LOANS Bank Mandiri Tbk (english)

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 55

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A. Details of loans continued: c By Economic Sector and Collectibility continued: 2008 continued Special Sub- Current Mention standard Doubtful Loss Total Foreign Currency: Manufacturing 8,229,682 5,884,483 259,431 47,540 3,213,561 17,634,697 Mining 7,511,119 147,023 - - 213,054 7,871,196 Trading, restaurant and hotel 4,440,697 269,659 75,183 21,097 438,825 5,245,461 Construction 1,374,750 97,052 69,896 - 20,647 1,562,345 Agriculture 1,460,770 89,752 - - - 1,550,522 Electricity, gas and water 1,231,524 157,316 - - - 1,388,840 Business services 1,075,660 5,712 57 - 273,168 1,354,597 Transportation, warehousing and communications 1,167,296 25,740 - 34,336 - 1,227,372 Social services 1,828 - - - - 1,828 Others 1,346,921 71,175 4,231 - 3,213 1,425,540 Total Foreign Currency 27,840,247 6,747,912 408,798 102,973 4,162,468 39,262,398 Total 149,251,459 15,919,364 1,149,050 578,330 7,601,231 174,499,434 Less: Deferred income - 1,334 - - - 1,334 Total 149,251,459 15,918,030 1,149,050 578,330 7,601,231 174,498,100 Less: Allowance for possible losses 1,593,604 2,796,702 307,510 448,414 6,714,082 11,860,312 147,657,855 13,121,328 841,540 129,916 887,149 162,637,788 2007 Special Sub- Current Mention standard Doubtful Loss Total Rupiah: Manufacturing 16,548,872 2,032,194 751,380 171,498 2,003,585 21,507,529 Trading, restaurant and hotel 12,432,341 1,404,263 95,089 76,201 534,553 14,542,447 Agriculture 8,692,151 1,012,794 15,632 1,847 375,254 10,097,678 Business services 8,902,319 457,097 12,434 5,380 671,262 10,048,492 Construction 6,924,499 1,161,885 77,029 109,907 229,637 8,502,957 Transportation, warehousing and communications 5,997,627 587,222 12,379 916 151,920 6,750,064 Social services 1,460,956 121,956 2,936 4,775 13,708 1,604,331 Mining 433,075 128,163 81 18,088 95,566 674,973 Electricity, gas and water 185,356 1,302 - - 50,657 237,315 Others 20,116,540 2,062,736 80,346 82,881 421,294 22,763,797 Total Rupiah 81,693,736 8,969,612 1,047,306 471,493 4,547,436 96,729,583 Foreign Currency: Manufacturing 8,468,825 5,961,124 251,335 28,338 4,247,277 18,956,899 Mining 9,087,257 375,881 - 37,596 203,090 9,703,824 Trading, restaurant and hotel 2,160,438 228,295 57,044 9,805 247,215 2,702,797 Agriculture 2,355,570 38,632 42,063 - 28,829 2,465,094 Electricity, gas and water 1,804,566 87,082 - - 13,135 1,904,783 Transportation, warehousing and communications 1,188,970 29,588 985 - - 1,219,543 Construction 995,832 137,372 211 - - 1,133,415 Business services 387,597 10,332 49 - 352,246 750,224 Social services 8,479 - - - - 8,479 PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 56

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