INVESTASI JANGKA PENDEK SHORT-TERM INVESTMENTS
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED
FINANCIAL STATEMENTS FOR THE PERIOD ENDED
MARCH 31, 2015 AND 2014 Expressed in thousands of Rupiah,
unless otherwise stated Continued
- 55 - 7. PIUTANG
USAHA 7. TRADE
RECEIVABLES 31 Maret
31 Desember March 31,
December 31, 2015
2014
Unaudited Unaudited
Pihak ketiga: Third parties:
Rupiah 2.311.585.395 2.550.117.743
Rupiah Dolar Amerika Serikat
65.415.644 27.613.160
United States Dollars Dong Vietnam
34.814.561 28.273.053
Vietnamese Dong 2.411.815.600
2.606.003.956 Dikurangi:
Less: Cadangan penurunan nilai
55.237.790 52.350.448
Allowance for impairment losses
2.356.577.810 2.553.653.508
Pihak berelasi: Related parties:
Rupiah 693.121.331 755.859.388
Rupiah Dong Vietnam
11.904.443 11.924.719
Vietnamese Dong 705.025.774
767.784.107 Dikurangi:
Less: Cadangan penurunan nilai
22.161.106 20.190.311
Allowance for impairment losses
682.864.668 747.593.796
Jumlah 3.039.442.478
3.301.247.304 Total
Sebelum menerima setiap pelanggan baru, Grup menggunakan sistem penilaian secara internal untuk
menilai potensi pelanggan. Untuk selanjutnya batasan yang diatribusikan kepada pelanggan
ditinjau minimal 2 kali setahun. Before accepting any new customer, the Group
uses an internal assessment system to assess the potential customer. In addition further restrictions
attributable to the customer are evaluated at least 2 times a year.
Pada tanggal 31 Maret 2015, rincian pelanggan dengan nilai piutang melebihi 5 dari jumlah saldo
piutang usaha adalah sebagai berikut: The details of the customer with the value of
receivables exceeds 5 of the total trade receivable balance as of March 31, 2015 are as
follows:
Saldo piutang usaha Persentase dari total piutang usaha
Trade receivable As a percentage of
PelangganCustomer balance
trade receivable balance
PT Varia Usaha 224.263.351
7,38 Koperasi Warga Semen Gresik
202.242.930 6,65
Rincian transaksi dan saldo dengan pihak berelasi diungkapkan dalam Catatan 42.
Details of related party transactions and balances are disclosed in Note 42.
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED
FINANCIAL STATEMENTS FOR THE PERIOD ENDED
MARCH 31, 2015 AND 2014 Expressed in thousands of Rupiah,
unless otherwise stated Continued
- 56 - Umur piutang usaha adalah sebagai berikut:
The aging of trade receivables is as follows:
31 Maret 31 Desember
March 31, December 31,
2015 2014
Unaudited Unaudited
Lancar 2.445.929.925
2.932.746.406 Current
Lewat jatuh tempo: Overdue:
1 - 45 hari 353.499.696
265.438.115 1 - 45 days
46 - 135 hari 168.300.924
63.653.940 46 - 135 days
136 - 365 hari 62.781.152
21.369.235 136 - 365 days
Lebih dari 365 hari 86.329.677
90.580.367 Over 365 days
3.116.841.374 3.373.788.063
Dikurangi: Less:
Cadangan penurunan nilai 77.398.896
72.540.759 Allowance for impairment losses
Jumlah 3.039.442.478
3.301.247.304 Total
Piutang usaha yang diungkapkan di atas termasuk jumlah yang telah jatuh tempo pada akhir periode
pelaporan dimana Grup tidak mengakui cadangan kerugian penurunan nilai piutang karena belum ada
perubahan yang signifikan dalam kualitas kredit dan jumlah piutang masih dapat dipulihkan.
Trade receivables disclosed above include amounts that are past due at the end of the
reporting period for which the Group has not recognized an allowance for impairment losses
because there has not been a significant change in credit quality and the amounts are still considered
recoverable.
