INTANGIBLE ASSETS December 31, December 31, OTHER ASSETS December 31, December 31,

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 128

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS continued

a. By currency, type, related parties and third parties continued: December 31, December 31, 2016 2015 Foreign currencies: Related parties Note 55 Mandiri Saving Deposits 479,216 230,297 Third parties Mandiri Saving Deposits 29,824,762 27,788,797 Total Note 61B.v 30,303,978 28,019,094 277,169,824 248,951,639 Included in saving deposits were wadiah deposits amounting to Rp2,593,437and Rp2,239,241 as of December 31, 2016 and 2015, respectively. b. Average interest rates cost of funds per annum: December 31, December 31, 2016 2015 Rupiah 1.15 1.24 Foreign currencies 0.20 0.20 c. As of December 31, 2016 and 2015, total saving pledged as collateral on loans were amounting to Rp11,034,714 and Rp7,655,250, respectively Note 12B.c. 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By currency, related parties and third parties: December 31, December 31, 2016 2015 Rupiah Related parties Note 55 41,995,012 30,689,101 Third parties 169,326,512 148,221,550 Total 211,321,524 178,910,651 Foreign currencies Related parties Note 55 4,276,987 6,568,109 Third parties 22,308,567 15,747,444 Total Note 61B.v 26,585,554 22,315,553 237,907,078 201,226,204 Include in deposits from customers-time depositsare Negotiable Certificate of Deposit NCD amounting to Rp421,228 and Rp145,237 as of December 31, 2016 and 2015, respectively. Total of unamortized interest expense on the certificate of time deposits as of December 31, 2016 and 2015, amounting to Rp85,772 and Rp6,763, respectively. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 129

23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued

b. By contract period: December 31, December 31, 2016 2015 Rupiah: 1 month 107,384,126 96,126,946 3 months 76,508,126 63,937,370 6 months 13,195,584 10,695,019 12 months 12,722,241 6,681,979 Over 12 months 1,511,447 1,469,337 Total 211,321,524 178,910,651 Foreign currencies: 1 month 16,482,563 15,045,077 3 months 4,495,458 2,981,268 6 months 3,518,043 1,354,467 12 months 1,843,004 2,636,163 Over 12 months 246,486 298,578 Total Note 61B.v 26,585,554 22,315,553 237,907,078 201,226,204 c. By remaining period to maturity date: December 31, December 31, 2016 2015 Rupiah: Less than 1 month 126,386,234 113,525,112 1 - 3 months 64,574,126 52,252,923 3 - 6 months 12,020,949 8,485,894 6 - 12 months 6,836,426 3,415,205 Over 12 months 1,503,789 1,231,517 Total 211,321,524 178,910,651 Foreign currencies: Less than 1 month 17,306,621 16,241,112 1 - 3 months 5,241,837 3,223,240 3 - 6 months 2,520,794 1,110,921 6 - 12 months 1,498,945 1,728,799 Over 12 months 17,357 11,481 Total Note 61B.v 26,585,554 22,315,553 237,907,078 201,226,204 d. Average interest rates cost of funds per annum: December 31, December 31, 2016 2015 Rupiah 6.63 7.77 Foreign currencies 0.55 1.17 e. As of December 31, 2016 and 2015, total time deposits pledged as collateral on loans were amounting to Rp24,445,165 and Rp23,162,101, respectively Note 12B.c.