66
Q 4 2006 Loan D etail: N ew D owngrades to Category 2
Loan Profile: Q4 Downgrades to Cat. 2 loans Rp 1,283 bn - Bank Only
40.6 are for Commercial 41.5 are for Corporate customers
68.5 are current 0.5 are 1 day overdue
Primary sectors downgraded are:
¾
Mining
¾
W ood Manufacturing
¾
T rading
¾
FB Manufacturing
73.8 are Rupiah loans
60.7 are W orking Capital loans
10.9 are Restructured loans Rp 1,283 billion 1.2 of total loans in
Corporate, Commercial Small Business loans were downgraded to
Category 2 in Q 4. O f the downgraded Special Mention Loans in Q 4:
Corp C
o m
m Small
C u
rr e
n t
1 D ay 30
31-60 61+
Mining Mfg-W ood
Mfg-O th Trading-O th
Mfg-FB T rading-Ret
Agri Mfg-Metal
Oth5
ID R USD
W C Invest
Export O ther
P o
st -m
e rg
e r
Restr O ther
10 20
30 40
50 60
70 80
90 100
GAS Int. Aging
Sector Cur rency
Purpose Backgrnd
Excluding Micro Consumer Loans O nly
67
Q 4 2006 Loan D etail: Category 2 Loans
Loan Profile: Q4 Category 2 Loans Rp 14,623 bn Bank Only
73.1 are to Corporate customers
72.8 are current or 1 day overdue
Primary sectors in Category 2 are:
¾
Pulp Paper
¾
T extile Manufacturing
¾
Chemical Manufacturing
¾
T rading
¾
Plantations
60.3 are U S Dollar loans
38.7 are W orking Capital loans
48.4 are Restructured loans
13.9 were purchased from IBRA
33.3 saw no change in collectibility Rp 14,623 billion 13.4 of total loans
in Corporate, Commercial Small Business loans were in Category 2 in
Q 4. O f these Special Mention loans in Q 4:
C o
rp C
o m
m Small
C u
rr e
n t
1 D ay 30
31-60 61+
Mfg-PP Mfg-Text
Mfg-O th Mfg-Chem
Trading Agri
Constr Trans
O th 5
USD ID R
W C
Invest Synd
O ther
R e
st r
P o
st -m
e rg
e r
IBRA
O ther
N ew Bal. UG to PL
PL D G PL N C
10 20
30 40
50 60
70 80
90 100
GAS D ays Aging
Sector Cur rency
Purpose Backgrnd
Move.
Excluding Micro Consumer Loans O nly
68
87.4 were to Corporate borrowers
