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Komisaris Commissioner
M. Chidambaram
Warga Negara India, 57 tahun. Beliau ditunjuk menjadi Komisaris Perusahaan sejak 24 September 2012 dan efektif
menjabat sejak 25 Februari 2013. Meraih gelar sarjana di bidang Kimia di Madurai Kamarajan University, India, tahun 1977.
Beliau memulai karirnya di Indian Overseas Bank Mahim and Chennai, India 1978-1987, Indian Overseas Bank, Bombay,
India 1987-1992, National Bank of Oman 1992-1997, Emirate Bank International Ltd, Dubai, UAE 1997-2000. Bergabung
dengan Majan International Bank, Muscat, Sultanate of Oman sebagai
Head of Corporate Banking Division 2000-2003, Bank
Dhofar Al Omani Al Fransi sebagai Assistant GM – Corporate
Banking 2004, Sarasin Alpen LLCAlpen Capital LLC, Oman
dengan jabatan terakhir sebagai Managing Director
2004- 2009 dan Qatar National Bank sebagai GM di Singapura
2009-sekarang. Indian citizen, 57 years old. He was appointed Commissioner of
the Company on September 24, 2012 and efectively served since February 25, 2013. Graduated with a degree in Chemistry from the
Kamarajan Madurai University, India, in 1977.
He has a professional career in banking and started his career in the Indian Overseas Bank Mahim and Chennai, India 1978-1987,
Indian Overseas Bank, Bombay, India 1987-1992, National Bank of Oman 1992-1997, Emirates Bank International Ltd, Dubai,
UAE 1997-2000. He worked for the Majan International Bank, Muscat, Sultanate of Oman as Head of Corporate Banking Division
2000-2003, Bank Dhofar Al Omani Al Fransi as Assistant GM – Corporate Banking 2004, Sarasin Alpen LLCAlpen Capital LLC,
Oman with the last position as Managing Director 2004-2009 and Qatar National Bank as GM in Singapore 2009-present.
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grant Eric Lowen
Warga Negara Australia, usia 55 tahun. Beliau ditunjuk menjadi Komisaris Perusahaan pada 4 Maret 2013 dan masih menunggu
hasil Fit Proper Test Bank Indonesia. Meraih gelar Accounting
Finance dari New Zealand Society of Accountant Examinantion, tahun 1979.
Beliau memulai karirnya di KPMG Christchurch, London, Sydney 1984-1988, Manager Financial Management Accounting di
Westpac Banking Corporation 1988-1991, Group Management Accountant
di Westpac Banking Corporation 1991-1994, Chief Manager Portfolio Management – Institutional and International
Banking Group di Westpac Banking Corporation 1994-1996,
Chief Manager Group Credit Risk Analysis di Westpac Banking Corporation 1996-1998, Head of Business Banking Product
and Services 1998-1999, Chief Manager Business Re-Design
di Westpac Banking Corporation 1999-2000, Chief Manager Strategy Design, IT Operations di Westpac Banking
Corporation 2000-2001, Group Auditor General Manager Operational Risk
di St. George Bank 2001-2004, Executive General Manager Group Audit
di CBA 2004-2007, Acting Group Chief Risk Oicer
di CBA 2007-2008, Deputy Group Chief Risk Oicer
, CBA 2008, Chief Risk Oicer di Regional Banking Support CBA 2008-2010, Chief Risk Oicer, International
Financial Services CBA Chief Risk Oicer, Bankwest, CBA 2010-2012, Group Chief Risk Oicer di Qatar National Bank
2012-sekarang. Australian citizen, 55 years old. He was appointed as Commissioner
of the Company on March 4, 2013 and still awaiting the results of the Fit Proper Test by Bank Indonesia. Graduated with a degree in
AccountingFinance from the New Zealand Society of Accountant Examination, in 1979.
He started his career in the KPMG Christchurch, London, Sydney 1984-1988, Manager Financial Management Accounting at
Westpac Banking Corporation 1988-1991, Group Management Accountant at Westpac Banking Corporation 1991-1994, Chief
Manager Portfolio Management – Institutional and International Banking Group at Westpac Banking Corporation 1994-1996,
Chief Manager Group Credit Risk Analysis at Westpac Banking Corporation 1996-1998, Head of Business Banking Product
and Services 1998-1999, Chief Manager Business Re-Design at Westpac Banking Corporation 1999-2000, Chief Manager
Strategy Design, IT Operations at Westpac Banking Corporation 2000-2001, Group Auditor General Manager Operational Risk
at St. George Bank 2001-2004, Executive General Manager Group Audit at CBA 2004-2007, Acting Group Chief Risk Oicer at
CBA 2007-2008, Deputy Group Chief Risk Oicer, CBA 2008, Chief Risk Oicer at Regional Banking Support CBA 2008-
2010, Chief Risk Oicer, International Financial Services CBA Chief Risk Oicer, Bankwest, CBA 2010-2012, Group Chief Risk
Oicer at Qatar National Bank 2012-present.
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Warga Negara Indonesia, usia 61 tahun. Beliau ditunjuk sebagai Komisaris Independen Perusahaan pada tanggal 7 Juni
2010. Meraih gelar Sarjana Ekonomi di Universitas Jember, Jawa Timur, tahun 1979 dan gelar Master of Business Administration
di Tulane University, New Orleans, USA, tahun 1988.
Beliau sebelumnya menjabat sebagai Komisaris Utama Perusahaan 2010-2011. Memulai karir di PT Bank Negara
Indonesia Persero Tbk sejak tahun 1979 hingga pensiun pada tahun 2008, dengan menduduki berbagai posisi antara
lain Direktur Komersial 2003-2005, Direktur Sumber Daya Manusia 2005-2007 dan terakhir sebagai Direktur Operasi
Umum 2008. Pernah menjabat sebagai Direktur di PT BNI Nomura Jafco 2001-2002, Komisaris di PT Bank Finconesia
2001-2002, Wakil Rektor Universitas Pancasila 2008-2012 dan Dosen Luar Biasa Universitas Pancasila 2008-sekarang.
Indonesian citizen, 61 years old. He was appointed as Independent Commissioner of the Company on June 7, 2010. Graduated with a
degree in Economics from the University of Jember, East Java, in 1979 and obtained the Masters of Business Administration degree
from Tulane University, New Orleans, US, in 1988.
