UTANG LAIN-LAIN lanjutan OTHER PAYABLES continued UTANG BANK BANK LOANS

Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2016 dan 2015 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2016 and 2015 Expressed in Rupiah, unless Otherwise Stated 52 16. UTANG BANK lanjutan 16. BANK LOANS continued 3. PT Bank Central Asia Tbk 3. PT Bank Central Asia Tbk Perusahaan The Company Utang Bank Jangka Panjang Long-term Bank Loan Berdasarkan Perjanjian Kredit No. 5 tanggal 1 Maret 2011, Perusahaan melakukan perjanjian kredit dengan PT Bank Central Asia Tbk BCA untuk fasilitas kredit investasi dengan jumlah maksimum kredit sebesar Rp5.000.000.000. Fasilitas ini digunakan untuk pembelian mesin filter rokok. Fasilitas ini berlaku mulai tanggal 1 Maret 2011 atau tanggal lain sesuai perjanjian BCA dengan Perusahaan termasuk 9 bulan grace period dan akan jatuh tempo pada tanggal 1 Maret 2016. Perusahaan tidak melakukan perpanjangan atas fasilitas ini setelah tanggal jatuh tempo. Tingkat bunga efektif yang dibebankan sebesar 11,75 per tahun. Pada tanggal 31 Desember 2016 dan 2015, saldo utang pinjaman ini masing- masing sebesar nihil dan Rp294.014.907. Based on Loan Agreement No. 5, dated on March 1, 2011, the Company entered into a loan agreement with PT Bank Central Asia Tbk BCA for an Investment credit facility with total maximum credit of Rp5,000,000,000. The facility was used to purchase cigarette filter machine. This facility is applicable starting from March 1, 2011 or other date according to the agreement of BCA and the Company with 9 months grace period and will mature on March 1, 2016. The Company did not renew this facility after maturity date. Interest rate is 11.75 per annum. As of December 31, 2016 and 2015, the outstanding balance for this facility amounted to nil and Rp294,014,907, respectively. Jaminan atas fasilitas kredit investasi tersebut berupa 1 unit mesin produksi filter AFKDF 2 400 mmin filter maker with hand catcher, filter diameter 6,95 mm, panjang 120 mm milik Perusahaan yang terletak di Surabaya beserta seluruh perlengkapannya yang tersimpan di Jl. Buntaran 9A, Tandes, Surabaya Catatan 12. b. The collateral of the above facility is 1 unit machine filter AFKDF 2 400 mmin filter maker with hand catcher, filter diameter at 6.95 mm, filter length at 120 mm that belongs to the Company which is located in Surabaya and all the supplies which are located at Jl. Buntaran 9A, Tandes, Surabaya Note 12. Selama periode perjanjian kredit, Perusahaan tidak diizinkan melakukan kegiatan-kegiatan berikut tanpa izin tertulis dari BCA, seperti : - During the period of the loan, the Company is not allowed to carry out the following activities without written approval from BCA: - Memperoleh tambahan pinjaman dari bank atau lembaga keuangan lainnya; - - Obtain an additional loan from other banks and or other financial institution; - Meminjamkan uang termasuk tetapi tidak terbatas kepada perusahaan afiliasi kecuali untuk kegiatan operasional sehari-hari; - - Lending money to other companies, including but not limited to afiliated companies except for daily operations; - Tidak diizinkan melakukan penggabungan, pengambilalihan, maupun pembubaran; dan - - Not allowed to do merger, acquisition, and liquidation; and - Mengubah status institusi. - - Change institutional status. Manajemen Perusahaan berpendapat ketentuan-ketentuan tersebut diatas sudah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. The Company’s management is of the opinion that the above negative covenants were complied as of consolidated statements of financial position date. Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2016 dan 2015 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2016 and 2015 Expressed in Rupiah, unless Otherwise Stated 53 16. UTANG BANK lanjutan 16. BANK LOANS continued