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CHAPTER IV RESULT AND DISCUSSION
4.1. Respondents’ Characteristics
The respondents‟ descriptive statistic was clearly reported in table 4.1. There was only 1 of students who had pocket money more than 2
million, while 5 had a high pocket money, which were around 1.5 million to 1.95 million. 18 students had a medium pocket money, which were
around 1 million to 1.45 million. Most students 43 had a low pocket money around five hundred thousands to nine hundred and fifty thousands
per month. The rest of students 33 had pocket money less than five hundred thousands where mostly were the students who stayed with their
parents in Salatiga. Therefore in general the students had a low pocket money.
Table 4.1. Respondents’ Characteristics
Characteristics Categories
Number Percentage
Gender Male
72 36.0
Female 128
64.0 Age
18-19 79
39.5 20-21
92 46.0
22-23 29
14.5 Origin
Salatiga 61
30.5 Outside Salatiga
135 69.5
Pocket Money 500,000
66 33.0
500,000 – 950,000
86 43.0
28 1,000,000
– 1,450,000 36
18.0 1,500,000
– 1,950,000 10
5.0 2,000,000
2 1.0
Set aside money for savings
Yes 160
80.0 No
40 20.0
In case lack of pocket money
Ask parents to give money 121
60.5 Take from saving
37 18.5
Borrow from friends or relatives
25 12.5
Others 17
8.5 Three biggest
spending Food, telecommunication, printing and copying
study-related material
Source: Primary Data, 2014
The finding from the questionnaires also showed that the number of female was greater than male since there were 36 male students. It was
also reported that 85.5 of the students were nineteen to twenty one years old. Interestingly, although SWCU was located in Salatiga, the students
mostly came from outside Salatiga, while only 30.5 students were originally from Salatiga. The students also indicated to love saving since the
data showed that 80.0 of the students used to set aside money for savings. As students used to experience lack of money especially in the end of the
month, 60.5 of the students chose to ask their parents to give them more money. 18.5 of the students who chose not to ask from their parents chose
to take money from their savings while the other 12.5 chose to borrow from their friends or relatives. The rest 8.5 of the students chose other
ways such as taking part time job and selling some of their stuffs to get money.
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4.2. Goodness of Fit
