to unit-linked holders placed in unit-linked investment, with details as follow:
2014 2013
Non-Sharia 16,407,185
11,251,409 Sharia
936,614 751,588
17,343,799 12,002,997
The details of non-sharia unit-linked investments based on the type of contracts are as follow:
2014 2013
Dynamic Money 7,911,912
5,903,460 Attractive Money
4,219,272 2,345,304
Progressive Money 2,295,561
2,022,887 Excellent Equity
1,426,903 735,400
Protected Money 261,701
- Active Money
150,537 109,912
Secure Money 77,101
77,602 Fixed Money
54,146 47,821
Money Market 10,052
9,023 16,407,185
11,251,409
The details of sharia unit-linked investments based on the type of contracts are as follow:
2014 2013
Attractive Money Syariah 802,467
640,873 Active Money Syariah
90,292 77,473
Advanced Commodity Syariah 22,922
21,467 Amanah Equity Syariah
20,933 11,775
936,614 751,588
Underlying assets of the policyholders’ investment in the above unit-linked contracts are financial assets mainly consist of cash, marketable securities and Goverment Bonds. As at 31 December 2014
and 2013, the investment of policyholders were recorded based on each type of the financial assets in the consolidated statement of financial position.
The policyholders’ funds non-sharia placed in statutory deposits as at 31 December 2014 and 2013 amounted to Rp177,776 and Rp177,639, respectively.
Included in the above policyholders’ investments in unit-linked contracts are policyholders’ fund in foreign currency as at 31 December 2014 and 2013 amounted to USD2,378,155 full amount and
USD2,603,328 full amount, respectively.
Dynamic Money This is an equity fund with underlying exposures in stocks listed in Indonesia Stock Exchange and
money market instruments through mutual fund Schroder Dana Prestasi Dinamis.
Attractive Money This is an equity fund with underlying exposures in stocks and bonds listed in Indonesia Stock
Exchange and money market instruments through mutual fund Mandiri Saham Atraktif.
