Temporary Syirkah Funds Note 38

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 210

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December 31, 2015 Account Corporate Commercial Micro and Business Consumer individual Treasury Market Head Offce Subsidiary - Sharia Subsidiary - Insurance Subsidiaries - other than Sharia and insurance Adjustment and elimination Total Consolidated statement of profit or loss and other comprehensive income Interest and sharia income 22,961,047 18,087,354 22,221,773 24,911,778 6,699,416 5,619,767 5,960,017 563,883 1,980,047 37,434,955 71,570,127 Interest and sharia expense 15,602,692 11,044,146 10,299,032 13,251,341 3,075,044 2,319,080 2,438,224 - 834,364 32,656,899 26,207,024 Net interest and sharia income 7,358,355 7,043,208 11,922,741 11,660,437 3,624,372 3,300,687 3,521,793 563,883 1,145,683 4,778,056 45,363,103 Net premium income - - - - - - - 3,137,070 - - 3,137,070 Net interest and sharia and premium income 7,358,355 7,043,208 11,922,741 11,660,437 3,624,372 3,300,687 3,521,793 3,700,953 1,145,683 4,778,056 48,500,173 Other operating income: Other fees and commission 1,473,053 1,090,116 2,067,761 3,924,852 628,743 397,209 531,382 - 499,485 597,791 10,014,810 Other 157,160 74,290 - 2,365,908 3,050,143 2,530,242 406,636 332,818 495,886 1,049,215 8,363,868 Total 1,630,213 1,164,406 2,067,761 6,290,760 3,678,886 2,927,451 938,018 332,818 995,371 1,647,006 18,378,678 Reversal ofallowance for impairment losses on financial assets and others 417,617 3,299,185 3,692,115 1,765,019 107,010 1,423,487 1,046,506 - 317,315 25,725 12,042,529 Unrealised gainslosses from increasedecrease in fair value of marketable securities, government bonds, and policyholders’ investment in unit-link contracts - - - - - 2,402 - 19,100 1,608 - 18,306 Gain on sale of marketable securities and government bonds - - - - - 300,559 - 6,852 18,208 - 275,499 Other operating expenses: Salaries and employee benefit 201,940 256,884 1,657,435 307,182 229,018 7,250,762 1,370,215 390,981 712,238 - 12,376,655 General and administrative expenses 159,579 108,898 1,192,220 1,021,764 207,086 7,344,762 1,436,005 812,102 517,435 - 12,799,851 Other 312,366 105,220 237,232 741,646 115,081 1,397,201 246,762 946,066 74,256 597,793 3,578,037 Total 673,885 471,002 3,086,887 2,070,592 551,185 15,992,725 3,052,982 2,149,149 1,303,929 597,793 28,754,543 Non operating Incomeexpense - net - - 1 - 872 55,397 13,804 15,363 24,253 - 30,458 Tax expense - - - - - 4,595,316 84,551 402,538 134,627 - 5,217,032 Net income 7,897,066 4,437,427 7,211,501 14,115,586 6,645,935 15,425,032 289,576 1,440,769 341,114 5,801,544 21,152,398 Net income attributable to: Noncontrolling interest - - - - - - - - - - 817,430 Parent entity - - - - - - - - - - 20,334,968 Consolidated statement of financial position Loans - gross 196,591,585 160,621,315 102,960,908 72,250,040 1,425,147 2,180,817 50,265,370 - 1,646,977 1,266,722 586,675,437 Total assets 210,851,234 160,085,871 100,195,492 71,809,645 208,997,625 55,611,246 70,369,709 26,426,301 16,173,033 10,456,747 910,063,409 Demand deposits Wadiah demand deposits 86,552,341 38,120,057 37,191,011 2,350,335 2,191,203 - 5,818,708 - 57,625 126,792 172,154,488 Saving deposit Wadiah saving deposits 4,800,091 8,560,670 82,972,451 149,938,295 53,203 - 2,239,241 - 387,688 - 248,951,639 Time deposits 62,797,703 16,949,213 22,866,116 94,694,842 3,123,398 - - - 1,413,398 618,466 201,226,204 Total deposit from customers 154,150,135 63,629,940 143,029,578 246,983,472 5,367,804 - 8,057,949 - 1,858,711 745,258 622,332,331 Total liabilities 154,562,581 64,091,793 144,237,479 247,506,844 14,214,393 71,192,057 10,383,106 22,618,375 12,534,868 5,142,791 736,198,705 Appropriate with operation segments of Bank Mandiri Note 2ak. Include component of internal transfer pricing among operating segments. Include elimination of internal transfer pricing or reclassification among operating segment and elimination against Subsidiaries. Represent impact of foreign exchange which not being allocated to each operating segment. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 211

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