FIXED ASSETS continued Others continued

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 127

21. DEPOSITS FROM CUSTOMERS - DEMANDWADIAH DEMAND DEPOSITS continued

a. By currency, related parties and third parties continued: December 31, December 31, 2016 2015 Foreign currencies: Related parties Note 55 14,946,585 15,412,209 Third parties 47,673,116 55,511,975 Total Note 61B.v 62,619,701 70,924,184 186,983,328 172,154,488 Included in demand deposits were wadiah deposits amounting to Rp6,860,850 and Rp5,818,708 as of December 31, 2016 and 2015, respectively. b. Average interest rates cost of funds and range of profit sharing per annum: Average interest rates cost of funds per annum: Year ended December 31, 2016 2015 Rupiah 1.95 2.07 Foreign currencies 0.58 0.29 Range of profit sharing per annum on wadiah deposits: Rupiah 0.72 – 0.82 0.71- 0.84 Foreign currencies 0.18 – 0.82 0.18 - 0.84 c. As of December 31, 2016 and 2015, demand deposits pledged as collateral for bank guarantees, loans and trade finance facilities irrevocable Letters of Credits were amounting to Rp5,167,638 and Rp5,323,777, respectively Note 12B.c and 31e.

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS

a. By currency, type, related parties and third parties: December 31, December 31, 2016 2015 Rupiah: Related parties Note 55 Mandiri Saving Deposits 1,493,871 1,111,778 Third parties Mandiri Saving Deposits 244,828,147 219,154,260 Hajj Mandiri Saving Deposits 543,828 666,507 Total 246,865,846 220,932,545 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 128

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS continued

a. By currency, type, related parties and third parties continued: December 31, December 31, 2016 2015 Foreign currencies: Related parties Note 55 Mandiri Saving Deposits 479,216 230,297 Third parties Mandiri Saving Deposits 29,824,762 27,788,797 Total Note 61B.v 30,303,978 28,019,094 277,169,824 248,951,639 Included in saving deposits were wadiah deposits amounting to Rp2,593,437and Rp2,239,241 as of December 31, 2016 and 2015, respectively. b. Average interest rates cost of funds per annum: December 31, December 31, 2016 2015 Rupiah 1.15 1.24 Foreign currencies 0.20 0.20 c. As of December 31, 2016 and 2015, total saving pledged as collateral on loans were amounting to Rp11,034,714 and Rp7,655,250, respectively Note 12B.c. 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By currency, related parties and third parties: December 31, December 31, 2016 2015 Rupiah Related parties Note 55 41,995,012 30,689,101 Third parties 169,326,512 148,221,550 Total 211,321,524 178,910,651 Foreign currencies Related parties Note 55 4,276,987 6,568,109 Third parties 22,308,567 15,747,444 Total Note 61B.v 26,585,554 22,315,553 237,907,078 201,226,204 Include in deposits from customers-time depositsare Negotiable Certificate of Deposit NCD amounting to Rp421,228 and Rp145,237 as of December 31, 2016 and 2015, respectively. Total of unamortized interest expense on the certificate of time deposits as of December 31, 2016 and 2015, amounting to Rp85,772 and Rp6,763, respectively.