FOREIGN CURRENCY RELATED PARTY

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 118

48. RELATED PARTY TRANSACTIONS continued

b. Significant transactions with the Government of the Republic of Indonesia continued • The Committee on Financial Sector Policy KKSK and the Minister of Finance approved and guaranteed the issuance of standby letters of credit and conversion of loans of PT Garuda Indonesia to Mandatory Convertible Bonds. • The Bank returned additional paid-in capital of Rp1,412,000 representing a portion of the excess recapitalization Note 32b. • Based on the Minister of Finance’s Decision Letter No. 227KMK.022003 dated May 23, 2003, and Decree of the Minister of State-Owned Enterprises, as the Bank’s shareholder, No. KEP-154M- MBU2002 dated October 29, 2002, the Government converted recapitalization funds amounting to Rp5,000,000 into 5,000,000 shares with a nominal value of Rp1,000,000 full amount per share, and the remaining recapitalization funds amounting to Rp168,801,315 were recorded as agio. • Based on Government Regulation PP No. 26 dated May 29, 2003, the Government of the Republic of Indonesia converted Rp1,000,000 of appropriated retained earnings to issued and fully paid-up capital.

49. MATURITY PROFILE

This profile as of December 31, 2005 and 2004 is based on the remaining maturity period since those dates. Historically, a significant proportion of deposits are rolled-over on maturity. Also, Government recapitalization bonds trading and available for sale could be liquidated through sale or used as collateral in the inter-bank market should the need for liquidity arise. The Bank’s policy with regards to the maturity gap between the monetary assets and liabilities is to determine a gap limit which is adjusted to the Bank’s ability to obtain immediate liquidity. The maturity profile of the Bank’s assets and liabilities is as follows: 2005 No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Assets Cash 2,522,764 - 2,522,764 - - - - Current accounts with Bank Indonesia 20,304,705 - 20,304,705 - - - - Current accounts with other banks - net 697,603 - 697,603 - - - - Placements with Bank Indonesia and other banks - net 23,617,054 - 23,355,312 176,616 38,671 46,455 - Securities - net 10,504,269 55,530 7,488,147 355,044 232,059 261,000 2,112,489 Government Recapitalization Bonds 92,055,964 - - 57,568 - 1,332,602 90,665,794 Other receivables-trade transactions - net 2,724,729 - 834,141 867,759 999,742 23,087 - Securities bought with agreements to resell - net 317,043 - 215,513 101,530 - - - Derivative receivables - net 315,243 - 19,545 18,795 5,673 - 271,230 Loans - net 94,869,474 - 15,469,798 9,987,343 6,415,058 8,718,649 54,278,626 Acceptances receivable - net 3,890,010 - 906,352 1,757,492 1,194,869 26,901 4,396 Investments in shares of stock - net 68,066 68,066 - - - - - Premises and equipment - net 5,305,413 5,305,413 - - - - - Deferred tax assets - net 2,231,402 2,231,402 - - - - - Accrued income 1,852,191 1,852,191 - - - - - Others - net 2,107,418 238,236 107,000 - - 631,389 1,130,793 Total Assets 263,383,348 9,750,838 71,920,880 13,322,147 8,886,072 11,040,083 148,463,328 PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 119

49. MATURITY PROFILE continued

2005 continued No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Liabilities Liabilities immediately payable 675,285 - 675,285 - - - - Demand deposits 46,410,270 - 46,410,270 - - - - Savings deposits 47,153,178 - 47,153,178 - - - - Time deposits 112,726,204 - 84,841,715 17,321,397 2,930,751 3,908,353 3,723,988 Deposits from other banks - Demand deposits 415,841 - 415,841 - - - - - Inter-bank call money 838,019 - 838,019 - - - - - Time deposits 5,545,129 - 4,104,556 222,658 674,276 543,639 - Securities sold with agreements to repurchase 2,046,420 - 543,443 - - - 1,502,977 Derivative payables 189,546 - 20,194 21,027 5,771 2,391 140,163 Acceptances payable 4,319,102 - 1,091,398 1,930,249 1,265,865 27,165 4,425 Securities issued 3,983,469 - 949,015 83,693 - - 2,950,761 Fund borrowings 4,279,631 - 508,495 462,223 420,623 1,103,936 1,784,354 Estimated losses on commitments and contingencies 594,084 594,084 - - - - - Accrued expenses 693,956 - 693,956 - - - - Taxes payable 272,101 - - - - - 272,101 Other liabilities 5,619,744 5,205,407 - - 389,992 - 24,345 Subordinated loans 4,402,266 - - - 4,562 - 4,397,704 Total Liabilitiies 240,164,245 5,799,491 188,245,365 20,041,247 5,691,840 5,585,484 14,800,818 Net Assets Liabilities 23,219,103 3,951,347 116,324,485 6,719,100 3,194,232 5,454,599 133,662,510 2004 No Maturity Description Total Contract 1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth 12 mth Assets Cash 2,439,465 - 2,439,465 - - - - Current accounts with Bank Indonesia 15,986,630 - 15,986,630 - - - - Current accounts with other banks - net 650,631 - 650,631 - - - - Placements with Bank Indonesia and other banks – net 14,180,058 - 13,403,697 58,677 717,684 - - Securities - net 12,504,729 295,208 9,149,299 206,490 228,344 139,015 2,486,373 Government Recapitalization Bonds 93,081,021 - 470,472 940,943 1,411,137 1,891 90,256,578 Other receivables - trade transactions - net 1,907,648 - 348,744 734,958 815,987 7,843 116 Securities Purchased with Agreements to Resell 703,334 - 475,200 - - 228,134 - Derivative receivables - net 285,256 - 17,398 31,306 107,925 - 128,627 Loans - net 85,798,432 - 4,784,770 9,666,077 5,915,334 10,230,606 55,201,645 Acceptances receivable - net 5,094,102 - 1,241,876 2,113,459 1,222,348 510,913 5,506 Investments in shares of stock - net 8,849 8,849 - - - - - Premises and equipment - net 5,483,628 5,483,628 - - - - - Deferred tax assets - net 2,252,144 2,252,144 - - - - - Receivables 3,256,714 - - - - 3,256,714 - Accrued income 1,145,139 - 1,145,139 - - - - Others - net 3,378,047 1,800,182 31,597 - 1,207,926 338,342 - Total Assets 248,155,827 9,840,011 50,144,918 13,751,910 11,626,685 14,713,458 148,078,845