TEMPORARY buku prospektus final pdsb jan 2014

NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued Seluruh investasi tidak terikat dilakukan dalam mata uang Rupiah, yang terdiri dari: All not restricted investments are made in Indonesian Rupiah, which consists of: 1 Januari 2010 30 Juni 31 Desember 2009 June 30, January 1, 2010 2013 2012 2011 2010 December 31, 2009 Rp000 Rp000 Rp000 Rp000 Rp000 Bank Bank Tabungan Mudharabah - Pihak ketiga - 286.761 - - - Mudharabah Savings Deposits - Third parties Deposito berjangka Mudharabah Mudharabah Time Deposits Pihak berelasi 250.000.000 200.000.000 - - - Related parties Pihak ketiga 199.940 20.199.940 127.405 500.000 - Third parties Jumlah 250.199.940 220.199.940 127.405 500.000 - Total Jumlah dana syirkah temporer dari bank 250.199.940 220.486.701 127.405 500.000 - Total temporary syirkah funds from banks Bukan Bank Non Bank Tabungan Mudharabah Mudharabah Saving Deposits Pihak berelasi 259.270 243.850 - - - Related parties Pihak ketiga 106.616.164 29.796.488 7.661.319 4.026.570 314.058 Third parties Jumlah 106.875.434 30.040.338 7.661.319 4.026.570 314.058 Total Deposito berjangka Mudharabah Mudharabah Time Deposits Pihak berelasi 3.000.000 3.000.000 - - - Related parties Pihak ketiga 1.173.700.416 1.003.049.322 393.043.860 290.505.176 3.939.419 Third parties Jumlah 1.176.700.416 1.006.049.322 393.043.860 290.505.176 3.939.419 Total Jumlah dana syirkah temporer Total temporary syirkah funds dari bukan bank 1.283.575.850 1.036.089.660 400.705.179 294.531.746 4.253.477 from non banks Surat berharga yang diterbitkan Securities issued Sertifikat Investasi Mudharabah Mudharabah Interbank Investment antar Bank Certificates Pihak berelasi - - 80.000.000 - - Related parties Pihak ketiga 50.000.000 183.000.000 55.000.000 - - Third parties Jumlah 50.000.000 183.000.000 135.000.000 - - Total JUMLAH DANA SYIRKAH TEMPORER 1.583.775.790 1.439.576.361 535.832.584 295.031.746 4.253.477 TOTAL TEMPORARY SYIRKAH FUNDS Tingkat bagi hasil rata-rata per tahun Revenue sharing per annum Tabungan Mudharabah 6,38 4,56 3,37 3,96 5,05 Mudharabah saving deposits Deposito berjangka Mudharabah 6,85 7,23 8,19 6,83 7,13 Mudharabah time deposits Sertifikat Investasi Mudharabah Mudharabah Interbank Investment antar Bank 6,95 4,00 5,46 - - Certificates 31 DesemberDecember 31, Tabungan Mudharabah Mudharabah saving deposits Tabungan Mudharabah berdasarkan jenisnya adalah sebagai berikut: Mudharabah savings deposits by types are as follows: 1 Januari 2010 30 Juni 31 Desember 2009 June 30, January 1, 2010 2013 2012 2011 2010 December 31, 2009 Rp000 Rp000 Rp000 Rp000 Rp000 Tabungan Bisnis 96.312.732 22.908.565 12.000 - - Tabungan Bisnis Tabungan Mudharabah Pas IB 6.326.087 5.331.202 6.882.426 3.749.785 314.058 Tabungan Mudharabah Pas IB Tabungan Pas Flexible 2.887.451 1.560.093 540.114 - - Tabungan Pas Flexible Tabungan Mudharabah Karyaw an 830.583 527.239 226.779 276.785 - Tabungan Mudharabah Karyaw an Tabungan Fleksibel Program Gadget 480.473 - - - - Tabungan Fleksibel Program Gadget Tabungan