PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated
117
48. MATURITY PROFILE continued
2007 continued
No Maturity Description
Total Contract
1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth
12 mth Liabilities
Liabilities immediately payable 852,777
- 852,777
- -
- -
Demand deposits 62,306,208
- 67,306,208
- -
- -
Savings deposits 90,063,557
- 90,063,557
- -
- -
Time deposits 94,985,258
- 81,161,887
10,323,002 1,769,144
1,582,590 148,635
Deposits from other banks - Demand and saving deposits
1,637,065 -
1,637,065 -
- -
- - Inter-bank call money
827,617 -
827,617 -
- -
- - Time deposits
2,945,659 -
2,890,864 18,270
27,625 8,900
- Securities sold with
agreements to repurchase 2,914,343
- 2,028,864
- -
- 885,479
Derivative payables 34,348
- 14,811
5,092 6,262
- 8,183
Acceptances payables 5,023,235
- 1,530,220
2,082,065 1,028,510
382,440 -
Securities issued 4,050,564
- 957,107
- 2,717,893
200,000 175,564
Fund borrowings 9,345,061
- 99,673
3,799,987 1,790,562
2,746,398 908,441
Estimated losses on commitments and
contingencies 469,508
469,508 -
- -
- -
Accrued expenses 540,608
- 540,608
- -
- -
Taxes payable 1,280,398
- -
1,280,398 -
- -
Other liabilities 9,624,031
8,982,152 641,879
- -
- -
Subordinated loans 2,935,275
- 2,852
23,162 10,536
93,550 2,805,175
Total liabilities 289,835,512
9,451,660 245,555,989
17,531,976 7,350,532
5,013,878 4,931,477
Net Assets Liabilities 29,250,078
1,490,880 153,185,872
478,688 5,660,896
18,930,113 155,875,373
49. SEGMENT INFORMATION
The Bank considers the nature of business as the primary segment, and geographical areas as the secondary segment. The business activities of the Bank and its Subsidiaries and its geographical
locations are as follows:
Name of Company 2008 Name of Company 2007
Nature of Business Geographical Location
- Parent - Parent
PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk.
Commercial Banking Indonesia, Singapore,
Hong Kong, Grand Cayman and Timor Leste
- Subsidiaries - Subsidiaries
Bank Mandiri Europe Limited Bank Mandiri Europe Limited
Commercial Banking United Kingdom
PT Bank Sinar Harapan Bali -
Commercial Banking Indonesia
PT Bank Syariah Mandiri PT Bank Syariah Mandiri
Syariah Banking Indonesia
PT Mandiri Sekuritas PT Mandiri Sekuritas
Securities Indonesia
PT Bumi Daya Plaza PT Bumi Daya Plaza
and its subsidiaries and its subsidiaries
Others Indonesia
PT Usaha Gedung Bank Dagang Negara PT Usaha Gedung Bank Dagang Negara
and its subsidiaries and its subsidiaries
Others Indonesia
Primary Segment Information for the year ended December 31, 2008:
Syariah Banking
Banking Securities
Others Elimination
Consolidated
Operating income 29,455,014
2,037,376 435,151
9,128 -
31,936,669 Inter-segment operating income
179,646 -
3,048 -
182,694 -
Operating income including inter-segment operating income
29,634,660 2,037,376
438,199 9,128
182,694 31,936,669
Operating expenses 21,808,678
1,757,437 376,719
83,393 -
24,026,227 Inter-segment operating expenses
1,848 -
- -
1,848 -
Operating expenses including inter-segment operating expenses
21,810,526 1,757,437
376,719 83,393
1,848 24,026,227
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2008 and 2007 Expressed in millions of Rupiah, unless otherwise stated
118
49. SEGMENT INFORMATION continued
Primary Segment Information for the year ended December 31, 2008 continued:
Syariah Banking
Banking Securities
Others Elimination
Consolidated
Income from operations 7,824,134
279,939 61,480
74,265 180,846
7,910,442 Net income
5,360,122 196,416
965 16,449
261,131 5,312,821
Total assets 342,200,350
17,064,857 2,349,988
343,433 3,519,950
358,438,678 Total assets as a percentage of
total consolidated assets prior to elimination
94.54 4.71
0.65 0.09
Secondary Segment Information for the year ended December 31, 2008:
Pacific Indonesia
Asia West Europe
Cayman Elimination
Consolidated
Operating income 31,216,424
347,319 231,549
141,377 -
31,936,669 Inter-segment operating income
182,694 -
- -
182,694 -
Operating income including inter-segment operating income
31,399,118 347,319
231,549 141,377
182,694 31,936,669
Operating expenses 23,061,428
330,917 171,911
461,971 -
24,026,227 Inter-segment operating expenses
1,848 -
- -
1,848 -
Operating expenses including inter-segment operating expenses
23,063,276 330,917
171,911 461,971
1,848 24,026,227
Income from operations 8,335,842
16,402 59,638
320,594 180,846
7,910,442 Net income
5,424,121 9,398
42,148 117,081
261,131 5,312,821
Total assets 348,109,840
5,060,951 3,397,760
5,390,077 3,519,950
358,438,678 Total assets as a percentage of
total consolidated assets prior to elimination
96.17 1.40
0.94 1.49
Primary Segment Information for the year ended December 31, 2007:
Syariah Banking
Banking Securities
Others Elimination
Consolidated
Operating income 25,450,264
1,407,193 426,058
22,061 -
27,305,576 Inter-segment operating income
310,755 -
9,953 -
320,708 -
Operating income including inter-segment operating income
25,761,019 1,407,193
436,011 22,061
320,708 27,305,576
Operating expenses 19,501,579
1,239,725 271,858
79,497 -
21,092,659 Inter-segment operating expenses
21,428 -
- -
21,428 -
Operating expenses including inter-segment operating expenses
19,523,007 1,239,725
271,858 79,497
21,428 21,092,659
Income from operations 6,238,012
167,468 164,153
57,436 299,280
6,212,917 Net income
4,389,064 115,455
108,391 34,339
301,025 4,346,224
Total assets 306,090,346
12,885,378 2,721,589
345,967 2,957,690
319,085,590 Total assets as a percentage of
total consolidated assets prior to elimination
95.05 4.00
0.85 0.11