He formerly served as the President Commissioner of the Company 2010-2011. Started his career in PT Bank Negara Indonesia from
1979 until his retirement in 2008, occupying various positions including Commercial Director 2003-2005, Director of Human
Resources 2005-2007 and lastly as the Director of Operations General 2007. He served as Director in PT BNI Nomura Jafco
2001-2002, Commissioner of PT Bank Finconesia 2001-2002, and Vice Chancellor Pancasila University 2008-2012 and
Outstanding Lecturer of Pancasila University 2008 to present.
Komisaris Independen Independent Commissioner
Suroto Moehadji
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Warga Negara Indonesia, usia 67 tahun. Beliau ditunjuk menjadi Komisaris Independen Perusahaan sejak tanggal 9
Oktober 2009 dan sebelumnya menjabat sebagai anggota Komite Audit di Perusahaan sejak tahun 2007. Beliau adalah
lulusan Fakultas Ekonomi Universitas Trisakti, Jakarta, 1975.
Memiliki profesional karir di bidang perbankan dan memulai karir di Bank Niaga sejak tahun 1975 hingga pensiun tahun
2001 dan menjabat berbagai posisi dengan posisi terakhir sebagai Assistant Vice President Area Credit Support Division
Head. Di Bank Danamon dengan jabatan sebagai Vice President Deputy Chief – Credit Oicer 2001-2003. Pernah menjabat
sebagai Direktur Keuangan PT Kemang Pratama 1990- 1994. Wakil Ketua Tim Likuidasi di Bank Citrahasta Dhana
Manunggal 1997-2000, Ketua Tim Due Diligence di Bank Dipo Internasional 2008.
Indonesian citizen, 67 years old. He was appointed as Independent Commissioner of the Company on October 9, 2009 and formerly
served as a member of the Audit Committee of the Company since 2007. He graduated from the Faculty of Economics, University of
Trisakti, Jakarta, in 1975.
He has a professional career in banking and started his career in Bank Niaga from 1975 until his retirement in 2001, held various
positions with his last position as Assistant Vice President of the Area Credit Support Division Head. He worked in Bank Danamon
as Vice President Deputy Chief – Credit Oicer 2001-2003. He served as the Finance Director of PT Kemang Pratama 1990-
1994, Vice Chairman of the Liquidation Team in Citrahasta Dhana Manunggal Bank 1997-2000, and the Due Diligence Team Leader
in Dipo International Bank 2008.
Komisaris Independen Independent Commissioner
Nasrul Husin
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Warga Negara Indonesia, usia 56 tahun. Beliau ditunjuk sebagai Komisaris Independen Perusahaan pada tanggal 24
November 2011. Meraih gelar Sarjana Hukum di Universitas Trisakti, Jakarta, tahun 1989 dan gelar Magister of Law di
Tulane University, New Orleans, USA, tahun 1998.
Memulai karir di PT Bank Negara Indonesia Persero Tbk sejak tahun 1983 hingga pensiun pada tahun 2011, dengan
menduduki berbagai posisi antara lain Pemimpin Satuan Pengawasan Intern 2006-2011, Pemimpin Divisi Kepatuhan
2004-2006, Wakil Pemimpin Divisi Kepatuhan 2004, Wakil Pemimpin Divisi Hukum dan Kepatuhan Bidang Pengembangan
Hukum 2003-2004, Wakil Pemimpin Kantor Wilayah 02 Padang Bidang Pembinaan Cabang 2002-2003, Pemimpin
Kantor Cabang Samarinda 2001-2002, dan Deputy General Manager Operasional BNI Kantor Cabang Tokyo 1998-2001.
Komisaris Utama PT Swadarma Sarana Informatika sejak 2012. Indonesian citizen, 56 years old. He was appointed as Independent
Commissioner of the Company on November 24, 2011. Graduated with a degree in Law from Trisakti University, Jakarta, in 1989 and
obtained a Master of Laws at Tulane University, New Orleans, US, 1998.
Started his career in PT Bank Negara Indonesia from 1983 until his retirement in 2011, occupying various positions including
Internal Audit Unit Leader 2006 -2011, Head of the Compliance Division 2004-2006, Deputy Head of the Compliance Division
2004, Deputy Head of the Legal and Compliance Division – Law Development 2003-2004, Deputy Head of the Branch Oice
Area 02 in Padang – Branch Development 2002-2003, Head of the Samarinda Branch Oice 2001-2002, and Deputy General
Manager of Operations of BNI Tokyo Branch 1998-2001. President Commissioner of PT Swadarma Sarana Informatika
since 2012.
Komisaris Independen Independent Commissioner
Muhammad Anas Malla
Kami telah menuju perjalanan baru, membuat perkembangan yang positif, dan optimis akan
pertumbuhan di masa depan. Kami akan terus mempersembahkan layanan perbankan terbaik,
meningkatkan posisi kami di pasar dan bekerja keras untuk menjadi bank papan atas di Indonesia
di tahun 2017 dalam hal proitabilitas.
We have embarked on a journey, are making good progress, and are optimistic about future growth. We
will continue to deliver banking in most convenient way, entrench our position in the market and work our
way to being a top tier bank in Indonesia by 2017 in terms of proitability.
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Proil Direksi Board of Directors Proile
Warga Negara Australia, usia 58 tahun. Beliau ditunjuk menjadi Direktur Utama Perusahaan pada tanggal 4 Maret 2013.
Meraih gelar Bachelors of Law di Queensland Solicitors Board, Australia, tahun 1978.
Beliau berkarir di bidang perbankan selama 31 tahun. Beliau menjadi praktisi hukum pada Heiser Bayly and McDonald
hingga tahun 1980 lalu bergabung dengan Citibank di mana beliau menjabat berbagai posisi dengan posisi terakhir sebagai
Acting Country Head of Malaysia 1981-1999. Bergabung dengan Standard Chartered Bank dengan jabatan terakhir
MENA Wholesale Head 2000-2003. Commercial Bank of Qatar
sebagai COO 2004-2005, National Bank of Oman sebagai CEO 2005-2007, dan Qatar National Bank sebagai GM –
International 2008-Maret 2013. Sebelum menjabat sebagai Direktur Utama, beliau menjabat sebagai Komisaris QNB
Kesawan sejak 2011 An Australian citizen, 58 years old. He was appointed as President
Director of the Company on March 4, 2013. Graduated with a Bachelor Degree in Law from the Queensland Solicitors Board
Australia, in 1978.
