76
Q 4 2006 Loan D etail: Foreign Currency Loans
Loan Profile: Q4 FX Loans Rp 33,877 bn Bank Only
74.7 are performing loans with 26.0 in Category 2
71.5 of Category 2 loans are current in interest payments
25.7 of N PLs are current in interest payments
Primary sectors in Corporate are:
¾
Manufacturing of
Chemicals
T extiles Leather
Pulp Paper
¾
Agriculture
¾
Mining
77.5 are Corporate loans
43.6 are W orking Capital loans
26.1 are Restructured loans
7.3 were purchased from IBRA Rp 33,877 billion in loans were foreign
currency denominated in Q 4, or 31.0 of total loans. O f the FX Loans in Q 4:
1 2
3 5
C u
rr e
n t
1 D ay 30
31-60 61+
Mining Mfg-PP
Mfg-Chem Mfg-O th
Mfg-T ext Mfg-FB
Agri Trading
O th 5
C o
rp C
o m
m
W C
Invest Synd
Export
P o
st -m
e rg
e r
Restr LC
IBRA O ther
N ew Bal. N PL D G
N PL N C D G to N PL
UG to PL PL D G
PL N C PL UG
10 20
30 40
50 60
70 80
90 100
C ollect C at 2 Aging
Sector Business
Purpose Backgrnd
M ove
Excluding Micro Consumer Loans O nly
C a
rd s
is su
e d
r e
a c
h e
d 8
7 3
k ,
w it
h Q
4 t
ra n
sa c
ti o
n s
o f
R p
9 1
5 b
n
M a
n d
ir i V
is a
C a
rd H
o ld
e rs
a n
d E
O Q
R e
c e
iv a
b le
s
1,367.4 1,279.4
1,240.8 1,230.7
1,292.8
1,353.6 1,256.6
1,205.8
1,135.6 933.6
823.2
567.5 645.9
747.9 814.9
785.7 1,270.2
8 7
2 .5
7 8
4 .1
7 5
2 .4
6 5
.7
2 2
5 .7
2 7
5 .3
3 3
8 .2
4 1
8 .0
7 9
.4
Q 4 02 Q 1 03
Q 2 03 Q 3 03
Q 4 03 Q 1 04
Q 2 04 Q 3 04
Q 4 04 Q 1 05
Q 2 05 Q 3 05
Q 4 05 Q 1 06
Q 2 06 Q 3 06
Q 4 06
R e
c e
iv a
b le
s R
p B
n
C a
rd s
s
250 332
504 535
521 532
606 600
553 621
755 836
6 8
7 2
6 8
8 6
4 8
2 4
1 6
1 1
8 8
2 3
4 2
3 1
1
5 6
8 1
6 2
2 2
3 3
7 3
6 1
5 7
5 9
Q 1 04 Q 2 04
Q 3 04 Q 4 04
Q 1 05 Q 2 05
Q 3 05 Q 4 05
Q 1 06 Q 2 06
Q 3 06 Q 4 06
T r
a n
sf e
r B
a la
n c
e
C a
sh A
d v
a n
c e
R e
ta il
V is
a C
a rd
Q u
a rt
e rl
y S
a le
s b y
T y
p e
o f T
ra n
sa c
ti o
n
R p
B il
li o
n
T rans
fe rred
fr o
m G
E
78
Credit Card portfolio continued to improve in Q 4
Mandiri Visa Card Delinquency Rates
106.1
82.9
38.6 35.9
38.9 45.4
67.2 75.6
98.7 140.9
21.2 25.4
15.9 11.8 12.4
7.5 0.0
12.2 13.1 15.7
30.9
2.6 2.3
87.5 103.0
70.7
14.9 9.6
3.1 1.9
2.3 2.3
2.5 0.40.9
1.5 1.6 1.9
