PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated
67
16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
a. By Currency and Related Parties and Third Parties:
2005 2004
Rupiah: Related parties Note 48
82,377 38,477
Third parties
31,145,666 28,865,715 31,228,043 28,904,192
Foreign Currency:
Related parties Note 48 232,584
23,935 Third
parties 14,949,643 12,155,203
15,182,227 12,179,138 46,410,270 41,083,330
Included in demand deposits are wadiah deposits amounting to Rp1,261,474 and Rp980,661 as of December 31, 2005 and 2004, respectively.
b. Average Interest Rates and Range of Bonuses per Annum: Average interest rates per annum:
2005 2004
Rupiah 3.52
3.60 Foreign
Currency 1.84
0.50
Range of bonuses per annum on wadiah deposits:
2005 2004
Rupiah 1.31 - 2.90
1.21 - 1.43 Foreign Currency
0.26 - 1.98 0.24 - 0.70
c. As of December 31, 2005 and 2004, demand deposits pledged by borrowers as collateral for bank guarantees, loans and trade finance facilities amounted to Rp780,244 and Rp1,039,179 respectively.
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS
a. By Type and Currency:
2005 2004
Rupiah: Mandiri
Savings 44,857,580
51,751,525 Mudharabah Savings
1,988,476 1,536,277
Mandiri Haji
Savings 307,122 245,600
47,153,178 53,533,402
b. As of December 31, 2005 and 2004, Bank Mandiri had savings deposits from related parties amounting to Rp23,276 and Rp15,467, respectively, or 0.05 and 0.03 of total savings deposits,
respectively Note 48.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated
68
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS continued
c. Annual average interest rates of savings deposits for the years ended December 31, 2005 and 2004 were 4.33 and 5.03, respectively.
d. Profit sharing for mudharabah savings ranged from 5.72 to 6.57 and 4.23 to 7.94 for the years ended December 31, 2005 and 2004, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2005 2004
Rupiah 96,464,773 68,885,997
Foreign Currency
16,261,431 12,335,642 112,726,204
81,221,639
b. By Contract Period:
2005 2004
Rupiah: 1
month 66,298,569
43,586,510 3
months 18,495,955
11,900,143 6
months 4,253,505
7,891,840 12
months 3,782,693
2,781,990 Over 12 months
3,634,051 2,725,514
96,464,773 68,885,997
Foreign Currency:
1 month
12,889,302 10,097,715
3 months
1,285,620 1,344,763
6 months
1,055,938 408,862
12 months
895,639 477,173
Over 12 months 134,932
7,129 16,261,431
12,335,642 112,726,204
81,221,639
c. By Remaining Period Until Maturity Date:
2005 2004
Rupiah: 1
month 71,644,295
48,334,125 3
months 15,748,165
12,280,476 6
months 2,262,829
3,900,206 12
months 3,204,628
2,294,201 Over 12 months
3,604,856 2,076,989
96,464,773 68,885,997
Foreign Currency: 1
month 13,197,420
10,701,096 3 months
1,573,232 1,019,114
6 months
667,922 319,178
12 months
703,725 293,808
Over 12 months 119,132
2,446 16,261,431
12,335,642 112,726,204
81,221,639