He has had a 31 year career in banking. He practised law with Heiser Bayly and McDonald until 1980 and then joined Citibank
where he held numerous positions and his last position was Acting Country Head of Malaysia 1981-1999. He worked in Standard
Chartered Bank with the last position as MENA Wholesale Head 2000-2003, Commercial Bank of Qatar as COO 2004-2005,
National Bank of Oman as CEO 2005-2007, and Qatar National Bank as GM – International 2008-March 2013. Prior to serving
as President Director, he served as Commissioner of the Bank since 2011.
Direktur Utama President Director
Andrew Duf
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Warga Negara Malaysia, usia 44 tahun. Beliau efektif menjabat sebagai Direktur Perusahaan sejak 5 Juli 2011. Lulus dari
fakultas Technology Management di Universiti Teknologi Malaysia, tahun 1992 dan gelar Graduate Diploma Applied
Finance Investment di Securities Institute of Australia, tahun 2003.
Memulai karirnya di Permodalan Nasional Berhad 1992-1997, kemudian bekerja di Nomura Jafco Investment Asia Ltd., 1996-
1997; kembali bergabung dengan Permodalan Nasional Berhad 1997-2006; Maybank Investment Bank Berhad 2006-2008;
dan selanjutnya bergabung dengan Qatar National Bank 2008- Juni 2011 dengan jabatan terakhir sebagai Head of Mergers
Acquisition, International Banking. Malaysian citizen, 44 years old. Efectively served as Director of
the Company since July 5, 2011. He graduated from the faculty of Technology Management of the Universiti Teknologi Malaysia, in
1992 and he obtained a Graduate Diploma in Applied Finance Investment from the Securities Institute of Australia, in 2003.
Started his career in Permodalan Nasional Berhad 1992-1997 and later worked in Nomura Jafco Investment Asia Ltd., 1996-
1997; re-joined Permodalan Nasional Berhad 1997-2006; Maybank Investment Bank Berhad 2006-2008; and joined Qatar
National Bank 2008-June 2011 with the last position as Head of Mergers Acquisitions, International Banking.
Direktur Director
Azhar bin Abdul Wahab
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Warga Negara Australia, usia 55 tahun. Beliau ditunjuk sebagai Direktur Perusahaan sejak 2011 dan resmi menjabat pada
tanggal 10 Mei 2012. Meraih gelar Bachelor of Commerce- University of Western, Australia-1981, gelar Diploma dari the
Securities Institute of Australia-1985, Project Management Professional-2011.
Memiliki karir profesional di bidang perbankan dan memulai karirnya di Bank ABN AMRO 1986-2011 dengan menduduki
berbagai jabatan antara lain: Head of Commercial Risk, Asia di Royal Bank of Scotland N.V. Singapore 2008-2011, Country
Risk Oicer di ABN AMRO Bank N.V. Indonesia 2008, Senior Advisor di ABN AMRO Bank N.V. Singapore 2004-2008,
Head of Risk Management Division di Bank of Asia, Bangkok, Thailand 82 saham dimiliki oleh ABN AMRO 2003-2004,
Group Risk Management di ABN AMRO N.V. Amsterdam, The Netherlands 2002-2003, dan Country Risk Oicer di ABN
AMRO Bank N.V. Indonesia 1998-2001. An Australian citizen, 55 years old. He was appointed as Director
of the Company in 2011 and efectively served since May 10, 2012. He obtained a Bachelor of Commerce from University of Western,
Australia 1981, graduated from Diploma Course at Securities Institute of Australia 1985, and obtained a Project Management
Professional 2011.
He started his career at ABN AMRO Bank 1986-2011 occupying various positions including: Head of Commercial Risk, Asia in the
Royal Bank of Scotland NV Singapore 2008-2011, Country Risk Oicer at ABN AMRO Bank NV Indonesia 2008, Senior Advisor
at ABN AMRO Bank NV Singapore 2004-2008, Head of Risk Management Division at Bank of Asia, Bangkok, Thailand 82
of the shares owned by ABN AMRO 2003-2004, Group Risk Management at ABN AMRO NV Amsterdam, The Netherlands
2002-2003, and Country Risk Oicer at ABN AMRO Bank NV Indonesia 1998-2001.
Direktur Risiko Risk Director
Lloyd William Rolston
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Warga Negara Indonesia, usia 42 tahun. Beliau ditunjuk menjadi Direktur Operasional di tahun 2012. Meraih gelar
Sarjana Teknik dari Universitas Trisakti, Jakarta, 1993.
Sebelumnya beliau menjabat sebagai Direktur Bisnis 2010- 2012, Direktur Bisnis Operasi 2009-2010, Direktur Treasury,
IT, Policy Special Asset Management Perseroan 2002-2009, Kepala Urusan Treasury 2000-2002, dan Chief Dealer 1997-
2000. Memiliki karir profesional di bidang perbankan dan memulai karirnya di Bank Prima Ekspres 1992-1997 dengan
posisi terakhir sebagai Foreign Exchange Dealer. Bergabung dengan Bank BNP Lippo sebagai Senior Foreign Exchange
Dealer 1997. Indonesian citizen, 42 years old. He was appointed as Director
of Operations in 2012. Graduated with a Bachelor of Engineering from Trisakti University, Jakarta, in 1993.
Formerly, he served as Business Director 2010-2012, Director of Business Operations 2009-2010, Director of Treasury, IT,
Policy Special Asset Management of the Company 2002-2009, Head of Treasury 2000-2002, and Chief Dealer 1997-2000. He
started his career at the Bank Prima Express 1992-1997 with the last position as the Foreign Exchange Dealer. He worked for the
BNP Lippo Bank as Senior Foreign Exchange Dealer 1997.
Direktur Operasional Operations Director
Rusli
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Warga Negara Indonesia, usia 43 tahun. Beliau ditunjuk menjadi Direktur Kepatuhan Perusahaan sejak 22 Mei 2002. Meraih
gelar Sarjana Hukum di Universitas Katolik Parahyangan, Bandung, 1993.
