55
Loan Profile: Q2 Restructured Loans Rp 18,611 bn Bank Only
52.4 are performing
43.6 of loans in Category 2 are current in interest payments
Of the 47.6 which are in N PL, 7.8 are current in interest payments
Primary sectors are:
¾
Agriculture
¾
Manufacturing
•
Chemicals
•
T extiles
•
F B
57.9 are Rupiah loans
34.7 are W orking Capital loans
69.0 are to Corporate customers
5.4 deteriorated in collectibility
3.6 showed improved collectibility Of the remaining Rp 18,611 billion in
restructured Corporate, Commercial Small Business loans in Q2, or 18.6
of total loans:
1 2
3 4
5
C u
rr e
n t
30 Days 61-90 Days
90+
Mfg-O th Agri
Mfg-Text Mfg-Chem
Mfg-FB Mfg-PP
Mfg-NonM Trading
O th5
IDR USD
W C Invest.
Export Synd.
Program
C o
rp C
o m
m Small
PL UG PL NC
PL DG UG to PL
NPL UG NPL NC
NPL DG
10 20
30 40
50 60
70 80
90 100
Collect. N PL Aging
Sector Currency
Purpose GAS
Movement
Excluding Micro Consumer Loans Only
56
Loan Profile: Q2 IBRA Loans Rp 4,070 bn Bank Only
23.5 are performing
85.1 of loans in Category 2 are current in interest payments
Of the 76.5 which are in N PL, 2.6 are current in interest payments
Primary sectors are:
¾
Manufacturing
•
Pulp Paper
•
W ood
•
T extiles
¾
Construction
84.7 are U S Dollar loans
41.0 are Syndicated loans, with another 33.9 Investment loans
85.4 are to Corporate customers
3.7 deteriorated in collectibility during the quarter
Rp 4,070 billion in loans purchased from IBRA remain on the books as of
Q2, accounting for 4.1 of total loans:
1 2
3
4
5
Current 90+
Mfg-PP Mfg-W ood
Mfg-O th Constr
Trading Mfg-Text
Agri
USD IDR
Synd. Invest.
W C Export
Program
C o
rp C
o m
m
PL NC UG to PL
NPL UG NPL NC
NPL DG
10 20
30 40
50 60
70 80
90 100
Collect. N PL Aging
Sector Currency
Purpose GAS
Movement
Excluding Micro Consumer Loans Only
57
Plantations 9.2
Trading-Oth 9.4
Oth4 16.1
Mfg-PP 4.5
Trading-Ret 5.3
Bus Serv 5.5
Mfg-Oth 13.7
Mfg-FB 12.1
Constr 8.7
Mfg-Text 7.3
Mfg-Chem 8.2
Mfg-Oth Mfg-FB
Trading-Oth Plantations
Constr Mfg-Chem
Mfg-Text Bus Serv
Trading-Ret Mfg-PP
Oth4
1 N on-consolidated numbers
Each sector 4
58
1 2
3 4
5
C u
rr e
n t
30 31-60
Mfg-FB Mfg-O th
Mfg-Chem Mfg-Text
Plantations Mfg-PP
Trading Constr
Bus Serv O th5
IDR USD
W C Invest.
Synd. Export
Program
P o
st -m
e rg
e r
Restr IBRA
LC O S
O ther
New Bal. PL NC
UG to PL NPL UG
NPL NC NPL DG
10 20
30 40
50 60
70 80
90 100
Collect. Cat. 2
Aging Sector
Currency Purpose
Backgrnd Movement
64.3 are performing loans, with 12.3 in Category 2
