Indonesian language.
PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
Berakhir pada Tanggal-tanggal 30 September 2013 dan 31 Desember 2012
Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK
AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS Ended September 30, 2013 and December 31, 2012
Expressed in Rupiah, unless Otherwise Stated
Lampiran 533 Schedule 14. UTANG BANK lanjutan
14. BANK LOANS continued 3. PT Bank Danamon Indonesia Tbk
3. PT Bank Danamon Indonesia Tbk Entitas anak PT Gelora Djaja
Subsidiary PT Gelora Djaja Utang Bank Jangka Pendek
Short-term Bank Loan Berdasarkan Akta Notaris J. Andy Hartanto,
S.H., No. 23 tanggal 4 Maret 2010, PT Gelora Djaja melakukan perjanjian kredit dengan
PT Bank Danamon Indonesia Tbk. Perjanjian kredit tersebut diubah dari waktu ke waktu.
Perubahan terakhir berdasarkan Perubahan dan Perpanjangan Perjanjian Kredit No.
174PPPWKCBDX2012
tanggal 12 Oktober 2012, untuk memperpanjang jangka
waktu kredit hingga 14 Oktober 2013 dan adanya ketentuan-ketentuan khusus terkait
pemberian kredit fasilitas tersebut. Tingkat suku bunga efektif yang dibebankan untuk fasilitas ini
adalah sebesar 10,25 per tahun. Fasilitas kredit
ini digunakan
untuk pembiayaan
keperluan modal kerja dan penerbitan letter of credit impor untuk pembelian bahan baku
antara lain tembakau dan saus tembakau dan suku cadang. Fasilitas kredit tersebut terdiri
dari: Based on Notarial Deed of J. Andy Hartanto,
S.H., No. 23 dated March 4, 2010, PT Gelora Djaja entered into a loan agreement with
PT Bank Danamon Indonesia Tbk. The loan agreement has been amended several times.
The
latest amendment
was made
on October 12, 2012 based on Amendment and
Renewal of Credit Loan Agreement No. 174PPPWKCBDX2012, covering changes in
period of time of loan that will mature on October 14, 2013 and negative covenant related
with the loan agreement. The effective interest rate for this facility is 10.25 per annum. The
facilities will be used for working capital and issuance letter of credit for raw materials
purchase such as tobacco and tobacco sauce and spare parts. The facilities of this credit are
as follows:
- Fasilitas Omnibus revolving loan dengan nilai maksimal sebesar Rp170.000.000.000.
Fasilitas kredit tersebut memiliki sub limit penggunaan berupa Bank Garansi sebesar
Rp170.000.000.000 atau Letter of Credit impor sebesar
USD17.000.000. Jangka
waktu penggunaan bank garansi selama 360 hari dan untuk letter of credit impor selama
180 hari. Pada tanggal 30 September 2013 dan 31 Desember 2012, saldo untuk
pinjaman ini sebesar Rp132.975.000.000 dan Rp170.000.000.000.
- Omnibus Facility
revolving loan
with maximum
credit amounting
to Rp170,000,000,000. This facility has sub-
limits which are Bank Guarantee amounting to Rp170,000,000,000 or Letter of Credit for
import purpose amounting to USD17,000,000. Usage period for a bank guarantee is 360
days and for letters of credit is 180 days. As of September 30, 2013 and December 31,
2012, the outstanding loan balance for this facility amounted to Rp132,975,000,000 and
Rp170,000,000,000, respectively.
- Kredit Rekening Koran digunakan untuk
pembiayaan keperluan modal kerja dengan nilai maksimal sebesar Rp5.000.000.000.
Pada tanggal 30 September 2013 tidak terdapat saldo untuk pinjaman ini dan 31
Desember 2012 saldo untuk pinjaman ini sebesar Rp3.033.773.477.
- Bank Overdraft Facility is used for working capital
with maximum
credit facility
amounting to
Rp5,000,000,000. As of
September 30, 2013 has no amounts were outstanding loan balance for this facility and
as of December 31, 2012 the outstanding loan balance for this facility amounted to
Rp3,033,773,477.
Jaminan atas
fasilitas di
atas berupa
persediaan tembakau dan cengkeh PT Gelora Djaja, piutang usaha PT Gelora Djaja dan
jaminan Perusahaan dari PT Gawih Jaya. a.