Sebelumnya, menjadi Penasihat Perseroan untuk penerapan prinsip Tata Kelola Perusahaan. Memiliki karir profesional di
bidang perbankan dan memulai karirnya di BCA 1993-1994, Koordinator Legal Wilayah Priangan Timur dan Problem
Solving di Bank Danamon 1994-1998, dan Direktur PT Adhi
Tirta Mustika 2000-2002. Indonesian citizen, 43 years old. He was appointed as Director
of Compliance of the Company on May 22, 2002. Earned his law degree from Parahyangan Catholic University, Bandung, in 1993.
Previously, he served as Company Advisor for the application of the principles of Corporate Governance. Started his career working
in BCA 1993-1994, Legal Coordinator of the PrianganTimur Region and Problem Solving in Bank Danamon 1994-1998, and
Director of PT Adhi Tirta Mustika 2000-2002.
Direktur Kepatuhan Compliance Director
Yosep Solihin Yo
Menyampaikan surat pengunduran diri per tanggal 15 Januari 2014 Has submitted the letter of resignation on January 15, 2014
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Warga Negara Indonesia, usia 52 tahun. Beliau ditunjuk sebagai Direktur Perusahaan pada tanggal 29 November 2012
dan resmi menjabat sejak tanggal 25 Februari 2013. Meraih gelar ekonomi pada Fakultas Ekonomi di Universitas Jenderal
Soedirman, Purwokerto, tahun 1984 dan gelar Pasca Sarjana di bidang Finance HRM di Rensselaer Polytechnic Institute,
Troy, New York, tahun 1994.
Memulai karirnya di Bank Rakyat Indonesia sejak tahun 1986 hingga tahun 2012 dengan menduduki berbagai jabatan antara
lain: Komisaris di PT Asuransi Jiwa Bringin Jiwa Sejahtera 2011-2012, Kepala Audit Wilayah Jawa Barat 2012, Kepala
Divisi Bisnis Mikro 2011-2012, Kepala Audit Wilayah Jawa Timur 2010-2011, Kepala Audit Wilayah Bali, Nusa Tenggara
Barat dan Nusa Tenggara Timur 2009-2010, Kepala Divisi Manajemen Risiko 2006-2009, Deputi Manajer Wilayah
Surabaya 2004-2006, Deputi Manajer Wilayah Semarang 2002-2004, Deputi Manajer Wilayah Yogyakarta 2001-2002,
Deputi General Manager
Divisi SDM 1999-2001. Indonesian citizen, 52 years old. He was appointed as a Director
of the Company on November 29, 2012 and efectively served since February 25, 2013. He earned a Degree from the Faculty
of Economics of Jendral Soedirman University, Purwokerto in 1984 and a Graduate degree in Finance HRM from Rensselaer
Polytechnic Institute, Troy, New York, in 1994.
He started his career at Bank Rakyat Indonesia from 1986 until 2012 in various positions: Commissioner of PT Asuransi Jiwa
Bringin Jiwa Sejahtera 2011-2012, Chief of Regional Audit West Java 2012, Head of Micro Business Division 2011-2012, Chief
of Regional Audit East Java 2010-2011, Chief of Regional Audit Bali, West Nusa Tenggara and East Nusa Tenggara 2009-2010,
Head of Risk Management Division 2006-2009, Deputy Regional Manager Surabaya 2004-2006, Deputy Regional Manager
Semarang 2002-2004, Deputy Regional Manager Yogyakarta 2001-2002, Deputy General Manager of Human Resources
Division 1999-2001.
Direktur Perbankan Ritel Retail Banking Director
Windiartono Tabingin
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Warga Negara Indonesia, usia 44 tahun. Beliau ditunjuk sebagai Direktur Perusahaan pada tanggal 29 November 2012 dan resmi
menjabat sejak tanggal 25 Februari 2013. Meraih gelar Sarjana Ekonomi pada Fakultas Ekonomi di Universitas Indonesia,
tahun 1996.
Memulai karirnya di Ernst Young Indonesia sejak tahun 1993 hingga tahun 1997 sebagai Akuntan Publik dan melanjutkan
karir pada PT Bank Credit Lyonnais Indonesia sebagai Senior Internal Auditor 1997-1998. Beliau kembali melanjutkan karir
di Ernst Young Indonesia sebagai Assistant Manager 1998- 1999, kemudian sebagai Audit Manager pada Ernst Young
LPP, New York Metro Oice USA 1999-2001 lalu kembali menjadi Audit Manager pada Ernst Young Indonesia 2001-
2003, menjabat sebagai Chief Financial Oicer pada JP Morgan Chase Bank NA, Jakarta Branch PT JP Morgan Securities
Indonesia 2003-2009 dan kemudian sebagai EVP Controller pada PT Bank Rabobank International Indonesia 2009-2012.
Indonesian citizen, 44 years old. He was appointed as a Director of the Company on November 29, 2012 and efectively served since
February 25, 2013. He earned a Degree in Accounting from the Faculty of Economics, Universitas Indonesia in 1996.
He started his career working in Ernst Young from 1993 to 1997 as public accountant and continued his career as: Senior Internal
Auditor at PT Bank Credit Lyonnais in Indonesia 1997-1998, and rejoined Ernst Young Indonesia as Assistant Manager
1998-1999, the become Audit Manager in Ernst Young LPP, New York Metro Oice USA 1999-2001, back to Ernst Young
Indonesia 2001-2003, CFO in JP Morgan Chase Bank NA, Jakarta Branch and PT JP Morgan Securities Indonesia 2003-2009,
and as Executive Vice President Controller of PT Bank Rabobank International Indonesia 2009-2012.
Direktur Keuangan Finance Director
Hery Syafril
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Manajemen Eksekutif Executive Management
Rasmoro Pramono Aji Network Distribution Head
Warga Negara Indonesia. Kepala Divisi Network Distribution sejak 24 Juni 2013. Sebelumnya menjabat sebagai Head
of Customer Acquisition Team – Privilege Banking di UOB Indonesia, pernah menjabat sebagai Head of Integration
Retail Indonesia di Royal Bank of Scotland, Head of National Sales, Consumer Finance dan Head of Distribution – Van Gogh
Preferred Banking di ABN AMRO Indonesia. Meraih gelar Sarjana dari Institut Pertanian Bogor pada tahun 1989 dan
merupakan lulusan Oicer Development Bank ODP dari Bank Bali pada tahun 1991.
