are performing loans, with 11.1 in Category 2 of Category 2 loans are current in interest payments are Rupiah loans are W orking Capital loans are Restructured loans were purchased from IBRA are performing, with 12.4 in Category 2 in Category 2 are curren

63 1 2 3 4 5 C u rre n t 1 Day 30 31-60 61+ Mfg-FB Mfg-Oth Mfg-Chem Agri Mfg-PP Mfg-Text Constr Trading Oth5 IDR USD WC Invest. Synd. Export Other O rgani c Restr IBRA OS New Bal. NPL DG NPL NC DG to NPL PL NC PL UG 10 20 30 40 50 60 70 80 90 100 Collect. Cat. 2 Aging Sector Currency Purpose Backgrnd Movement „

61.2 are performing loans, with 11.1 in Category 2

„

83.4 of Category 2 loans are current in interest payments

„

23.0 of N PLs are current in interest payments, with another 8.0 less

than 30 days overdue „ Primary sectors in Corporate are: ¾ Food Beverage Mfg ¾ Chemical Mfg ¾ Pulp Paper Mfg ¾ Agriculture „

51.5 are Rupiah loans

„

43.5 are W orking Capital loans

„

29.9 are Restructured loans

„

8.1 were purchased from IBRA

Q 1 2006 Loan D etail: Corporate Loans Loan Profile: Q 1 Corporate Loans O nly Rp 43,073 bn Bank O nly Rp 43,073 billion in loans were in the Corporate portfolio in Q 1, or 43.9 of total loans. O f the Corporate Loans in Q 1: 64 „

76.7 are performing, with 12.4 in Category 2

„

50.8 in Category 2 are current or 1 day overdue in interest payments

„

20.5 of N PLs are current in interest payments and 4.2 are less than 30

days overdue „ Primary sectors in Commercial are: ¾ Construction ¾ Agriculture ¾ T rading Retail ¾ Business Services „

81.3 are Rupiah loans

„

51.2 are W orking Capital loans

„

14.1 are Restructured loans

„

1.5 were purchased from IBRA

1 2 3 4 5 C u rre n t 1 Day 30 31-60 61+ Mfg-Oth Constr Agri Trading-Oth Trading-Ret Bus Serv Mfg-Chem Mfg-Text Oth5 IDR USD WC Invest. Export Program Other O rgani c Restr IBRA New Bal. NPL DG NPL NC DG to NPL PL DG PL NC PL UG 10 20 30 40 50 60 70 80 90 100 Collect. Cat. 2 Aging Sector Currency Purpose Backgrnd Movement Q 1 2006 Loan D etail: Commercial Small Business Loans Loan Profile: Q 1 Commercial Small Loans O nly Rp 41,694 bn Bank O nly Rp 41,694 billion in loans were in the Commercial portfolio in Q 1, or 42.5 of total loans. O f the Commercial Small Business Loans in Q 1: Excluding Micro Loans 65 Q 1 2006 Loan D etail: Rupiah Loans Loan Profile: Q 1 Loans Rp 56,095 bn Bank O nly 1 2 3 4 5 C u rre n t 1 Day 30 31-60 61+ Mfg-Oth Mfg-FB Agri Constr Trading-Oth Trading-Ret Bus Serv Oth5 Cor p Com m Small WC Invest Export Program Other O rgani c Restr IBRA New Bal. NPL DG NPL NC DG to NPL PL DG PL NC PL UG 10 20 30 40 50 60 70 80 90 100 Collect Cat 2 Aging Sector Business Purpose Backgrnd Move „

79.2 are performing loans with 10.6 in Category 2