RELATED PARTY TRANSACTIONS continued MATURITY PROFILE

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 120

49. MATURITY PROFILE continued

2004 continued No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Liabilities Liabilities immediately payable 546,277 - 546,277 - - - - Demand deposits 41,083,330 - 41,083,330 - - - - Savings deposits 53,533,402 - 53,533,402 - - - - Time deposits 81,221,639 - 59,035,221 13,299,590 4,219,384 2,588,009 2,079,435 Deposits from other banks - Demand deposits 970,816 - 970,816 - - - - - Inter-bank call money 1,964,360 - 1,964,360 - - - - - Time deposits 9,104,019 - 8,879,559 179,666 745 20,809 23,240 Securities sold with agreements to repurchase 2,913,632 - 2,010 - 1,037,500 - 1,874,122 Derivative payables 66,968 - 22,092 20,650 11 - 24,215 Acceptances payable 5,241,388 - 1,277,471 2,174,675 1,261,764 521,920 5,558 Securities issued 3,993,980 - 906,572 83,003 - 157,845 2,846,560 Fund borrowings 7,066,493 - 1,059,858 853,716 3,511,081 314,167 1,327,671 Estimated losses on commitments and contingencies 565,898 565,898 - - - - - Accrued expenses 729,753 - 729,753 - - - - Taxes payable 496,124 - 160,760 335,364 - - - Other liabilities 5,649,817 5,156,708 - - 364,592 128,517 - Subordinated loans 6,816,206 - 10,197 - 14,096 2,383,944 4,407,969 Loan capital 1,253,475 - - - - 1,253,475 - Total Liabilities 223,217,577 5,722,606 170,181,678 16,946,664 10,409,173 7,368,686 12,588,770 Net Assets Liabilities 24,938,250 4,117,405 120,036,760 3,194,754 1,217,512 7,344,772 135,490,075

50. SEGMENT INFORMATION

The Bank considers the nature of business as the primary segment, and geographical areas as the secondary segment. The business activities of the Bank and its Subsidiaries and its geographical locations are as follows: Name of Company Nature of Business Location __ • Parent PT Bank Mandiri Persero Tbk. Commercial Banking Indonesia, Singapore, Hong Kong, Grand Cayman and Timor Leste • Subsidiaries PT Bank Syariah Mandiri Syariah Banking Indonesia Bank Mandiri Europe Limited Commercial Banking United Kingdom PT Mandiri Sekuritas Securities Indonesia PT Bumi Daya Plaza and its subsidiaries Others Indonesia PT Usaha Gedung Bank Dagang Negara and its subsidiaries Others Indonesia __ PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 121

50. SEGMENT INFORMATION continued

Primary Segment Information for the years ended December 31, 2005 ‘Syariah’ Banking Banking Securities Others Elimination Consolidated Operating income 22,326,888 959,115 202,671 88,880 - 23,577,554 Inter-segment operating income 79,094 - 4,305 - 83,399 - Operating income including inter-segment operating income 22,405,982 959,115 206,976 88,880 83,399 23,577,554 Operating expenses 21,332,048 821,937 155,918 80,078 - 22,389,981 Inter-segment operating expenses 10,917 - - - 10,917 - Operating expenses including inter-segment operating expenses 21,342,965 821,937 155,918 80,078 10,917 22,389,981 Profit from operations 1,063,017 137,178 51,058 8,802 72,482 1,187,573 Net profit 549,404 83,819 16,690 25,938 72,482 603,369 Total assets 256,152,002 8,272,965 1,233,023 298,653 2,573,295 263,383,348 Total assets as a percentage of total consolidated assets prior to elimination 96.31 3.11 0.46 0.11 Secondary Segment Information for the years ended December 31, 2005 Indonesia Pacific Domestic Asia West Europe Cayman Elimination Consolidated Operating income 22,901,973 357,059 123,432 195,090 - 23,577,554 Inter-segment operating income 83,402 - - - 83,402 - Operating income including inter-segment operating income 22,985,375 357,059 123,432 195,090 83,402 23,577,554 Operating expenses 21,347,131 231,216 169,481 642,153 - 22,389,981 Inter-segment operating expenses 10,917 - - - 10,917 - Operating expenses including inter-segment operating expenses 21,358,048 231,216 169,481 642,153 10,917 22,389,981 Profit from operations 1,627,327 125,843 46,049 447,063 72,485 1,187,573 Net profit 425,991 106,626 46,514 189,751 72,485 603,369 Total assets 257,256,936 4,474,469 1,862,722 2,362,516 2,573,295 263,383,348 Total assets as a percentage of total consolidated assets prior to elimination 96.73 1.68 0.70 0.89