Rosalina Chandra Asrul Priority Banking Head
Warga Negara Indonesia. Kepala Divisi Priority Banking sejak 27 Mei 2013. Sebelum bergabung dengan Bank QNB Kesawan,
beliau pernah menjabat sebagai Branch Manager di Rabo International Indonesia, di HSBC dan di Bank Danamon. Meraih
gelar Sarjana dari Universitas Sumatera Utara pada tahun 1998.
Edwin Tanu Teintang Retail Product Development Head
Warga Negara Indonesia. Kepala Divisi Retail Product Development sejak 12 Maret 2012. Sebelumnya menjabat
sebagai Liabilities Business Head PT Bank Danamon Indonesia, juga pernah menjabat sebagai Marketing Product
Development Director di Syailendra Capital. Meraih gelar Sarjana di bidang Akuntansi dari Universitas Tarumanegara,
Jakarta pada tahun 1992 dan mendapatkan gelar Pasca Sarjana dari Universitas Nasional, San Diego pada tahun 1994.
An Indonesian citizen. Appointed as Network Distribution Head on June 24, 2013. Previously, he served as Head of Customer
Acquisition Team – Privilege Banking at UOB Indonesia. He also served as Head of Retail Integration, Indonesia in the Royal Bank
of Scotland, Head of National Sales, Consumer Finance and Head of Distribution – Van Gogh Preferred Banking at ABN AMRO
Indonesia. He holds a Bachelor’s Degree in Agriculture from Institut Pertanian Bogor, awarded in 1989, while also earning graduate
certiication from the Oicer Development Bank ODP program at Bank Bali in 1991.
An Indonesian citizen. Appointed as Priority Banking Head on May 27, 2013. Prior to joining QNB Kesawan, she served as
Branch Manager in Rabo International Indonesia, in HSBC and in Bank Danamon. She holds a Bachelor’s degree from Universitas
Sumatera Utara, awarded in 1998.
An Indonesian citizen. Appointed as Retail Product Development Head on March 12, 2012. Previously, he served as Business Head,
Liabilities, at PT Bank Danamon Indonesia, and as Marketing Product Development Director in Syailendra Capital. He holds a
Bachelor’s Degree in Accounting from Universitas Tarumanegara, Jakarta, awarded in 1992, and a Master’s Degree from National
University, San Diego, awarded in 1994.
RETAIL BANKINg DIRECTORATE
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Monica Riesanty Wahyudi Client Services Head
Warga Negara Indonesia. Kepala Divisi Client Services sejak 1 Juni 2012. Sebelumnya menjabat sebagai Middle Oice Head
Commercial Banking PT Bank UOB Indonesia, juga pernah menjabat sebagai Branch Manager dan Business Development
Commercial Banking di The Royal Bank of Scotland dan Branch Manager di ABN AMRO Bank NV. Meraih gelar Sarjana di
bidang Teknik Industri dari Universitas Trisakti, Jakarta pada tahun 1992.
Indra Utama Nasution Corporate Banking Head
Warga Negara Indonesia. Kepala Divisi Corporate Banking sejak 7 Juni 2013. Sebelumnya beliau menjabat sebagai Unit
Head - Local Corporate Unit 1 di Bank of Tokyo Mitsubishi UFJ, juga pernah menjabat sebagai Corporate Banking Team Leader
di PT. Bank Danamon Indonesia TBK dan beberapa jabatan di HSBC, ABN AMRO, dan Standard Chartered Bank di Indonesia.
Meraih gelar Sarjana di bidang Akuntansi dari Southern Illinois University at Carbondale pada tahun 1990.
Tenny Prasetya WJ Structured Finance Advisory Head
Warga Negara Indonesia. Kepala Divisi Structured Finance Advisory sejak 4 Februari 2013. Sebelumnya pernah menjabat
sebagai Head of Investment Bank Indonesian di Standard Bank, Singapura, juga pernah menjabat sebagai Group Head
di Danamon dan sebagai Director Commodity Corporate di Standard Chartered Bank. Meraih gelar Sarjana di bidang
Business Management dari University of Maryland, USA pada tahun 1994 dan meraih gelar Pasca Sarjana di bidang
International Management dari United Business of Institute, Belgia pada tahun 1995.
Suriyanto Chang Treasury Head
Warga Negara Indonesia. Kepala Divisi Treasury sejak 14 Mei 2012. Sebelumnya beliau menjabat sebagai VP Cross Assets
Trading di OCBC Bank, Singapura, beliau juga pernah menjabat sebagai Head of Treasury Division di PT Bank OCBC NISP Tbk.
Meraih gelar Sarjana di bidang Manajemen Ekonomi dari Universitas Tarumanegara, Jakarta pada tahun 1990.
An Indonesian citizen. Appointed as Head, Client Services in June 1, 2012. She previously served as Middle Oice Head, Commercial
Banking, in PT Bank UOB Indonesia, and as Branch Manager and Business Development Commercial Banking in The Royal Bank of
Scotland, and Branch Manager in ABN AMRO Bank NV. She holds a Bachelor’s Degree in Industrial Engineering from Universitas
Trisakti, Jakarta, awarded in 1992.
An Indonesian citizen. Appointed as Corporate Banking Unit Head – Local Corporate Unit 1 at Bank of Tokyo Mitsubishi UFJ
Indonesia. He also served as Corporate Banking Team Leader in PT. Bank Danamon Indonesia TBK and assumed positions in
HSBC, ABN AMRO, and Standard Chartered Bank in Indonesia. He holds a Bachelor’s Degree in Accounting from Southern Illinois
University at Carbondale, awarded in 1990.
An Indonesian citizen. Appointed Head, Structured Finance Advisory Head, on February 4, 2013. She previously served as
Head of Investment Bank Indonesia in Standard Bank, Singapore, and served as Group Head in Bank Danamon Indonesia and as a
Director of Corporate Commodities in Standard Chartered Bank. She holds a Bachelor’s Degree in Business Management from the
University of Maryland, U.S.A., awarded in 1994 and a Master’s Degree in International Management from United Business
Institute, Belgium, awarded in 1995.