The collaterals of the above facilities are secured by PT Gelora Djaja’s tobacco and
cloves, PT Gelora Djaja’s trade receivables and corporate guarantee from PT Gawih Jaya.
Indonesian language.
PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
Berakhir pada Tanggal-tanggal 30 September 2013 dan 31 Desember 2012
Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK
AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS Ended September 30, 2013 and December 31, 2012
Expressed in Rupiah, unless Otherwise Stated
Lampiran 534 Schedule Nilai jaminan untuk jaminan tersebut diatas
sebesar 100 dari jumlah yang terhutang outstanding pinjaman berdasarkan fasilitas
kredit. Total amount of the above collaterals
comprises 100 from outstanding loan according to credit facilities.
Berdasarkan perpanjangan perjanjian kredit, PT
Gelora Djaja
diharuskan untuk
mempertahankan rasio keuangan seperti current ratio minimum sebesar 1,25 kali, debt
to equity ratio maksimum sebesar 2 kali, debt service coverage ratio minimum 1 kali dan
jumlah piutang dan persediaan milik PT Gelora Djaja harus lebih besar dari jumlah utang
bank. a.
Based on the extended loan agreement, PT Gelora Djaja should maintain the financial
ratio such as current ratio minimum of 1.25 times, debt to equity ratio maximum of 2 times,
debt service coverage ratio minimum of 1 time and the sum of receivables and inventories
owned by PT Gelora Djaja should be more than total outstanding loan balance.
Manajemen PT Gelora Djaja berpendapat bahwa seluruh rasio telah dipenuhi pada
tanggal laporan
posisi keuangan
konsolidasian.
PT Gelora Djaja’s management is of the opinion that all ratios are met as of
consolidated statements of financial position date.
4. PT Bank Central Asia Tbk 5.
4. PT Bank Central Asia Tbk Perusahaan
The Company Utang Bank Jangka Panjang
Long-term Bank Loan
Berdasarkan Perjanjian Kredit No. 5 tanggal 1
Maret 2011,
Perusahaan melakukan
perjanjian kredit dengan PT Bank Central Asia Tbk BCA untuk fasilitas kredit investasi
dengan jumlah maksimum kredit sebesar Rp5.000.000.000. Fasilitas ini digunakan untuk
pembelian mesin filter rokok. Fasilitas ini berlaku mulai tanggal 1 Maret 2011 atau
tanggal lain sesuai perjanjian BCA dengan Perusahaan termasuk 9 bulan grace period
dan
akan jatuh
tempo pada
tanggal 1 Maret 2016. Tingkat bunga efektif yang
dibebankan sebesar 10,50 per tahun. Pada tanggal 30 September 2013 dan 31 Desember
2012, saldo utang pinjaman ini masing-masing sebesar
Rp2.940.149.046 dan
Rp3.822.193.760. Based on Loan Agreement No. 5, dated on
March 1, 2011, the Company entered into a loan agreement with PT Bank Central Asia Tbk
BCA for an Investment credit facility with total maximum credit of Rp5,000,000,000. The
facility was used to purchase cigarette filter machine. This facility is applicable starting
from March 1, 2011 or other date according to the agreement of BCA and the Company with
9 months grace period and will mature on March 1, 2016. Interest rate is 10.50 per
annum. As of September 30, 2013 and December 31, 2012, the outstanding balance
for this facility amounted to Rp2,940,149,046 and Rp3,822,193,760, respectively.
Jaminan atas fasilitas kredit investasi tersebut berupa 1 unit mesin produksi filter AFKDF 2
400 mmin filter maker with hand catcher, filter diameter 6,95 mm, panjang 120 mm milik
Perusahaan yang terletak di Surabaya beserta seluruh perlengkapannya yang tersimpan di
Jl. Buntaran 9A, Tandes, Surabaya. b.
The collateral of the above facility is 1 unit machine filter AFKDF 2 400 mmin filter
maker with hand catcher, filter diameter at 6.95 mm, filter length at 120 mm that belongs to
the Company which is located in Surabaya and all the supplies which are located at
Jl. Buntaran 9A, Tandes, Surabaya.
14. UTANG BANK lanjutan 14. BANK LOANS continued
