CURRENT ACCOUNTS WITH OTHER BANKS

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 32

5. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

a. By Type, Currency, Maturity and Collectibility: continued 2005 Maturity Current Foreign Currency: Call Money 1 month 9,069,659 1 month 3 months 25,202 “Fixed-term” Placements 1 month 2,057,856 Time Deposits 1 month 39,320 Total Foreign Currency 11,192,037 Total 23,771,925 Less: Allowance for Possible Losses 154,871 23,617,054 2004 Maturity Current Loss Total Rupiah: Bank Indonesia 1 month 5,996,699 - 5,996,699 Call Money 1 month 3,092,362 13,671 3,106,033 “Fixed-term” Placements 3 months 6 months 359,666 - 359,666 Time Deposits 1 month 45,100 - 45,100 1 - 3 months 12,500 - 12,500 3 months 6 months 50,000 - 50,000 Total Rupiah 9,556,327 13,671 9,569,998 Foreign Currency: Call Money 1 month 2,745,106 - 2,745,106 1 - 3 months 46,425 - 46,425 3 months 6 months 46,425 - 46,425 “Fixed-term” Placements 1 month 557,100 - 557,100 3 months 6 months 268,337 - 268,337 Time Deposits 1 month 1,037,656 - 1,037,656 1 - 3 months 269 - 269 Total Foreign Currency 4,701,318 - 4,701,318 Total 14,257,645 13,671 14,271,316 Less: Allowance for Posible Losses 77,587 13,671 91,258 14,180,058 - 14,180,058 b. Bank Mandiri has no placements with related party banks. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2005 and 2004 Expressed in millions of Rupiah, unless otherwise stated 33

5. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

c. Average Interest Rate per Annum: 2005 2004 Rupiah 8.37 7.29 Foreign Currency 3.36 2.28 d. As of December 31, 2005 and 2004, there was no placement pledged as cash collateral. e. Movements of allowance for possible losses on placements with other banks: 2005 2004 Balance at beginning of year 91,258 64,849 Provision during the year Note 37 63,043 19,428 Recoveries 1,451 - Others 881 6,981 Balance at end of year 154,871 91,258 Includes effect of foreign currency translation. Management believes that the allowance for possible losses on placements with other banks is adequate.

6. SECURITIES

a. By Purpose and Related and Third Parties: 2005 2004 Related parties: Trading 101,329 78,013 Available for sale 232,026 48,957 Held to maturity 266,845 272,114 600,200 399,084 Third parties: Trading 4,100,101 351,195 Available for sale 4,500,342 2,349,680 Held to maturity 2,638,089 10,496,099 11,238,532 13,196,974 Total 11,838,732 13,596,058 Less: Unamortized discounts 8,982 26,139 Unrealized lossesgains from decreaseincrease in value of securities 116,446 79,311 Allowance for possible losses 1,209,035 1,144,501 1,334,463 1,091,329 10,504,269 12,504,729