An Indonesian citizen. Appointed as Treasury Head on May 14, 2012. Previously, he served as VP, Cross Assets Trading in OCBC
Bank, Singapore, and as Head of the Treasury Division in PT Bank OCBC NISP Tbk. He holds a Bachelor’s Degree in Economics
Management from Universitas Tarumanegara, Jakarta, awarded in 1990.
WHOLESALE BANKINg DIRECTORATE
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Tomi Parisianto Wibowo Finance Accounting Head
Warga Negara Indonesia. Kepala Divisi Finance Accounting sejak 3 Juni 2013. Sebelumnya, beliau menjabat sebagai Vice
President – Financial Control Group Head di PT Bank ICB Bumiputera Tbk, Jakarta, juga pernah mengepalai beberapa
penugasan audit keuangan di Divisi Financial Assurance di PricewaterhouseCoopersPwC, Jakarta dan Ernst Young
EY, Jakarta. Meraih gelar Sarjana di bidang Akuntansi dari Universitas Indonesia pada tahun 1997 dan sertiikasi akuntan
publik dari Ikatan Akuntan Indonesia pada tahun 2002. An Indonesian citizen. Appointed Head of Finance Accounting
Head on June 3, 2013. Previously, he served as Vice President – Financial Control Group Head in PT Bank ICB Bumiputera Tbk,
Jakarta, and as a team leader in inancial audits in the Financial Assurance Division at PricewaterhouseCoopers PwC, Jakarta
and Ernst Young EY, Jakarta. He holds a Bachelor’s Degree in Accounting from Universitas Indonesia, Jakarta, awarded in
1997, and earned has public accountant certiication from Ikatan Akuntan Indonesia in 2002.
Ervin gumilar Commercial Credit Support Head
Warga Negara Indonesia. Kepala Divisi Commercial Credit Support sejak 4 Maret 2013. Sebelumnya menjabat sebagai
Head of Credit Support di Bank QNB Kesawan sejak 2 Mei 2012, juga pernah menjabat sebagai Java Area Team Group Head dan
High End Business Credit Review Group Head di PT Bank CIMB Niaga Tbk. Meraih gelar Sarjana Keuangan dari California State
University pada tahun 1992.
Ivan Adrian Sumampouw Corporate Credit Review Head
Warga Negara Indonesia. Kepala Divisi Corporate Credit Review sejak 1 November 2013. Sebelumnya menjabat sebagai Senior
Investment Oicer di Indonesia Infrastructure Finance, dan juga pernah menjabat sebagai Senior Vice President - Corporate
Institutional Banking, sebagai Vice President -Relationship Credit Group di ANZ Indonesia Bank dan pernah menjabat
sebagai Credit Risk Manager di DBS Indonesia. Meraih gelar Sarjana di bidang Ekonomi dan Studi Pembangunan dari
Universitas Indonesia pada tahun 1997 dan gelar Pasca Sarjana di bidang Administrasi Bisnis dari Rotterdam School of
Management, Belanda, pada tahun 2002.
Laura Hernando Credit Administration Support Head
Warga Negara Indonesia. Kepala Divisi Credit Administration Support sejak 8 Oktober 2012. Sebelumnya pernah menjabat
sebagai VP – Head of Operational Risk di Royal Bank of Scotland, Jakarta. Meraih gelar Sarjana di bidang Farmasi dari Universitas
Padjadjaran, Bandung pada tahun 1980. An Indonesian citizen. Appointed as Head, Commercial Credit
Support on March 4, 2013. Previously, he served as Head of Credit Support in Bank QNB Kesawan, from May 2, 2012, and also as
Java Area Team Group Head and High End Business Credit Review Group Head in PT Bank CIMB Niaga Tbk. He holds a Bachelor’s
Degree in Finance from California State University, U.S.A., awarded in 1992.
An Indonesian citizen. Appointed as Head, Corporate Credit Review on November 1, 2013. Previously, he served as Senior Investment
Oicer at Indonesia Infrastructure Finance, and also as Senior Vice President – Corporate Institutional Banking, as Vice President
–Relationship Credit Group in ANZ Indonesia Bank, and as Credit Risk Manager in DBS Indonesia. He holds a Bachelor’s Degree in
Economics and Development Studies from Universitas Indonesia, Jakarta in 1997 and a Master’s Degree in Business Administration,
Rotterdam School of Management, Netherlands, awarded in 2002.
An Indonesian citizen. Appointed as Head, Credit Administration Support on October 8, 2012. Previously, she served as VP – Head
of Operational Risk at Royal Bank of Scotland, Jakarta. She holds a Bachelor’s Degree in Pharmacy from Universitas Padjadjaran,
Bandung, awarded in 1980.
FINANCE DIRECTORATE
RISK DIRECTORATE
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RR Utami Tjipto Compliance Procedure Head
Warga Negara Indonesia. Kepala Divisi Compliance Procedure sejak 28 Agustus 2012. Sebelumnya menjabat sebagai
Compliance Legal Group Head PT. Bank ICB Bumiputra Tbk, juga pernah menjabat sebagai Recovery Litigation Group Head
di PT. Bank CIMB Niaga Tbk. Meraih gelar Sarjana di bidang Hukum dari Universitas Airlangga, Surabaya pada tahun 1986.
An Indonesian citizen. Appointed as Head, Compliance Procedure on 28 August 2012. Previously, she served as Compliance Legal
Group Head in PT Bank ICB Bumiputra Tbk, and as Recovery Litigation Group Head in PT Bank CIMB Niaga Tbk. She holds a
Bachelor’s Degree in Law from Universitas Airlangga, Surabaya, awarded in 1986.
Hendy Mansyah Credit Recovery Remedial Head
Warga Negara Indonesia. Kepala Divisi Credit Recovery Remedial sejak 1 April 2012. Sebelumnya beliau menjabat
pada berbagai posisi di Bank QNB Kesawan seperti Product Development Dept. Head, General Afairs Head, HRM GA
Division Head, juga pernah menjabat sebagai Commercial Manager di PT Bank Mandiri Tbk. Meraih gelar Sarjana di bidang
Ekonomi Manajemen dari Universitas Krisnadwipayana pada tahun 1989 dan mendapatkan gelar pasca sarjana Manajemen
Keuangan dari Universitas Hasanuddin pada tahun 1999.
