PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated
68
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS continued
c. Annual average interest rates of savings deposits for the years ended December 31, 2005 and 2004 were 4.33 and 5.03, respectively.
d. Profit sharing for mudharabah savings ranged from 5.72 to 6.57 and 4.23 to 7.94 for the years ended December 31, 2005 and 2004, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2005 2004
Rupiah 96,464,773 68,885,997
Foreign Currency
16,261,431 12,335,642 112,726,204
81,221,639
b. By Contract Period:
2005 2004
Rupiah: 1
month 66,298,569
43,586,510 3
months 18,495,955
11,900,143 6
months 4,253,505
7,891,840 12
months 3,782,693
2,781,990 Over 12 months
3,634,051 2,725,514
96,464,773 68,885,997
Foreign Currency:
1 month
12,889,302 10,097,715
3 months
1,285,620 1,344,763
6 months
1,055,938 408,862
12 months
895,639 477,173
Over 12 months 134,932
7,129 16,261,431
12,335,642 112,726,204
81,221,639
c. By Remaining Period Until Maturity Date:
2005 2004
Rupiah: 1
month 71,644,295
48,334,125 3
months 15,748,165
12,280,476 6
months 2,262,829
3,900,206 12
months 3,204,628
2,294,201 Over 12 months
3,604,856 2,076,989
96,464,773 68,885,997
Foreign Currency: 1
month 13,197,420
10,701,096 3 months
1,573,232 1,019,114
6 months
667,922 319,178
12 months
703,725 293,808
Over 12 months 119,132
2,446 16,261,431
12,335,642 112,726,204
81,221,639
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated
69
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp3,818,239 and Rp3,208,069 as of December 31, 2005 and 2004, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
2005 2004
Rupiah 8.27
6.50 Foreign Currency
2.99 0.93
Range of profit sharing per annum on mudharabah investments:
2005 2004
Rupiah 6.42 - 8.31
6.61 - 9.01 Foreign Currency
1.40 - 3.46 1.81 - 1.91
f. As of December 31, 2005 and 2004, time deposits from related parties amounted to Rp1,080,031 and Rp35,997, respectively, or 0.96 and 0.04 of the total time deposits, respectively Note 48.
g. As of December 31, 2005 and 2004, time deposits which are frozen and blocked as collateral for bank guarantees, loans and trade finance facilities amounted to Rp4,976,460 and Rp4,511,787,
respectively. Mudharabah time deposits pledged as of December 31, 2005 and 2004, for mudharabah receivables extended by a subsidiary amounted to Rp19,735 and Rp49,454, respectively.
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
a. By Currency:
2005 2004
Rupiah 374,078
950,690 Foreign Currency
41,763 20,126
415,841 970,816
Included in deposits from other banks - demand deposits are wadiah deposits amounting to Rp8,636 and Rp4,438 as of December 31, 2005 and 2004, respectively.
b. Average Interest Rates and Range of Bonuses Per Annum: Average interest rates per annum:
2005 2004
Rupiah 3.52
3.60 Foreign Currency
1.84 0.50
