Operation Officer Analisis Rasio Kecukupan Modal (CAR) Dan Likuiditas (LDR) Terhadap Pengembalian Aktiva (ROA) Pada PT. Bank Rakyat Indonesia (Persero) Tbk

✬✭ ✮ ✯ ✰✱✲ ✱ ✳✴✵✴ ✶ ✱ ✷ ✸✹ ✸✲ ✺ ✻ ✶ ✵✴ ✶ ✸ ✷ ✼✸✲ ✽ ✮✴✵ ✱✾ ✴ ✿ ✸✯ ✱✯ ✰✱✲ ✽✱ ✷ ✸✹ ✶✸✲ ✮ ✸ ✳ ✸✿ ❀❁❂ ❃❄ ✮ ✸✲ ✿ ✱ ✲ ✸✲✮ ✸ ✵ ✸✲ ✽✸✲✴ ✺ ✻✶✵✴ ✶✸ ✷ ✸ ✵ ✸ ✷ ✵ ✾✸✲✷ ✸✶ ✷ ✴ ✵ ✻ ✲✸ ✴ ✼✸✲✽ ✸ ✮ ✸ ✮ ✸ ✳ ✿ ✺ ✸ ✵ ✸ ✷ ❅ ✱ ❅ ✱✲ ✸✲✽ ✲ ✼✸✯  ❆ ✱ ❅ ✱✲ ✸✲ ✽ ✸✯ ✰✱✲ ✼✱ ✵ ✻❇ ✻ ✴ ❈ ✱✿ ✺ ✸ ✼✸✾✸✲ ✵ ✾✸✲✷ ✸✶✷ ✴ ✵ ✻✲ ✸ ✴ ✮ ✸ ✳ ✿ ✺ ✸ ✵ ✸ ✷ ❅ ✱ ❅ ✱✲ ✸✲✽ ✲ ✼✸✯ ✺ ✯ ✰✱ ✳ ✸✶✷ ✸✲✸✶ ✸✲ ❉ ✻✲ ✽ ✷ ✴ ❊❋●❊ ❍ ● ■ ✸ ✵ ✸ ✷ ✵ ✾ ✸✲ ✷ ✸✶ ✷ ✴ ✵ ✻ ✲✸ ✴ ✯

e. Teller Kliring

 ❏ ✸✲ ✽✽✻ ✲✽ ❑ ✸ ❅ ✸ ✺ ✮ ✸✲ ❏ ✻ ✽✸ ✷ ✸✯ ✰✱✲ ✱✾ ✴ ✿ ✸ ✮ ✸✲ ✿ ✱✲✱ ✳✴✵✴ ✶ ✱ ✷ ✸✹✸✲ ✵ ✸✲ ✮ ✸ ✷ ✱ ✵▲ ✾ ✸✲ ✮ ✸✲ ❅ ✸✾✶✸ ✵ ✶ ✳✴ ✾ ✴ ✲ ✽ ❈ ✱✲✼✱ ✾✸✹ ✸✲ ✮ ✸✾ ✴ ✲✸ ✷ ✸ ✺ ✸✹ ▼ ◆❖P ◆ ✲ ✴✵ ❖ ✱ ✳ ✸✼✸ ✲✸✲ P ✸ ✷ ✸ ✺ ✸✹ ✯ ✺ ✯ ✰✱✿✺ ✻ ✶✻ ✵ ✸✲✮ ✸ ✷ ✱ ✵▲ ✾✸✲ ✶ ✳✴ ✾✴✲ ✽ ✮ ✸✲ ✲ ▲ ✵ ✸ ✶ ✾✱ ✮✴✵ ▼ ✲▲✵ ✸ ✮ ✱ ✺ ✱ ✵ ✯ ◗ ✯ ✰✱✲ ✼✱✾ ✸✹✶ ✸✲ ❅ ✸✾✶ ✸ ✵ ✶ ✳✴ ✾✴ ✲✽ ✶✱ ❖ ✱ ✵ ✻ ✽✸ ✷ ❘ ✳✴ ✾ ✴ ✲✽ ✯ ✮ ✯ ✰✱✲ ✱✾ ✴ ✿ ✸ ✮ ✸✲ ✿ ✱✿ ✺ ✻✶ ✻ ❅ ✸✾✶ ✸ ✵ ✶ ✳✴ ✾ ✴ ✲ ✽ ❈✱✲ ✼✱ ✾✸✹ ✸✲ ✼✸✲ ✽ ✮ ✴✵ ▲ ✳ ✸✶ ▲ ✳ ✱✹ ❄ ✸✲✶ ✳ ✸ ✴ ✲✯  ❆ ✱ ❅ ✱✲ ✸✲ ✽ ✸✯ ✰✱✲ ✼✱ ✵ ✻❇ ✻ ✴ ✵ ✾ ✸✲ ✷ ✸✶✷ ✴ ✶✳✴ ✾ ✴ ✲ ✽ ✮ ✸ ✳ ✸✿ ✺ ✸ ✵ ✸ ✷ ❅ ✱ ❅ ✱✲ ✸✲✽ ✲ ✼✸✯ ✺ ✯ ✰✱ ✳ ✸✶✷ ✸✲✸✶ ✸✲ ❉ ✻✲ ✽ ✷ ✴ ◗ ✹ ✱ ◗ ✶ ✱✾ ✸ ✵ ✸ ✷ ✵ ✾✸✲✷ ✸✶ ✷ ✴ ✶✳✴ ✾ ✴ ✲ ✽✯