Joseph Puradi Wirakotan Retail Banking Credit Review Head
Warga Negara Indonesia. Kepala Retail Banking Credit Review sejak 1 Februari 2013. Sebelumnya pernah menjabat sebagai
SVP Customer Relationship Management System di HSBC dan sebagai Group Head Consumer Risk pada Bank ICB Bumiputera,
Wakil Kepala Divisi Kartu Kredit di Bank Internasional Indonesia BII, Kepala Bagian Credit Approval dan Kepala
Bagian Collection di ABN AMRO Bank. Lulus dari Management Trainee di Citibank pada tahun 1994. Meraih gelar Sarjana di
bidang Sains Terapan dari Swinburne University of Technology pada tahun 1991.
Caroline Halim Risk Management Head
Warga Negara Indonesia. Kepala Divisi Risk Management sejak 20 Februari 2012. Sebelumnya menjabat sebagai VP
Risk Management Group Head di PT Bank ICB Bumiputera Tbk, juga pernah menjabat sebagai VP Credit Risk Analytic
Management Group Head di PT Bank CIMB Niaga Tbk. Meraih gelar Sarjana di bidang Ekonomi Akuntansi dari Universitas
Indonesia, Depok pada tahun 1986. An Indonesian citizen. Appointed as Head, Credit Recovery
Remedial on April 1, 2012. Previously, he held several positions in QNB Kesawan, including Head, Product Development Department,
Head, General Afairs, Head, HRM GA Division, and also served as a Commercial Manager in PT Bank Mandiri Tbk. He holds a
Bachelor’s Degree in Economics Management from Universitas Krisnadwipayana, awarded in 1989, and a Master’s Degree in
Finance Management from Universitas Hasanuddin, awarded in 1999.
An Indonesian citizen. Appointed as Head, Retail Banking Credit Review on February 1, 2013. Previously, he served as SVP
Customer Relationship Management System in HSBC, Group Head Consumer Risk in Bank ICB Bumiputera, Deputy Division Head
of Credit Card in Bank Internasional Indonesia BII, Head of Credit Approval and Head of Collections in ABN AMRO Bank. He
graduated from Citibank’s Management Trainee Program in 1994. He holds a Bachelor’s Degree in Applied Science from Swinburne
University of Technology, awarded in 1991.
An Indonesian citizen. Appointed as Head, Risk Management on February 20, 2012. Previously, she served as VP Risk Management
Group Head in PT Bank ICB Bumiputera Tbk, and also served as VP Credit Risk Analytic Management Group Head at PT Bank
CIMB Niaga Tbk. She holds a Bachelor’s Degree in Accounting from Universitas Indonesia, awarded in 1986.
COMPLIANCE DIRECTORATE
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Bambang Anugerah Rachmad general Services Head
Warga Negara Indonesia. Kepala Divisi General Services sejak 2 Juli 2012. Sebelumnya menjabat sebagai SVP Head of Corporate
Real Estate PT Bank Ekonomi Raharja Tbk. member HSBC Group, juga pernah menjabat sebagai VP Head of Property and
Facility Management Services di The Royal Bank of Scotland. Meraih gelar Sarjana di bidang Arsitektur dari Universitas
Trisakti, Jakarta pada tahun 1993.
Darwinsyah IT Development Head
Warga Negara Indonesia. Kepala Divisi IT Development sejak 21 Mei 2013. Sebelumnya menjabat sebagai Senior Vice President
Operational, IT Business Development di Indonesia Smart Card, Head of IT and Business Development Division di Sarana
Yukti Bandhana, IT Manager di Scope International Standard Chartered, Kuala Lumpur, dan IT Senior System Analyst di
Bank Rakyat Indonesia. Meraih gelar Sarjana di bidang Ilmu Komputer dari Institut Pertanian Bogor pada tahun 1994.
Tan Handry Information Technology Functional Head
Warga Negara Indonesia. Kepala Divisi Information Technology Function sejak 15 Mei 2013. Sebelumnya menjabat sebagai IT
Head sejak 2 Mei 2003 di Bank QNB Kesawan dan juga pernah menjabat sebagai IT Division Head di Bank Prima Express,
Jakarta. Meraih gelar Sarjana di bidang Teknik Elektro dari Universitas Hasanuddin pada tahun 1993 dan gelar Pasca
Sarjana di Universitas Bina Nusantara.
Lanny Surya Operation Head
Warga Negara Indonesia. Kepala Divisi Operation sejak 15 Juni 2009. Sebelumnya menjabat sebagai IT, Policy Procedure
Division Head dan Branch Manager di Bank QNB Kesawan. Menyelesaikan studinya di SMA Katolik St. Thomas, Medan
pada tahun 1976.
Liesdiaty Padema Service Quality Head
Warga Negara Indonesia. Bergabung pada tahun 2009 sebagai Kepala Divisi Mass Market, Liabilities and Services, kemudian
sebagai Kepala Divisi Service Quality sejak 1 April 2012. Sebelumnya beliau pernah menjabat sebagai Regional Business
Manager Consumer Mass Market, Jakarta di PT Bank Danamon Indonesia Tbk. Meraih gelar Sarjana di bidang Ekonomi dari
Universitas Hasanuddin Makassar. An Indonesian citizen. Appointed as Head of General Services
on July 2, 2012. Previously, he served as SVP Head of Corporate Real Estate at PT Bank Ekonomi Raharja Tbk, a member of HSBC.
He also served as VP Head of Property and Facility Management Services at The Royal Bank of Scotland. He holds a Bachelor’s
Degree in Architecture from Universitas Trisakti, Jakarta, awarded in 1993.
An Indonesian citizen. Appointed as Head, IT Development on May 21, 2013. Previously, he served as Senior Operational Vice
President, IT Business Development, Indonesia Smart Card, Head of IT and Business Development Division in Sarana Yukti
Bandhana, IT Manager in Scope International Standard Chartered, Kuala Lumpur, and IT Senior Systems Analyst in Bank Rakyat
Indonesia. He holds a Bachelor’s Degree in Computer Science from Institut Pertanian Bogor, awarded in 1994.
