Beban operasional lainnya Other operational expenses

PT. Bank Syariah Bukopin dh PT. Bank Persyarikatan Indonesia Catatan atas Laporan Keuangan Untuk tahun yang berakhir pada tanggal-tanggal 31 Desember 2008 dan 2007 Dalam Rupiah PT. Bank Syariah Bukopin formerly Bank Persyarikatan Indonesia Notes for Financial Statement For the year ended on 31st of December 2008 and 2007 In Rupiah 44 2008 2007

30. Beban operasional lainnya

Beban umum dan administrasi terdiri dari: Barang dan jasa Beban penyusutan aktiva tetap Pemeliharaan dan perbaikan Sewa Pendidikan dan pelatihan Pajak Proses kredit Promosi Asuransi Rekening konversi lainnya Jumlah beban umum dan administrasi Beban tenaga kerja, terdiri dari: Gaji dan upah Tunjangan transport dan makan Lembur Imbalan kerja Pesangon THRbonus Tunjangan kesehatan Asuransi tenaga kerja Tunjangan pajak Jumlah beban personalia Beban penyisihan penghapusan aktiva produktif, terdiri dari: Antar bank Kredit dan pembiayaan Aset lainnya Jumlah beban penyisihan penghapusan aktiva produktif Jumlah beban operasional lainnya 3,290,008,351 1,070,235,191 554,350,548 757,761,004 778,652,878 1,338,163,045 363,093,198 275,296,861 122,084,278 19,836,271 8,569,481,625 7,042,303,527 1,571,447,000 750,589,084 337,329,000 135,089,430 759,066,640 430,904,525 220,351,515 - 11,247,080,721 45,176,632 1,300,592,732 132,337,578 1,478,106,941 21,294,669,288 2,914,440,824 1,199,616,116 525,367,565 411,128,176 323,448,043 323,234,067 203,067,086 100,366,686 97,069,194 - 6,097,737,757 6,542,826,172 1,335,525,000 641,491,850 720,102,000 589,979,030 550,882,747 538,639,346 164,668,744 590,451 11,084,705,340 938,667,379 335,792,320 88,587 1,274,548,286 18,456,991,384

30. Other operational expenses

General and administration expenses consisting of: Goods and service Fixed asset Depreciation cost Maintenance and repairs Lease Education and training Tax Credit process Promotion Insurance Other conversion account Total of general and administration expenses Labor expenses, consisting of: Salary and wage Transporation and meal allowance Overtime Work compensation Severance pay Public Holiday allowancebonus Health allowance Labor insurance Tax allowance Total of personnel expenses Expense of write off profision of productive assets, consisting of: Inter bank Credit and financing Other assets Total of allowance of write off expenses of productive assets Total of other operational expenses PT. Bank Syariah Bukopin dh PT. Bank Persyarikatan Indonesia Catatan atas Laporan Keuangan Untuk tahun yang berakhir pada tanggal-tanggal 31 Desember 2008 dan 2007 Dalam Rupiah PT. Bank Syariah Bukopin formerly Bank Persyarikatan Indonesia Notes for Financial Statement For the year ended on 31st of December 2008 and 2007 In Rupiah 45 31. Pendapatan beban non-operasional 31. Non-operational revenue expenses