f. Teller Tkk

 ❏ ✸✲ ✽✽✻ ✲✽ ❑ ✸ ❅ ✸ ✺ ✮ ✸✲ ❏ ✻ ✽✸ ✷ ✸✯ ✰✱✲ ✽✸✿✺✴✳ ✻✸✲ ✽ ✮ ✸✾ ✴ ❄ ❃ ▼❘ ✸✲ ◗ ✸✶▲ ❘ ✸✲✵▲ ✾ ❙ ✸ ✺ ✸✲✽ ❘ ▲ ▲ ✾ ✮ ✴ ✲✸✾▲ ✾ ▼ ❄❚ ❃ ◆ ✲✴✵ ▼ ❘ ❙ ❖ ✯ ✺ ✯ ✰✱✲ ✼✱ ✵▲ ✾ ✻ ✸✲ ✽ ✶ ✱ ❄ ❃ ▼❘ ✸✲ ◗ ✸✶ ▲ ▼ ❄❚ ❃ ◆ ✲ ✴✵ ▼❘ ❙ ❖ ✯ ◗ ✯ ✰✱✲❇ ✸✽✸ ✶✱✸✿ ✸✲✸✲ ✻ ✸✲ ✽ ✼✸✲✽ ✮✴✺ ✸ ❅ ✸✯ ✮ ✯ ✰✱✲ ✽✹✴✵ ✻✲ ✽ ✮ ✸✲ ✿✱✲ ✼✱ ✵✴ ✾ ✻✸✲ ✽✯ ✱✯ ✰✱✿ ✱ ✳✴ ✹✸✾ ✸ ✶ ✱✾ ❇ ✸✶✸✲ ❚ ✱✽✴ ✷ ✵ ✱✾ ❏❘❘ ✯ ❯❱

g. Petugas Paument Point

 ❲❳❨❩ ❩❬❨ ❩ ❭ ❳❪❳❫ ❴❳❨ ❲ ❬ ❩❳❵ ❳❛ ❜❝ ❨ ❝ ❞ ❡❢❳ ❵ ❝ ❣❤❞ ❳❨ ❬ ❳❨ ❩❛ ❫❛ ❜❝❢ ❝ ❞ ❡ ✐ ❵ ❳ ✐ ❝ ❫ ❝ ❨ ❳❞❳❨ ❴❳❨ ✐ ❝ ❵ ❳ ❥ ❳❨ ❫ ❬ ✐ ❣ ❡ ❵ ❝ ❣❤ ❞❳❨ ❴ ❳❨ ❴ ❤ ✐ ❬ ❢❝ ❨ ❦ ❝ ❨ ❴❬ ✐ ❬❨ ❩❨ ❧❳❛ ♠ ❛ ❜❝ ♥ ❳ ✐ ❬ ✐ ❳❨ ❦❝ ❨ ❧ ❝ ❣❤ ❞❳❨ ❬ ❳❨❩ ✐ ❝ ❲❝ ♥♥ ❝ ❞ ❳❣❳❬ ♦ ❬ ❦ ❝ ❞ ♣ ❡ ❵ ❤ ❞ ❴❳ ♥ ❳ ❢ ❫ ❝❞❣ ❡ ❨ ❴❳ ✐ ❵ ❝ ❫❳ ❩❳ ❡ ❲❝ ♥♥ ❝❞ ❛

