51
Summary Q uarterly Balance Sheet: Q 4 ‘05 – Q 4 ‘06
23.9 107.7
47.0 42.3
197.0 94.7
13.2 26.8
81.0 107.8
61.1 28.9
2.3 92.3
3.8 12.6
0.0 10.3
20.2 3.0
255.3
Rp tn
Q 2 ‘06
120.5 1.6
14.3 8.4
7.3 6.5
Certificates of BI
6.3 2.4
21.6 19.5
22.2 20.3
Current Accounts wBI
58.6 0.4
4.0 3.3
3.3 2.5
Cash
24.4 102.7
48.8 42.9
194.4 95.5
13.3 26.8
82.0 108.8
61.1 29.0
0.8 90.9
3.8 13.9
0.4 253.7
Rp tn
Q 3 ‘06
26.3 96.6
60.3 48.8
205.7 103.3
14.4 19.2
98.4 117.7
61.1 28.7
0.8 90.7
4.0 10.0
0.0 267.5
Rp tn
Q 4 ‘06
13.5 2.9
23.9 23.2
Shareholders’ Equity 14.3
10.7
110.1 112.7
Certificate Time Deposits
27.9 6.7
43.8 47.2
Savings Deposits
5.2 5.4
44.1 46.4
Demand Deposits
0.3 22.8
198.1 206.3
T otal Deposits – N on-Bank 28.5
2.1
27.5 26.9
N on-Performing Loans
10.3 13.1
105.1 106.7
Loans
21.7 1.6
12.9 11.8
Allowances
0.0 6.8
61.1 61.1
H TM
0.3 3.2
28.9 28.8
AFS
1.5 10.1
92.2 92.1
Government Bonds
8.9 11.5
92.2 94.9
Loans – N et 23.4
10.9
77.6 79.8
Performing Loans
61.1 0.1
2.2 2.1
Trading
0.8 0.4
3.5 4.0
Securities - N et
38.1 1.1
16.3 16.1
Current Accounts Placements wO ther Banks
100.0 0.0
0.0 8.3
O ther Placements wBI
1.6 29.7
254.9 263.4
T otal Assets
Change U S
bn Rp tn
Rp tn
Y-o-Y
Q 1 ‘06 Q 4 ‘05
USD 1 = Rp9,003
52
Summary PL Information – Q 4 2006
1.0 1.1
0.1 1.2
0.2 1.3
1.9 1.8
0.1 0.7
3.2 6.2
9.4
of Av.Assets
623 736
63 799
139 842
1,241 1,134
50 432
2,071 3,952
6,023
Rp Billions
Q 4 2005
15.7
0.1
81
0.1 70
Gain from Increase in Value Sale of Bonds
291.7
0.1
94
0.0 24
N on O perating Income 6.6
0.2
161
0.2 151
O ther O perating Expenses
66.2
1.6
1,032
1.0 621
N et Income Before T ax 25.4
1.6
1,016
1.3 810
G A Expenses 22.7
1.3
870
1.1 709
Personnel Expenses 49.0
0.9
567
1.7 1,112
Provisions, N et
231.7
1.9
1,234
0.6 372
N et Income After T ax 57.1
1.4
938
0.9 597
Profit from Operations 11.6
0.9
603
1.1 682
O ther O perating Income 9.2
4.4
2,868
4.1 2,627
N et Interest Income 9.4
5.5
3,566
6.2 3,934
Interest Expense 1.9
9.9
6,434
10.3 6,561
Interest Income
of Av.Assets
Rp Billions
of Av.Assets
Rp Billions
Q -o-Q Change
Q 4 2006
Q 3 2006
of Average Assets on an annualized basis primarily premiums paid under the blanket guarantee scheme
53
Series Interest
Mark to Fixed Rate
FR0002 15-Jun-09 14.00
68 111.34
76 FR0013
15-Sep-10 15.43
30,000 119.07
35,720 FR0010
15-Mar-10 13.15
1,350,000 100.00
1,350,000 FR0014
15-N ov-10 15.58
20,000 2,947
120.06 24,013
3,538 FR0017
15-Jan-12 13.15
20,000 114.60
22,920 FR0018
15-Jul-12 13.18
20,000 115.46
23,092 FR0019
15-Jun-13 14.25
20,000 1,101,133
121.71 24,343
1,340,222 FR0020
15-D ec-13 14.28
533,538 538,491
122.60 654,112
660,185
Sub T otal 643,606
1,642,571 1,350,000
784,274 2,003,945
1,350,000 Variable Rate
VR0013 25-Jan-08
11.36 858,384
100.07 858,993
VR0017 25-Jun-11
9.50 50,000
328,270 100.00
49,999 328,263
VR0019 25-D ec-14
9.50 5,050,000
1,114,300 99.95
5,047,374 1,114,300
VR0020 25-Apr-15
11.36 4,100,000
391,029 100.07
4,102,870 391,029
VR0021 25-N ov-15
9.50 2,400,000
690 99.89
2,397,288 690
VR0022 25-Mar-16
9.50 692,844
6,796,813 99.90
692,137 6,796,813
VR0023 25-O ct-16
11.36 659,738
4,086,068 99.97
659,540 4,086,068
VR0024 25-Feb-17
9.50 8,210,550
100.00 8,210,550
VR0025 25-Sep-17
9.50 5,210,550
100.00 5,210,550
VR0026 25-Jan-18
11.36 3,475,267
