69
1 2
3 4
5
C u
rre n
t 30
31-60
Mfg-FB Mfg-Oth
Mfg-Chem Agri
Mfg-PP Trading
Mfg-Text Constr
Oth5
IDR USD
WC Invest.
Synd. Export
Other
O rgani
c Restr
IBRA OS
New Bal. NPL DG
NPL NC DG to NPL
PL DG PL NC
PL UG
10 20
30 40
50 60
70 80
90 100
Collect. Cat. 2
Aging Sector
Currency Purpose
Backgrnd Movement
62.7 are performing loans, with 11.7 in Category 2
91.3 of Category 2 loans are current in interest payments
27.5 of NPLs are current in interest payments, with another 9.2 less
than 30 days overdue
Primary sectors in Corporate are:
¾
Food Beverage Mfg
¾
Chemical Mfg
¾
Pulp Paper Mfg
¾
Agriculture
50.2 are Rupiah loans
44.3 are Working Capital loans
29.3 are Restructured loans
8.9 were purchased from IBRA
Q4 2005 Loan Detail: Corporate Loans
Loan Profile: Q4 Corporate Loans Only Rp 44,725 bn Bank Only
Rp 44,725 billion in loans were in the Corporate portfolio in Q4, or 44.6 of
total loans. Of the Corporate Loans in Q4:
70
77.4 are performing, with 13.6 in Category 2
58.2 in Category 2 are current or 1 day overdue in interest payments
30.8 of NPLs are current in interest payments and 5.2 are less
than 30 days overdue
Primary sectors in Commercial are:
¾
Trading Retail
¾
Agriculture
¾
Construction
¾
Business Services
78.6 are Rupiah loans
53.9 are Working Capital loans
14.9 are Restructured loans
1.8 were purchased from IBRA
1 2
3 4
5
C u
rre n
t 1 Day
30 31-60
61+
Mfg-Oth Constr
Trading-Oth Agri
Trading-Ret Bus Serv
Mfg-Chem Mfg-Text
Trans Oth5
IDR USD
WC Invest.
Export Program
Other
O rgani
c Restr
IBRA
New Bal. NPL DG
NPL NC DG to NPL
PL DG PL NC
PL UG
10 20
30 40
50 60
70 80
90 100
Collect. Cat. 2
Aging Sector
Currency Purpose
Backgrnd Movement
Q4 2005 Loan Detail: Commercial Small Business Loans
Loan Profile: Q4 Commercial Small Loans Only Rp 42,295 bn Bank Only
Rp 42,295 billion in loans were in the Commercial portfolio in Q3, or 42.2
of total loans. Of the Commercial Small Business Loans in Q4:
Excluding Micro Loans
71
Q4 2005 Loan Detail: Rupiah Loans
Loan Profile: Q4 Loans Rp 55,724 bn Bank Only
1 2
3 4
5
Cur ren
t 1 Day
30 31-60
61+
Mfg-Oth Mfg-FB
Agri Constr
Trading-Oth Trading-Ret
Bus Serv Trans
Oth5
Co rp
Com m
Small
WC Invest
Export Program
Other
O rgani
c Restr
IBRA
New Bal. NPL DG
NPL NC DG to NPL
PL DG PL NC
PL UG
10 20
30 40
50 60
70 80
90 100
Collect Cat 2
Aging Sector
Business Purpose
Backgrnd Move
80.4 are performing loans with 11.5 in Category 2