Mutasi cadangan penurunan nilai piutang adalah sebagai berikut:
The movements in the provision for impairment of receivables is as follows:
31 Maret 31 Desember
March 31, December 31,
2015 2014
Unaudited Unaudited
Saldo awal 72.540.759
70.142.933 Beginning balance
Penambahan 4.858.137
2.397.826 Addition
Saldo akhir 77.398.896
72.540.759 Ending balance
Dalam menentukan pemulihan dari piutang usaha, Grup mempertimbangkan setiap perubahan dalam
kualitas kredit dari piutang usaha dari tanggal awalnya kredit diberikan sampai dengan akhir
periode pelaporan. Konsentrasi risiko kredit terbatas karena basis pelanggan adalah besar dan tidak
saling berhubungan. In determining the recoverability of a trade
receivable, the Group considers any change in the credit quality of the trade receivable from the date
credit was initially granted up to the end of the reporting period. The concentration of credit risk is
limited as the customer base is large and unrelated.
Umur piutang usaha yang diturunkan nilainya: Age of impaired trade receivables:
31 Maret 31 Desember
March 31, December 31,
2015 2014
Unaudited Unaudited
Lewat jatuh tempo: Overdue:
1 - 45 hari 2.130.921
2.130.921 1 - 45 days
46 - 135 hari 1.253.911
1.253.911 46 - 135 days
136 - 365 hari 2.626.470
1.572.322 136 - 365 days
Lebih dari 365 hari 71.387.594
67.583.605 Over 365 days
Jumlah 77.398.896
72.540.759 Total
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED
FINANCIAL STATEMENTS FOR THE PERIOD ENDED
MARCH 31, 2015 AND 2014 Expressed in thousands of Rupiah,
unless otherwise stated Continued
- 57 - Umur piutang usaha yang telah lewat jatuh tempo
tetapi belum diturunkan nilainya: Age of past due but not impaired trade receivables:
31 Maret 31 Desember
March 31, December 31,
2015 2014
Unaudited Unaudited
Lewat jatuh tempo: Overdue:
1 - 45 hari 351.368.775
263.307.194 1 - 45 days
46 - 135 hari 167.047.013
62.400.029 46 - 135 days
136 - 365 hari 60.154.682
19.796.913 136 - 365 days
Lebih dari 365 hari 14.942.083
22.996.762 Over 365 days
Jumlah 593.512.553
368.500.898 Total
Berdasarkan hasil reviu keadaan piutang masing- masing pelanggan pada akhir periode pelaporan,
manajemen Grup berkeyakinan bahwa cadangan penurunan nilai telah memadai untuk menutup
kemungkinan kerugian atas tidak tertagihnya piutang usaha.
Based on a review of the status of the individual receivable accounts at end of reporting period, the
management of the Group believes that the allowance for impairment losses is adequate to
cover possible losses from uncollectible receivables.
Pada 31 Maret 2015 dan 31 Desember 2014, sebesar 91 dan 93 piutang usaha dijamin
dengan jaminan berupa bank garansi, deposito berjangka, asuransi kredit, dan harta berwujud
tanah, bangunan dan kendaraan bermotor oleh pelanggan dengan nilai wajar masing-masing
sebesar Rp2.771.453.219 dan Rp3.085.178.927. As of March 31, 2015 and December 31, 2014,
91 and 93 of trade receivables is collateralized by bank guarantees, time deposits, credit
insurance, and tangible assets land, buildings and vehicles by the customers with total fair value
amounting to Rp2,771,453,219 and Rp3,085,178,927, respectively.
Manajemen berpendapat bahwa piutang usaha yang telah jatuh tempo tetapi belum diturunkan nilainya
memiliki kualitas kredit yang baik. Management believes that trade receivables that
are past due but not impaired have good credit quality.
Piutang usaha tertentu digunakan sebagai jaminan atas fasilitas pinjaman non-cash loan dan fasilitas
kredit investasi Catatan 20. Certain trade receivables are used as collateral for
non-cash loan facilities and credit investment facilities Note 20.