0 are pe rform ing 4 of loans in Cate g ory 2 are c urre nt in inte re s t paym e nts 5 are US Dollar loans 2 are Inve s tm e nt loans , with anothe r 10. 7 Working Capital 1 are to Corporate c us tom e rs 4 im prove d in c olle c tibility during

57 1 2 5 30 D ays 90+ Mfg-PP Constr Trading Mfg-O th Mfg-N onM Mfg-Text O th 5 USD ID R Invest W C Program Corp Comm Small N PL N C PL N C 10 20 30 40 50 60 70 80 90 100 C ollect. N PL Aging Sector C urrency Purpose GAS Movement Q2 2007 Loan De tail: IBRA Loans Loan Profile : Q2 IBRA Loans Rp2, 515 bn Bank Only „

81. 0 are pe rform ing

„

87. 4 of loans in Cate g ory 2 are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors are : ¾ PP M anufac turing ¾ Cons truc tion ¾ Trading „

85. 5 are US Dollar loans

„

87. 2 are Inve s tm e nt loans , with anothe r 10. 7 Working Capital

loans „

81. 1 are to Corporate c us tom e rs

„

0. 4 im prove d in c olle c tibility during the quarte r

Rp2, 515 billion in loans purc has e d from IBRA re m ain on the books as of Q2, ac c ounting for 2. 4 of total loans : Exc luding M ic ro Cons um e r Loans Only 58 1 2 3 4 5 C u rr e n t 1 D ay 30 61+ Mfg-FB Mfg-O th Mfg-PP Agri Mfg-Chem Mining Mfg-Text Constr Trans O th 5 USD ID R W C Invest Synd Export O ther 2000 2 -2 4 2004 N ew Bal. N PL N C PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect. C at. 2 Aging Sector C urrency Purpose O rigin Year M ovement „

80. 0 are pe rform ing loans , with 19. 3 in Cate g ory 2

„

89. 4 of Cate g ory 2 loans are c urre nt in inte re s t paym e nts

„

22. 4 of NPLs are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors in Corporate are : ¾ Food Be ve rag e M fg ¾ Che m ic al M fg ¾ Pulp Pape r M fg ¾ Ag ric ulture „

52. 6 are USD loans

„

36. 6 are Working Capital loans

„

30. 7 are Re s truc ture d loans

„

4. 0 we re purc has e d from IBRA

Q2 2007 Loan De tail: Corp orate Loans Loan Profile : Q2 Corporate Loans Only Rp50, 516 bn Bank Only Rp50, 516 billion in loans we re in the Corporate portfolio in Q2, or 47. 3 of total loans . Of the Corporate Loans in Q2: 59 „

82. 7 are pe rform ing , with 9. 3 in Cate g ory 2