DERIVATIVE RECEIVABLES AND PAYABLES continued

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 53

11. LOANS

A. Details of loans: a By Currency and Related Parties and Third Parties: 2008 2007 Rupiah: Related parties note 47a 119,324 235,021 Third parties 135,117,712 96,494,562 Total Rupiah 135,237,036 96,729,583 Foreign Currency: Related parties note 47a 521,939 548,057 Third parties 38,740,459 41,275,912 Total Foreign Currency 39,262,398 41,823,969 Total 174,499,434 138,553,552 Less: Deferred income 1,334 23,472 Total 174,498,100 138,530,080 Less: Allowance for possible losses 11,860,312 13,041,696 162,637,788 125,488,384 b By Type and Collectibility: 2008 Special Sub- Current Mention standard Doubtful Loss Total Rupiah: Working capital 68,830,786 3,815,028 629,107 274,538 2,199,727 75,749,186 Investment 31,963,712 3,090,153 35,046 122,145 898,835 36,109,891 Consumer 16,785,205 2,080,749 61,528 55,344 326,703 19,309,529 Government Program 2,007,093 181,286 14,548 23,227 8,522 2,234,676 Employees 1,349,970 4,236 23 103 4,976 1,359,308 Syndicated 349,827 - - - - 349,827 Export 124,619 - - - - 124,619 Total Rupiah 121,411,212 9,171,452 740,252 475,357 3,438,763 135,237,036 Foreign Currency: Working capital 10,919,472 4,647,422 280,537 60,780 2,402,336 18,310,547 Investment 11,909,409 2,073,859 81,620 - 1,487,120 15,552,008 Syndicated 2,827,106 18,893 - 42,193 272,500 3,160,692 Employees 1,987,782 6,463 46,641 - 512 2,041,398 Government Program 168,735 - - - - 168,735 Consumer 27,207 1,275 - - - 28,482 Export 536 - - - - 536 Total Foreign Currency 27,840,247 6,747,912 408,798 102,973 4,162,468 39,262,398 Total 149,251,459 15,919,364 1,149,050 578,330 7,601,231 174,499,434 Less: Deferred income - 1,334 - - - 1,334 Total 149,251,459 15,918,030 1,149,050 578,330 7,601,231 174,498,100 Less: Allowance for possible losses 1,593,604 2,796,702 307,510 448,414 6,714,082 11,860,312 147,657,855 13,121,328 841,540 129,916 887,149 162,637,788 PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated 54

11. LOANS continued

A. Details of loans continued: b By Type and Collectibility continued: 2007 Special Sub- Current Mention standard Doubtful Loss Total Rupiah: Working capital 45,495,670 3,744,579 852,535 247,143 1,623,923 51,963,850 Investment 17,205,052 2,626,582 95,397 141,657 1,260,488 21,329,176 Consumer 14,259,902 2,008,299 78,619 80,945 381,814 16,809,579 Export 1,877,506 93,720 7,205 - 143,166 2,121,597 Government Program 1,421,302 254,652 13,476 1,644 159,015 1,850,089 Employees 1,347,111 3,710 74 104 3,396 1,354,395 Syndicated 87,193 238,070 - - 975,634 1,300,897 Total Rupiah 81,693,736 8,969,612 1,047,306 471,493 4,547,436 96,729,583 Foreign Currency: Working capital 13,507,875 3,892,009 132,799 68,225 1,810,956 19,411,864 Investment 9,749,240 1,972,543 62,664 - 2,910,767 14,695,214 Syndicated 2,931,299 487,036 49 - 43,075 3,461,459 Export 1,299,023 522,602 100,432 - 705,594 2,627,651 Government Program 130,152 - - - - 130,152 Consumer 83,178 1,691 - 123 - 84,992 Employees 659 - - - - 659 Others 1,259,031 85,758 57,044 7,983 2,162 1,411,978 Total Foreign Currency 28,960,457 6,961,639 352,988 76,331 5,472,554 41,823,969 Total 110,654,193 15,931,251 1,400,294 547,824 10,019,990 138,553,552 Less: Deferred income 1,398 22,074 - - - 23,472 Total 110,654,795 15,909,177 1,400,294 547,824 10,019,990 138,530,080 Less: Allowance for possible losses 1,239,540 1,866,006 164,798 240,685 9,530,667 13,041,696 109,413,255 14,043,171 1,235,496 307,139 489,323 125,488,384 c By Economic Sector and Collectibility: 2008 Special Sub- Current Mention standard Doubtful Loss Total Rupiah: Manufacturing 30,588,663 2,401,266 444,528 78,447 1,528,097 35,041,001 Trading, restaurant and hotel 15,664,496 1,414,353 62,762 112,773 661,534 17,915,918 Business services 16,573,954 637,061 61,643 18,756 186,557 17,477,971 Agriculture 12,700,062 786,569 17,242 3,045 125,410 13,632,328 Construction 9,612,533 1,237,896 19,703 12,690 367,310 11,250,132 Transportation, warehousing and communications 10,426,185 196,731 46,016 162,609 121,871 10,953,412 Social services 2,026,496 128,282 8,386 4,889 9,161 2,177,214 Electricity, gas and water 1,640,298 4,427 27 8 1,110 1,645,870 Mining 920,805 15,515 2,479 402 75,291 1,014,492 Others 21,257,720 2,349,352 77,466 81,738 362,422 24,128,698 Total Rupiah 121,411,212 9,171,452 740,252 475,357 3,438,763 135,237,036