h. Kepala Seksi Pelayanan

 ❲❳❨❩ ❩❬❨ ❩ ❭ ❳❪❳❫ ❴❳❨ ❲ ❬ ❩❳❵ ❳❛ ❜❝ ♥ ❳ ✐ ❬ ✐ ❳❨ ❦❝ ❨ ❩❳ ❪❳❵ ❳❨ ❳❣❳❵ ❵ ❝❢❬ ❳ ✐ ❝ ❩ ❡ ❳❣❳❨ ❦ ❝ ♥ ❳❧❳❨ ❳❨ ❴ ❳❨ ❳q r❳❵ ❳ ❣❝ ❞ ❢ ❳❵ ❬ ✐ ❞ ❝ ✐ ❝ ❨ ❡ ❨❩ ✐ ❝ ❞r❳❵ ❳ ❢ ❳ ❵ ❝ ❞❣❳ ❴ ❝ ♣ ❡ ❵ ❳ ❴ ❳❨ ❦ ❡ ❨r❳ ❢❳❨ ❧❳❨ ❩ ❴❡ ♥ ❳ ✐ ❬ ✐ ❳❨ ❤ ♥ ❝ ❥ st✉ ❛ ❫❛ ❜❝ ❨ ❩ ❡ ❨ ❦ ❬ ❣ ❴ ❳❣❳ ❦❝❢❫ ❝ ❞ ❡ ❳❨ ♠ ❝ ✐✈✇① ②③④④⑤ t G ③⑥ ⑦ ✐ ❝❦❳ ❴ ❳ ❨❳❵ ❳❫ ❳ ❥ ❛ ♠ ❛ ❜❝ ❨ ❩❳ ✐ ❣ ❡ ⑧ ✐ ❳❨ ❦ ❝❢ ❫ ❬ ✐ ❬ ❳❨ ❞ ❝ ✐ ❝ ❨ ❡ ❨ ❩ ❵ ❡❢❦❳❨❳❨ ❛  ⑨ ❝ ❪ ❝ ❨ ❳❨ ❩ ❳❛ ✇ ❝ ❞❣ ❡ ❨ ❴❳ ✐ ❵ ❝ ❫ ❳❩❳ ❡ ⑩❶ ⑤⑩❷⑤⑥ ❳❣❳❵ ❵ ❝❢ ❬ ❳ ❣❞❳❨❵ ❳ ✐ ❵ ❡ ❦❝ ❢❡ ❨ ❴ ❳ ❥ ❫❬ ✐ ❬ ❳❨ ❧❳❨ ❩ ❳ ❴❳ ❴❳ ♥ ❳ ❢ ❫ ❡❴ ❳❨ ❩ ❫❛ ❦ ❝ ♥ ❳❧❳❨ ❳❨❛ ♠ ❛ ❜❝ ❨ ❩❤ ❦❝ ❞ ❳❵ ❡ ❳ ✐ ❳❨ t ❸ ❳❞❣❤ ❢ ❳ ❡ ♥ q ✇ ❬ ♥ ❤❩q ❸ ❝❦❝ ❫ ❞ ❡ ❴❳❨ t❝ ♥ ❳❧❳❨ ❳❨ ❹ ❝ ♣ ❡ ❵ ❳❛ ❴ ❛ ❜❝ ❨ ❳❨ ❴❳❣❳❨ ❩❳❨ ❡ ❨❤ ❣❳ s❹ ❺❻ ❼ ❫ ❝ ❞❵ ❳ ❢ ❳ ❺ ❵ ❳ ❢❳ t❝ r❳❫ ❳❣ ♥ ❳ ❡ ❨ q ✐ ❝ ♠ ❬ ❳ ♥ ❡ ❬❨ ❣❬ ✐ ❣❳ ❢❫❳ ❥ ❳❨ ✐ ❳❵ ✇ ❽ ❾❛

i. Unit Pelayanan Masabah

 ❲ ❳❨ ❩❩❬ ❨❩ ❭ ❳❪❳❫ ❴ ❳❨ ❲ ❬ ❩❳❵