Rencana PaS 38.108 - - - - Tabungan Rencana PaS Jumlah 106.875.434 30.327.099 7.661.319 4.026.570 314.058 Total 31 DesemberDecember 31, 229 NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued Deposito berjangka Mudharabah Klasifikasi deposito berjangka Mudharabah berdasarkan jangka waktu adalah sebagai berikut: Mudharabah time deposits Mudharabah time deposits classified based on the term are as follows: 1 Januari 2010 30 Juni 31 Desember 2009 June 30, January 1, 2010 2013 2012 2011 2010 December 31, 2009 Rp000 Rp000 Rp000 Rp000 Rp000 1 bulan 1.024.919.834 457.747.316 151.189.307 189.863.092 3.895.419 1 month 3 bulan 324.654.789 354.437.946 193.384.958 97.887.506 44.000 3 months 6 bulan 71.365.733 397.444.000 15.377.000 2.754.578 - 6 months 12 bulan 5.960.000 16.620.000 33.220.000 500.000 - 12 months Jumlah 1.426.900.356 1.226.249.262 393.171.265 291.005.176 3.939.419 Total 31 DesemberDecember 31, Pada tanggal 30 Juni 2013, 31 Desember 2012, 2011 dan 2010, jumlah deposito berjangka Mudharabah yang diblokir dan dijadikan jaminan piutang Murabahah, pembiayaan Mudharabah dan pembiayaan Musyarakah adalah sebagai berikut: As of June 30, 2013, December 31, 2012, 2011 and 2010, Mudharabah time deposits which are blocked and pledged as collateral of Murabahah receivables, Mudharabah financing and Musyarakah financing are as follows: 30 Juni June 30, 2013 2012 2011 2010 Rp000 Rp000 Rp000 Rp000 Piutang Murababah 830.000 830.000 1.630.000 2.210.000 Murabahah receivables Pembiayaan Mudharabah 7.814.000 7.512.000 33.000.000 28.000.000 Mudharabah financing Pembiayaan Mus yarakah 17.097.500 3.500.000 - - Musyarakah financing Jumlah 25.741.500 11.842.000 34.630.000 30.210.000 Total 31 DesemberDecember 31, Sertifikat Investasi Mudharabah antar Bank Merupakan instrumen yang diterbitkan Bank dalam bentuk sertifikat investasi mudharabah yang diperdagangkan antar bank pada pasar uang antar bank. Mudharabah Interbank Investment Certificates Represent instruments issued by the Bank in the form of Mudharabah Certificates Investment which are traded on the interbank money market. Sertifikat investasi Mudharabah antar bank diperoleh dari: Mudharabah interbank investments certificates are obtained from: 30 Juni June 30, 2013 2012 2011 Rp000 Rp000 Rp000 Pihak berelasi Related party Bank Pan Indonesia Tbk - - 80.000.000 Bank Pan Indonesia Tbk Pihak ketiga Third parties Bank Victoria International Tbk 50.000.000 100.000.000 45.000.000 Bank Victoria International Tbk Bank Muamalat Indonesia Tbk - 35.000.000 - Bank Muamalat Indonesia Tbk Bank Negara Indonesia Syariah - 30.000.000 - Bank Negara Indonesia Syariah Bank Maybank Syariah Indonesia - 18.000.000 - Bank Maybank Syariah Indonesia Bank Victoria Syariah - - 10.000.000 Bank Victoria Syariah Jumlah pihak ketiga 50.000.000 183.000.000 55.000.000 Total third parties Jumlah Sertifikat Investasi Total Mudharabah Interbank Mudharabah antar Bank 50.000.000 183.000.000 135.000.000 Investment Certificates 31 DesemberDecember 31, 230 NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued

