Summary
ROAA =
Total Income/ average total asset
Des 2013
Tot al Asset
1,030,536,612
Des 2014
1,080,892,248
Net Incom e Aft er Tax
3.44%
Des 2012
1,086,141,003
Des 2013
1,030,536,612
Net Incom e Aft er Tax
1,014,126,818
Des 2012
1,086,141,003
Net Incom e Aft er Tax
Tot al Average Asset 2012
1,050,133,911
43,331,717
ROAA
4.13%
Des 2010
741,472,420
Des 2011
1,014,126,818
Net Incom e Aft er Tax
Tot al Average Asset 2011
877,799,619
39,298,670
ROAA
4.48%
Des 2009
Tot al Asset
1,058,338,808
2.98%
Des 2011
Tot al Asset
Tot al Average Asset 2013
31,580,099
ROAA
Tot al Asset
1,055,714,430
36,298,508
ROAA
Tot al Asset
Tot al Average Asset 2014
415,203,635
Des 2010
741,472,420
Tot al Average Asset 2010
578,338,028
Net Incom e Aft er Tax
28,228,808
ROAA
ROAE =
4.88%
Net Income/ average equity
Des 2013
Tot al Equit y
260,446,046
Des 2014
287,027,254
Net Incom e
13.26%
Des 2012
239,662,947
Des 2013
260,446,046
Net Incom e
250,054,497
12.63%
Des 2011
206,048,530
Des 2012
239,662,947
Net Incom e
Tot al Average Equit y 2012
222,855,739
43,331,717
ROAE
19.44%
Des 2010
Tot al Equit y
Tot al Average Equit y 2013
31,580,099
ROAE
Tot al Equit y
273,736,650
36,298,508
ROAE
Tot al Equit y
Tot al Average Equit y 2014
165,799,812
Des 2011
206,048,530
Tot al Average Equit y 2011
185,924,171
Net Incom e
39,298,670
ROAE
21.14%
Des 2009
Tot al Equit y
Des 2010
144,546,004
Tot al Average Equit y 2010
165,799,812
Net Incom e
28,228,808
ROAE
Operating Profit M argin
EBIT
Revenue
155,172,908
18.19%
2014
2013
2012
2011
2010
28.44%
25.05%
33.47%
33.07%
33.42%
47,635,316
44,458,567
57,825,968
50,451,055
35,919,700
167,481,917
177,455,528
172,766,238
152,578,174
107,472,869
2014
2013
2012
2011
2010
2.8
3.0
3.5
3.9
3.5
Tot al Liabilit es
793,864,994
770,090,566
846,478,056
808,078,288
575,672,608
Tot al Equit y
287,027,254
260,446,046
239,662,947
206,048,530
165,799,812
Debt to Equity Ratio
Debt to Total Asset Ratio
Tot al Liabilit ies
2014
2013
2012
2011
2010
0.73
0.75
0.78
0.80
0.78
793,864,994
770,090,566
846,478,056
808,078,288
575,672,608
Tot al Asset
1,080,892,248
1,030,536,612
1,086,141,003
1,014,126,818
741,472,420
Total Income/ average total asset
Des 2013
Tot al Asset
1,030,536,612
Des 2014
1,080,892,248
Net Incom e Aft er Tax
3.44%
Des 2012
1,086,141,003
Des 2013
1,030,536,612
Net Incom e Aft er Tax
1,014,126,818
Des 2012
1,086,141,003
Net Incom e Aft er Tax
Tot al Average Asset 2012
1,050,133,911
43,331,717
ROAA
4.13%
Des 2010
741,472,420
Des 2011
1,014,126,818
Net Incom e Aft er Tax
Tot al Average Asset 2011
877,799,619
39,298,670
ROAA
4.48%
Des 2009
Tot al Asset
1,058,338,808
2.98%
Des 2011
Tot al Asset
Tot al Average Asset 2013
31,580,099
ROAA
Tot al Asset
1,055,714,430
36,298,508
ROAA
Tot al Asset
Tot al Average Asset 2014
415,203,635
Des 2010
741,472,420
Tot al Average Asset 2010
578,338,028
Net Incom e Aft er Tax
28,228,808
ROAA
ROAE =
4.88%
Net Income/ average equity
Des 2013
Tot al Equit y
260,446,046
Des 2014
287,027,254
Net Incom e
13.26%
Des 2012
239,662,947
Des 2013
260,446,046
Net Incom e
250,054,497
12.63%
Des 2011
206,048,530
Des 2012
239,662,947
Net Incom e
Tot al Average Equit y 2012
222,855,739
43,331,717
ROAE
19.44%
Des 2010
Tot al Equit y
Tot al Average Equit y 2013
31,580,099
ROAE
Tot al Equit y
273,736,650
36,298,508
ROAE
Tot al Equit y
Tot al Average Equit y 2014
165,799,812
Des 2011
206,048,530
Tot al Average Equit y 2011
185,924,171
Net Incom e
39,298,670
ROAE
21.14%
Des 2009
Tot al Equit y
Des 2010
144,546,004
Tot al Average Equit y 2010
165,799,812
Net Incom e
28,228,808
ROAE
Operating Profit M argin
EBIT
Revenue
155,172,908
18.19%
2014
2013
2012
2011
2010
28.44%
25.05%
33.47%
33.07%
33.42%
47,635,316
44,458,567
57,825,968
50,451,055
35,919,700
167,481,917
177,455,528
172,766,238
152,578,174
107,472,869
2014
2013
2012
2011
2010
2.8
3.0
3.5
3.9
3.5
Tot al Liabilit es
793,864,994
770,090,566
846,478,056
808,078,288
575,672,608
Tot al Equit y
287,027,254
260,446,046
239,662,947
206,048,530
165,799,812
Debt to Equity Ratio
Debt to Total Asset Ratio
Tot al Liabilit ies
2014
2013
2012
2011
2010
0.73
0.75
0.78
0.80
0.78
793,864,994
770,090,566
846,478,056
808,078,288
575,672,608
Tot al Asset
1,080,892,248
1,030,536,612
1,086,141,003
1,014,126,818
741,472,420