DEPOSITS FROM CUSTOMERS - TIME DEPOSITS

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 74

19. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVINGS DEPOSITS continued

b. Average Interest Rates cost of funds and Range of Bonuses Per Annum: Average interest rates cost of funds per annum: 2008 2007 Demand Deposits Rupiah 2.85 2.65 Foreign Currency 1.35 1.89 Savings Deposits Rupiah 3.12 3.68 Range of bonuses per annum on wadiah deposits: 2008 2007 Rupiah 0.94 - 1.04 0.19 - 1.07 Foreign Currency 0.24 - 1.05 0.23 - 2.64 c. As of December 31, 2008 and 2007, the Bank demand and savings deposits from related parties amounted to Rp1,075 and RpNil, respectively, or 0.03 and Nil of the total deposits from other banks - demand and savings deposits, respectively Note 47a. d. As of December 31, 2008 and 2007, demand and savings deposits pledged by borrowers as bank guarantees, loan collateral and trade finance facilities amounted to Rp33,634 and Rp224,286, respectively. 20. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY a. By Currency: 2008 2007 Foreign Currency 7,588 827,617 Deposits from other banks - inter-bank call money amounting to Rp7,588 is net of the deposits from other banks - inter-bank call money of a financial institution in Bank Mandiri amounting to Rp16,217 with Bank Mandiri’s deposits in such financial institution with loss classification amounting to Rp242,708, respectively Note 5e. b. By Remaining Period Until Maturity Date: 2008 2007 Foreign Currency: Less than 1 month 7,588 827,617 c. Average Interest Rates cost of funds per Annum: 2008 2007 Foreign Currency 3.29 5.42 d. As of December 31, 2008 and 2007, the Bank had no inter-bank call money from related party banks. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 75

21. DEPOSITS FROM OTHER BANKS - TIME DEPOSITS

a. By Currency: 2008 2007 Rupiah 2,763,817 1,724,286 Foreign Currency 1,801,966 1,221,373 4,565,783 2,945,659 b. By Contract Period: 2008 2007 Less than 1 month 2,684,933 1,703,249 3 months 44,421 7,640 6 months 12,971 2,300 12 months 21,192 11,097 Over 12 months 300 - Total Rupiah 2,763,817 1,724,286 Foreign Currency: Less than 1 month 166,917 1,197,890 6 months 1,635,049 23,483 Total Foreign Currency 1,801,966 1,221,373 4,565,783 2,945,659 Included in deposits from other banks - time deposits are unrestricted investments - mudharabah time deposits amounting to Rp218,412 and RpNil as of December 31, 2008 and 2007, respectively. c. Average Interest Rates cost of fund and Range of Profit Sharing Per Annum: Average interest rates cost of fund per annum: 2008 2007 Rupiah 7.56 7.39 Foreign Currency 3.29 3.71 Range of profit sharing per annum : 2008 2007 Rupiah 6.09 - 8.54 6.60 - 8.05 Foreign Currency 2.36 - 3.28 2.85 - 3.35 d. As of December 31, 2008 and 2007, the Bank had no time deposits from related party banks. e. As of December 31, 2008 and 2007, time deposits from other banks which are frozen and blocked as bank guarantees, loan collateral and trade finance facilities amounted to Rp772,530 and Rp42,079, respectively.