20. MODAL SAHAM

Rincian pemegang saham Bank adalah sebagai berikut:

20. CAPITAL STOCK

The Bank’s shareholders are as follows: Jumlah Persentase Jumlah saham pemilikan modal Number of Percentage of Total paid-up Nama pemegang saham shares ow nership capital stock Name of stockholders Rp000 P.T. Bank Pan Indonesia Tbk 4.999.951.790 99,999 499.995.179 P.T. Bank Pan Indonesia Tbk H. Ahmad Hidayat 48.210 0,001 4.821 H. Ahmad Hidayat Jumlah 5.000.000.000 100,000 500.000.000 Total 30 JuniJune 30, 2013 Jumlah Persentase Jumlah saham pemilikan modal Number of Percentage of Total paid-up Nama pemegang saham shares ow nership capital stock Name of stockholders Rp000 P.T. Bank Pan Indonesia Tbk 101.014 99,999 449.512.300 P.T. Bank Pan Indonesia Tbk H. Ahmad Hidayat 1 0,001 4.450 H. Ahmad Hidayat Jumlah 101.015 100,000 449.516.750 Total 31 DesemberDecember 31, 2012 danand 2011 Jumlah Persentase Jumlah saham pemilikan modal Number of Percentage of Total paid-up Nama pemegang saham shares ow nership capital stock Name of stockholders Rp000 P.T. Bank Pan Indonesia Tbk 33.599 99,997 149.515.550 P.T. Bank Pan Indonesia Tbk H. Ahmad Hidayat 1 0,003 4.450 H. Ahmad Hidayat Jumlah 33.600 100,000 149.520.000 Total 1 JanuariJanuary 1, 201031 DesemberDecember 31, 2009 31 DesemberDecember 31, 2010 danand PT Bank Pan Indonesia Tbk dimiliki oleh PT Panin Financial Tbk dh PT Panin Life Tbk dan publik. PT Panin Financial Tbk dimiliki oleh PT Panin Insurance Tbk dan Publik. PT Panin Insurance dimiliki oleh PT Panincorp, PT Famlee Invesco dan Publik. PT Panincorp dimiliki oleh PT Panin Investment. PT Panin Investment dimiliki oleh Gunadi Gunawan, Mu’min Ali Gunawan, Muljadi Koesumo dan Tidjan Ananto. PT. Famlee Invesco dimiliki oleh Gunadi Gunawan dan Mu’min Ali Gunawan. PT Bank Pan Indonesia Tbk is owned by PT Panin Financial Tbk formerly PT Panin Life Tbk and public. PT Panin Financial Tbk is owned by PT Panin Insurance Tbk and Public Shareholders. PT Panin Insurance Tbk is owned by PT Panincorp, PT Famlee Invesco and Public Shareholders. PT Panincorp is owned by PT Panin Investment. PT Panin Investmenmt is owned by Gunadi Gunawan, Mu’min Ali Gunawan, Muljadi Koesumo dan Tidjan Ananto. PT Famlee Invesco is owned by Gunadi Gunawan dan Mu’min Ali Gunawan. 231 NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued Perubahan jumlah saham beredar selama tahun 2013, 2012, 2011 dan 2010 adalah sebagai berikut: The changes in the shares outstanding for 2013, 2012, 2011 and 2010 are as follows: Jumlah Saham Number of Shares Saldo 31 Desember 2010 dan 1 Januari 201031 Desember 2009 33.600 Balance as of December 31, 2010 and January 1, 2010December 31, 2009 Penambahan dari setoran modal tahun 2011 67.415 Increase from additional paid in capital in 2011 Saldo 31 Desember 2012 dan 2011 101.015 Balance as of December 31, 2012 and 2011 Penambahan dari: Increase from: Setoran modal 130.000.000 Additional paid in capital Pemecahan nilai nominal saham 4.495.066.485 Stock split of par value Dividen saham 347.418.306 Stock dividends Saham bonus 27.414.194 Issuance of bonus share Saldo 30 Juni 2013 5.000.000.000 Balance as of June 30, 2013 Berdasarkan Akta Pernyataan Keputusan Rapat Umum Luar Biasa Pemegang Saham No. 57 tanggal 19 Januari 2010 dari Sutjipto S.H., M.Kn., notaris di Jakarta, para pemegang saham Bank telah mengambil keputusan sebagai berikut: Based on the Deed of the Extraordinary General Meeting of Shareholders No. 57 dated January 19, 2010 from Sutjipto SH, M.Kn., notary in Jakarta, the Bank’s shareholders has taken the following decisions: a. Menyetujui pengurangan modal Bank sebagai berikut: - Modal dasar dari Rp 200.000.000 ribu menjadi Rp 178.000.000 ribu. - Modal ditempatkan dan disetor penuh dari Rp 168.000.000 ribu menjadi Rp 149.520.000 ribu. a. Approved the reduction of the Banks capital with details as follows:  Authorized capital from Rp 200,000,000 thousand to Rp 178,000,000 thousand.  Issued and paid-up capital from Rp 168,000,000 thousand to Rp 149,520,000 thousand. b. Menyetujui perubahan nilai nominal saham dari Rp 5.000.000 per saham menjadi Rp 4.450.000 per saham sebagai akibat dari pengurangan modal tersebut di atas. b. Approved changes of the shares nominal value of shares from Rp 5,000,000 per share to Rp 4,450,000 per share as a result of the capital reduction. Akta perubahan di atas telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dengan Surat Keputusannya No. AHU-15639.AH.01.02.Tahun 2010 tanggal 25 Maret 2010. The deed was approved by the Minister of Justice and Human Rights of the Republic of Indonesia through Decision Letter No. AHU-15639.AH.01.02.Tahun 2010 dated March 25, 2010. Penurunan modal ditempatkan dan disetor melalui penurunan nilai nominal saham tanpa mengurangi jumlah saham yang beredar seperti yang dijelaskan di atas mengakibatkan Bank membukukan tambahan modal disetor sebesar Rp 18.480.000 ribu Catatan 21. Decrease of the issued and paid-up capital by decreasing the nominal value of shares without reducing the number of outstanding shares as described above resulted the Bank recorded additional paid-in capital amounting to Rp 18,480,000 thousand Note 21. 232