E ff
ic ie
n c
y m
e as
u re
s re
la ti
v e
t o
p e
e rs
B an
k O
n ly
, A
s o
f M
ar c
h 2
6
69.6 64.1
57.8 56.4
54.7 52.5
48.5 46.9
44.4 42.9
Permata BII
BN I Lippo
N iaga D anamon
BRI BCA
Mandiri Panin
179 150
139 132
119 83
83 77
102 118
Panin N iaga
Mandiri BCA
BRI BN I
BII Lippo
Permata D anamon
9,609 9,016
8,186 6,163
6,056 4,620
4,216 4,040
3,144 2,810
Panin Mandiri
N iaga BCA
BN I BII
Permata Lippo
BRI D anamon
7,182 2,212
1,463
2,459 2,488
2,664 3,057
3,227 4,631
5,972 N iaga
Panin Mandiri
Permata BN I
BII BCA
BRI D anamon
Lippo
R e
v e
n u
e E
m p
lo y
e e
R p
M n
C o
st I
n c
o m
e
L o
a n
s E
m p
lo y
e e
R p
M n
D e
p o
si ts
E m
p lo
y e
e
R p
M n
77 67
60 56
26 23
21 17
37 15
Panin BCA
N iaga BRI
Mandiri Lippo
BII D anamon
BN I Permata
P re
T a
x I
n c
o m
e E
m p
lo y
e e
R p
M n
3.3 3.5
3.6 3.7
4.0 4.3
4.4 5.8
2.4 2.1 Mandiri
Panin N iaga
BCA BN I
D anamon Lippo
BII Permata
BRI
C o
st A
ss e
ts
In d
u st
ry A
v e
ra ge
A n
n u
a li
z e
d
M e
as u
re s
o f
sc al
e a
n d
r e
tu rn
s re
la ti
v e
t o
p e
e rs
B an
k O
n ly
, A
s o
f M
ar c
h 2
6
36.4 26.8
21.4 20.3
18.5 14.9
12.6 11.4
10.9 9.3
BRI BCA
BII Lippo
N iaga Panin
Permata D anamon
BN I Mandiri
948 909
762 746
504 255
213 180
396 306
BN I Mandiri
BCA D anamon
BRI Lippo
Permata BII
N iaga Panin
11.5 7.4
7.0 6.3
5.6 5.5
5.3 5.1
4.0 3.8
BRI BCA
Lippo D anamon
N iaga Permata
BN I BII
Panin Mandiri
31,079 4,115
2,597
5,753 6,889
7,562 16,139
19,570 20,896
21,179 BRI
Mandiri BCA
BN I D anamon
BII Permata
Lippo N iaga
Panin
B ra
n c
h e
s R
e tu
rn o
n E
q u
it y
A ft
e r T
a x
E m
p lo
y e
e s
N e
t I n
te re
st M
a rg
in s
5.6 3.7
2.4 2.4
2.2 2.0
1.5 1.2
1.2 0.9
BRI BCA
Panin N iaga
Lippo D anamon
BII Permata
Mandiri BN I
R e
tu rn
o n
A ss
e ts
B e
fo re
T a
x
3,447 2,664
2,272 804
717 691
674 546
298 197
BCA Mandiri
BN I D anamon
BII Lippo
BRI Permata
N iaga Panin
A T
M s
In d
u st
ry A
v e
ra ge
June 30,2006 June 30,2005
June 30,2006 June 30,2005
ASSETS
1.
C a s h 2,932,671
2,264,891 3,031,655
2,348,426
2.
Placements with Bank Indonesia a. Current accounts with Bank Indonesia
19,753,925 15,392,413
20,157,308 15,855,896
b. Certificates of Bank Indonesia 9,754,066
5,392,738 10,289,064
5,432,737 c. O thers
- 4,095,958
- 4,095,958
3.
Current accounts with other banks a. Rupiah
1,453 5,618
5,616 9,198
b. Foreign currencies 654,385
1,151,287 671,213
1,119,092
4.
Placements with other banks a. Rupiah
1,455,196 3,549,710
1,539,827 3,613,310
Allowance for possible losses on placements with other banks - - 14,653
35,558 16,126
35,750 b. Foreign currencies
10,360,804 8,609,656
10,527,301 8,840,921
Allowance for possible losses on placements with other banks - - 111,175
97,214 111,200
99,162
5.
Securities a. Rupiah
i. Trading
298,863 328,041
623,008 774,436
ii. Available for sale 889,164
1,276,450 1,440,261
1,692,957 iii. Held to maturity
1,026,004 1,080,266
1,026,004 1,138,219
Allowance for possible losses on securities - - 1,076,712
1,126,652 1,081,681
1,130,734 b. Foreign currencies
i. Trading
82,394 39,612
140,980 98,014
ii. Available for sale 114,205
117,372 382,457
582,586 iii. Held to maturity
1,139,358 1,314,779
1,359,479 1,629,993
Allowance for possible losses on securities - - 50,881
88,668 50,881
89,029
6.
Securities sold with agreement to repurchase -
- -
-
7.
Government Recapitalization Bonds a. Trading
2,340,010 2,248,358
2,340,011 2,435,779
b. Available for sale 28,778,615
