Faktor – Faktor Yang Mempengaruhi Tingkat Suku Bunga Deposito Berjangka Pada Bank Bumn (Persero) Di Indonesia Periode 2006 – 2013

STATISTIK DESKRIPTIF
Descriptive Statistics
N

Minimum

Maximum

Mean

Std. Deviation

INFLASI

32

2.78

11.05

6.3063

2.54479

ROA

32

.85

5.15

2.8653

1.25780

CAR

32

13.18

25.30

16.5478

2.78628

LDR

32

49.98

108.42

77.8669

15.88172

BOPO

32

42.30

93.04

72.9919

12.71866

SUKUBUNGADEPOSITO

32

5.91

11.44

8.0537

1.71503

BERJANGKA12BLN
Valid N (listwise)

32

Universitas Sumatera Utara

UJI NORMALITAS
Hasil Uji Normalitas

One-Sample Kolmogorov-Smirnov Test
Unstandardiz
ed Residual
N
Normal Parametersa,b

32

Mean
Std. Deviation

Most Extreme

,0000000
1,33830507

Absolute

,107

Positive

,107

Negative

-,107

Differences

Kolmogorov-Smirnov Z

,608

Asymp. Sig. (2-tailed)

,854

a. Test distribution is Normal.
b. Calculated from data.

Universitas Sumatera Utara

Grafik Distribusi Normal

Grafik Normal Plot

Universitas Sumatera Utara

UJI HETEROSKEDASTISITAS

Universitas Sumatera Utara

UJI AUTOKORELASI

Model Summaryb
Model
R

R Square

,625a

1

Adjusted R

Std. Error of

Square

the Estimate

,391

,274

Durbin-Watson

1,46133

1,791

a. Predictors: (Constant), BOPO, INFLASI, CAR, LDR, ROA
b. Dependent Variable: SUKUBUNGADEPOSITOBERJANGKA12BLN

UJI MULTIKOLINEARITAS

Coefficientsa
Model

Collinearity Statistics
Tolerance

1

VIF

(Constant)
INFLASI

,896

1,117

ROA

,535

1,869

CAR

,663

1,508

LDR

,763

1,310

BOPO

,483

2,068

a. Dependent Variable:
SUKUBUNGADEPOSITOBERJANGKA12BLN

Universitas Sumatera Utara

Koefisien Korelasi
Coefficient Correlationsa
Model
1

BOPO
Correlations

Covariances

BOPO

INFLASI

CAR

LDR

ROA

1,000

,277

,483

-,485

,621

INFLASI

,277

1,000

,263

-,148

,267

CAR

,483

,263

1,000

-,239

,540

LDR

-,485

-,148

-,239

1,000

-,276

ROA

,621

,267

,540

-,276

1,000

BOPO

,001

,001

,002

,000

,005

INFLASI

,001

,012

,003

,000

,008

CAR

,002

,003

,013

-,001

,018

LDR

,000

,000

-,001

,000

-,001

ROA

,005

,008

,018

-,001

,081

a. Dependent Variable: SUKUBUNGADEPOSITOBERJANGKA12BLN

Universitas Sumatera Utara

REGRESI

Variables Entered/Removedb
Mode
l
1

Variables

Variables

Entered

Removed

BOPO,

.

Method
Enter

INFLASI,
CAR, LDR,
ROAa
a. All requested variables entered.
b. Dependent Variable:
SUKUBUNGADEPOSITOBERJANGKA12BLN

R SQUARE

Model Summary
Model
R
1

,625a

R Square
,391

Adjusted R

Std. Error of

Square

the Estimate

,274

1,46133

a. Predictors: (Constant), BOPO, INFLASI, CAR, LDR, ROA

Universitas Sumatera Utara

ANOVAb
Model

Sum of
Squares

1

df

Mean Square

F

Regression

35,659

5

7,132

Residual

55,523

26

2,135

Total

91,182

31

Sig.

3,340

,018a

t

Sig.

a. Predictors: (Constant), BOPO, INFLASI, CAR, LDR, ROA
b. Dependent Variable: SUKUBUNGADEPOSITOBERJANGKA12BLN

Coefficientsa
Model

Standardized
Unstandardized Coefficients
B

1

(Constant)

Std. Error
7,303

4,005

,314

,109

ROA

-,255

CAR
LDR

INFLASI

BOPO

Coefficients
Beta

1,824

,080

,465

2,877

,008

,285

-,187

-,894

,379

-,002

,116

-,004

-,021

,984

-,038

,019

-,354

-2,020

,054

,035

,030

,256

1,163

,256

a. Dependent Variable: SUKUBUNGADEPOSITOBERJANGKA12BLN

Universitas Sumatera Utara

Coefficientsa
Model

Standardized
Unstandardized Coefficients
B

1

(Constant)

Std. Error
7,303

4,005

,314

,109

ROA

-,255

CAR
LDR

INFLASI

BOPO

Coefficients
Beta

t

Sig.

1,824

,080

,465

2,877

,008

,285

-,187

-,894

,379

-,002

,116

-,004

-,021

,984

-,038

,019

-,354

-2,020

,054

,035

,030

,256

1,163

,256

a. Dependent Variable: SUKUBUNGADEPOSITOBERJANGKA12BLN

Universitas Sumatera Utara