PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated
53
11. LOANS
A. Details of loans: a By Currency and Related Parties and Third Parties:
2008 2007
Rupiah: Related parties note 47a
119,324 235,021
Third parties 135,117,712
96,494,562 Total Rupiah
135,237,036 96,729,583
Foreign Currency: Related parties note 47a
521,939 548,057
Third parties 38,740,459
41,275,912 Total Foreign Currency
39,262,398 41,823,969
Total 174,499,434
138,553,552 Less: Deferred income
1,334 23,472
Total 174,498,100
138,530,080 Less: Allowance for possible losses
11,860,312 13,041,696
162,637,788 125,488,384
b By Type and Collectibility:
2008
Special Sub-
Current Mention
standard Doubtful
Loss Total
Rupiah: Working capital
68,830,786 3,815,028
629,107 274,538
2,199,727 75,749,186
Investment 31,963,712
3,090,153 35,046
122,145 898,835
36,109,891 Consumer
16,785,205 2,080,749
61,528 55,344
326,703 19,309,529
Government Program 2,007,093
181,286 14,548
23,227 8,522
2,234,676 Employees
1,349,970 4,236
23 103
4,976 1,359,308
Syndicated 349,827
- -
- -
349,827 Export
124,619 -
- -
- 124,619
Total Rupiah 121,411,212
9,171,452 740,252
475,357 3,438,763
135,237,036 Foreign Currency:
Working capital 10,919,472
4,647,422 280,537
60,780 2,402,336
18,310,547 Investment
11,909,409 2,073,859
81,620 -
1,487,120 15,552,008
Syndicated 2,827,106
18,893 -
42,193 272,500
3,160,692 Employees
1,987,782 6,463
46,641 -
512 2,041,398
Government Program 168,735
- -
- -
168,735 Consumer
27,207 1,275
- -
- 28,482
Export 536
- -
- -
536 Total Foreign Currency
27,840,247 6,747,912
408,798 102,973
4,162,468 39,262,398
Total 149,251,459
15,919,364 1,149,050
578,330 7,601,231
174,499,434 Less:
Deferred income -
1,334 -
- - 1,334
Total 149,251,459
15,918,030 1,149,050
578,330 7,601,231
174,498,100 Less:
Allowance for possible losses
1,593,604 2,796,702
307,510 448,414
6,714,082 11,860,312
147,657,855 13,121,328
841,540 129,916
887,149 162,637,788
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated
54
11. LOANS continued
A. Details of loans continued: b By Type and Collectibility continued:
2007
Special Sub-
Current Mention
standard Doubtful
Loss Total
Rupiah: Working capital
45,495,670 3,744,579
852,535 247,143
1,623,923 51,963,850
Investment 17,205,052
2,626,582 95,397
141,657 1,260,488
21,329,176 Consumer
14,259,902 2,008,299
78,619 80,945
381,814 16,809,579
Export 1,877,506
93,720 7,205
- 143,166
2,121,597 Government Program
1,421,302 254,652
13,476 1,644
159,015 1,850,089
Employees 1,347,111
3,710 74
104 3,396
1,354,395 Syndicated
87,193 238,070
- -
975,634 1,300,897
Total Rupiah 81,693,736
8,969,612 1,047,306
471,493 4,547,436
96,729,583 Foreign Currency:
Working capital 13,507,875
3,892,009 132,799
68,225 1,810,956
19,411,864 Investment
9,749,240 1,972,543
62,664 -
2,910,767 14,695,214
Syndicated 2,931,299
487,036 49
- 43,075
3,461,459 Export
1,299,023 522,602
100,432 -
705,594 2,627,651
Government Program 130,152
- -
- -
130,152 Consumer
83,178 1,691
- 123
- 84,992
Employees 659
- -
- -
659 Others
1,259,031 85,758
57,044 7,983
2,162 1,411,978
Total Foreign Currency 28,960,457
6,961,639 352,988
76,331 5,472,554
41,823,969 Total
110,654,193 15,931,251
1,400,294 547,824
10,019,990 138,553,552
Less: Deferred income
1,398 22,074
- -
- 23,472
Total 110,654,795
15,909,177 1,400,294
547,824 10,019,990
138,530,080 Less:
Allowance for possible losses
1,239,540 1,866,006
164,798 240,685
9,530,667 13,041,696
109,413,255 14,043,171
1,235,496 307,139
489,323 125,488,384
c By Economic Sector and Collectibility:
2008
Special Sub-
Current Mention
standard Doubtful
Loss Total
Rupiah: Manufacturing
30,588,663 2,401,266
444,528 78,447
1,528,097 35,041,001
Trading, restaurant and hotel
15,664,496 1,414,353
62,762 112,773
661,534 17,915,918
Business services 16,573,954
637,061 61,643
18,756 186,557
17,477,971 Agriculture
12,700,062 786,569
17,242 3,045
125,410 13,632,328
Construction 9,612,533
1,237,896 19,703
12,690 367,310
11,250,132 Transportation, warehousing
and communications 10,426,185
196,731 46,016
162,609 121,871
10,953,412 Social services
2,026,496 128,282
8,386 4,889
9,161 2,177,214
Electricity, gas and water 1,640,298
4,427 27
8 1,110
1,645,870 Mining
920,805 15,515
2,479 402
75,291 1,014,492
Others 21,257,720
2,349,352 77,466
81,738 362,422
24,128,698 Total Rupiah
121,411,212 9,171,452
740,252 475,357
3,438,763 135,237,036