OTHER ASSETS continued DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 72

18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS

a. By Currency: 2008 2007 Rupiah 103,233,269 78,535,764 Foreign Currency 21,838,083 16,449,494 125,071,352 94,985,258 b. By Contract Period: 2008 2007 Rupiah: 1 month 77,620,722 64,145,362 3 months 13,114,836 9,060,496 6 months 8,183,506 2,492,026 12 months 4,160,570 1,797,559 Over 12 months 153,635 1,040,321 Total Rupiah 103,233,269 78,535,764 Foreign Currency: 1 month 16,803,485 13,686,388 3 months 3,288,342 1,270,383 6 months 1,133,297 875,805 12 months 609,872 553,542 Over 12 months 3,087 63,376 Total Foreign Currency 21,838,083 16,449,494 125,071,352 94,985,258 c. By Remaining Period Until Maturity Date: 2008 2007 Rupiah: 1 month 81,691,067 64,145,362 3 months 14,266,681 9,060,496 6 months 2,953,132 2,492,026 12 months 4,253,649 1,797,559 Over 12 months 68,740 1,040,321 Total Rupiah 103,233,269 78,535,764 Foreign Currency: 1 month 17,658,707 13,686,387 3 months 2,717,373 1,273,960 6 months 1,139,914 870,950 12 months 320,635 554,821 Over 12 months 1,454 63,376 Total Foreign Currency 21,838,083 16,449,494 125,071,352 94,985,258 d. Included in time deposits are unrestricted mudharabah investments amounting to Rp7,718,558 and Rp5,171,943 as of December 31, 2008 and 2007, respectively. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 73

18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued

e. Average Interest Rates cost of funds and Range of Profit Sharing per Annum: Average interest rates cost of funds per annum: 2008 2007 Rupiah 7.56 7.39 Foreign Currency 3.29 3.71 Range of profit sharing per annum on mudharabah investments: 2008 2007 Rupiah 6.09 -8.54 6.60 - 8.05 Foreign Currency 2.36 -3.28 2.85 - 3.35 f. As of December 31, 2008 and 2007, time deposits from related parties amounted to Rp313,909 and Rp181,309, respectively, or 0.25 and 0.19 of the total time deposits, respectively Note 47a. g. As of December 31, 2008 and 2007, time deposits which are frozen and blocked as collateral for bank guarantees, loans and trade finance facilities amounted to Rp6,632,688 and Rp8,330,382, respectively. As of December 31, 2008 and 2007, there are Mudharabah time deposit pledged for Mudharabah receivables extended by Bank Syariah Mandiri BSM amounting to Rp289,996 and RpNil, respectively. 19. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVINGS DEPOSITS a. By Currency: 2008 2007 Demand Deposits Rupiah 528,490 1,307,562 Foreign Currency 2,388,645 80,538 Total Demand Deposits 2,917,135 1,388,100 Savings Deposits - Rupiah 227,608 248,965 Total Demand and Savings Deposits 3,144,743 1,637,065 Deposits from other banks - demand and savings deposits amounting to Rp3,144,743 is net of the deposits from other banks - demand deposits of a financial institution placed in Bank Mandiri amounting to Rp214 with Bank Mandiri’s deposits in the financial institution with loss classification amounting to Rp242,708 Note 5e. Included in deposits from other banks - demand deposits are wadiah deposits amounting to Rp11,696 and Rp2,512 as of December 31, 2008 and 2007, respectively.