An Indonesian citizen. Appointed as Functional Head, Information Technology, on May 15, 2013. Previously, he served as IT
Division Head in QNB Kesawan, from May 2, 2003 and at Bank Prima Express, Jakarta. He holds a Bachelor’s Degree in Electrical
Engineering from Universitas Hasanuddin, awarded in 1993, and a Master’s Degree from Universitas Bina Nusantara.
An Indonesian citizen. Appointed as Head of Operations on June 15, 2009. Previously, she served as IT, Policy Procedure Division
Head and Branch Manager in Bank QNB Kesawan. She graduated from SMA Katolik St. Thomas, Medan in 1976.
An Indonesian citizen. Appointed as Head, Service Quality on April 1, 2012. Joined in 2009 as Division Head of Mass Market,
Liabilities, and Services. Previously, she served as Regional Business Manager Consumer Mass Market at PT Bank Danamon
Indonesia Tbk. She holds a Bachelor’s Degree in Economics from Universitas Hasanuddin, Makassar.
OPERATION DIRECTORATE
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Julie Anwar Human Resources Head
Warga Negara Indonesia. Kepala Divisi Human Resources sejak 1 Februari 2013. Sebelumnya beliau pernah menjabat sebagai
SVP, HR Head for Institutional Clients Group di Citibank N.A. Indonesia. Beliau meraih gelar Sarjana di bidang Commerce
dari Deakin University, Victoria, Australia pada tahun 1998.
glenn Ranti Corporate Communication Head
Warga Negara Indonesia. Kepala Divisi Corporate Communication sejak 4 Maret 2013. Sebelumnya menjabat
sebagai Marketing Communication Head di Bank QNB Kesawan sejak 2 Januari 2012, juga pernah menjabat sebagai VP – Regular
Savings Segmentation Group Head di PT CIMB Niaga Tbk. Menyelesaikan studinya di International Hotel School, United
Kingdom pada tahun 1995.
Thomas Hartono Tulus Branchless Banking Business Head
Warga Negara Indonesia. Kepala Divisi Branchless Banking Business sejak 12 Juni 2013. Sebelumnya beliau menjabat
sebagai Strategic Planning Head sejak 9 Januari 2012 di Bank QNB Kesawan, juga pernah memegang posisi-posisi
Strategic Development, Product Development dan Marketing di UOB Indonesia, ABN AMRO, NV, Bank Danamon Indonesia
dan Lippobank. Meraih gelar Sarjana di bidang Manajemen Ekonomi dari Universitas Katolik Parahyangan pada tahun
1994 dan meraih gelar Pasca Sarjana di bidang Manajemen dari Universitas Gadjah Mada pada tahun 1998.
Steven Hartanto Chief Auditor
Warga Negara Indonesia. Kepala Divisi Audit sejak 25 November 2010. Sebelumnya pernah menjabat di berbagai posisi di Bank
QNB Kesawan seperti Pemimpin Divisi SDM Umum, Special Asset Management Division Head dan SKAI Head. Meraih gelar
Sarjana di bidang Ekonomi Akuntansi dari Universitas Katolik Atma Jaya pada tahun 1988 dan meraih gelar Pasca Sarjana
pada bidang Keuangan Internasional di PPM Manajemen pada tahun 2002.
An Indonesian citizen. Appointed as Human Resources Head on February 1, 2013. Previously, she served as SVP, HR Head for
Institutional Clients Group at Citibank N.A. Indonesia. She holds a Bachelor’s Degree in Commerce from Deakin University, Victoria,
Australia, awarded in 1998.
An Indonesian citizen. Appointed as Head, Corporate Communications on March 4, 2013. Previously, he served as
Marketing Communications Head in Bank QNB Kesawan, from January 2, 2012, and as VP – Regular Savings Segmentation
Group Head at PT Bank CIMB Niaga Tbk. He holds a Bachelor’s Degree from International Hotel School, United Kingdom, awarded
in 1995.
Indonesian citizen. Appointed as Head of Branchless Banking Business on June 12, 2013. Previously, he served as Strategic
Planning Head, from January 9, 2012 and also held several strategic development, product development, and marketing positions,
in UOB Indonesia, ABN AMRO, NV, Bank Danamon Indonesia, and Lippobank. He holds a Bachelor’s Degree in Economics from
Universitas Katolik Parahyangan, awarded in 1994, and a Master’s Degree in Management from Universitas Gadjah Mada, awarded in
1998.
An Indonesian citizen. Appointed as Internal Audit Head on November 25, 2010. Previously, he held several positions in Bank
QNB Kesawan, including Head of Human resources General Afairs, Special Assets Management Division Head and Internal
Audit Head. He holds a Bachelor’s Degree in Accounting from Universitas Katolik Atma Jaya, awarded in 1988, and a Master’s
Degree in Finance International from PPM Management, awarded in 2002
NON DIRECTORATE
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Informasi bagi Pemegang Saham Shareholders Information
Qatar National Bank
PT Bosowa Kapital d.h. Adhi Tirta Mustika
Masyarakat Public
69,59
20,12
10,29
Komposisi Pemegang Saham Shareholders Composition
Pemegang Saham Shareholders
Jumlah Lembar Saham Share Numbers
Jumlah Nominal Saham Rp Total Shares Rp
Persentase Percentage
Domestik Domestic
Asing International PT Bosowa Kapital
dh PT Adhi Tirta Mustika
Masyarakat Public
Masyarakat Public
Qatar National Bank Sub Total
Sub Total Total
1.238.770.615 577.848.932
55.990.204 4.285.720.767
1.816.619.547
4.341.710.971 6.158.330.518
309.692.653.750 144.462.233.000
13.997.551.000 1.071.430.191.750
454.154.886.750
1.085.427.742.750 1.539.582.629.500
20,12 9,38
0,91 69,59
29,50
70,50 100,00
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PT Bank QNB Kesawan Tbk Laporan Tahunan 2013
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Struktur Pemegang Saham Shareholder Structure
Qatar National Bank Qatar Holdings
Qatar Investment Authority
PT Bosowa Kapital Bosowa
Korporindo Sadikin
Aksa
H. Muhammad Aksa Mahmud Hj. Ramlah Aksa
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